Clothes enterprise

James

Thika, Kenya

100% repaid

Entrepreneur

Name

James

Member since

January 2015

On-time repayments

72 installments  •  61%

About Me

I am a 27year old man born and raised in Thika.I studied at Genaral Kago primary school and later joined Broadway secondary school which i cleared in 2006 with a C+.Due to lack of school fees i joined Garissa primary school as private employed teacher for to raise my college fees.I joined the Excel Institute as as CPA student in 2012.In the year 2012 i started a shoe business to supplement me as i was studying which i supplied in the evening.Thika is a town with diverse culture that has a lot of colleges and i the demand of clothes and shoes is very high.In the year 2013 business was match demanding and i changed my classes to part time to enable me cater for my fees.My pass time is spent as a football coach to slum kids and orphans in institutions such as Wema,Action aid and angaza sports and development centre.

My Business

My business involves supply of shoes and clothes to the local community.Thika is a town with diverse culture and it has atleast 60% of its group as ladies.This is why i chose to take this type of business to meet rising demand in this item as due to the high number of students in Thika.My cost involves purchase of inventory,rent and transport.My profit is spent on personal needs,reinvestment and education.

Loan Proposal

I am planning to use my second loan to introduce shoes to my business.These will complement the business since it will reduce transport and rent clothes per piece of cloth.I am planning to acquire 60pieces of ladies shoes at $3 per pair.Then i will sell the pair at $6-8.This will work well in reducing the cost of rent and transport since i intend to use the same room i sell clothes.This will enable me meet all the repayments and expand my business.Thank you lenders for your support.My profit is expected to increase by an avarage $360 a week.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$195.00

Date disbursed

Apr 3, 2015

Repayment status

On Time

Projected term

6 weeks

Lenders

investor

Candiac, Canada

mbunifu

San Jose, United States

G

glosoli

Boston, United States

O

Oliver

Geneva, Switzerland

DeanDropshot

Oslo, Norway

C

cgrumboski

Atlanta, United States

AnnaChristina

Pittsburgh, United States

sebastienrosa

Quebec, Canada

M

mason243

Denver Colorado, United States

A

Alex1987

Ludwigsburg, Germany

Universal1

Melbourne, Australia

H

hanso

Arendal, Norway

Myrar

Aarau, Switzerland

J

Joyful4

Plano, United States

S

Sammlung

Glendale, United States

Jouni

Finland

N

nanax005

SALEM, United States

T

tuttifrutti

tulare, United States

ads68

Melbourne, Australia

postnihilist

Honolulu, United States

A

Andrew22

Hopewell PA, United States

Muslim

Riyadh, Saudi Arabia

L

Ldeschae

Gent, Belgium

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

G

Goldrivermob

Gold River, Canada

M

Marod

Edmonton, Canada

D

dpvidal

Eindhoven, Netherlands

W

wally

Torino, Italy

jan73

Eugene, United States

Zal0m0n

Atlantis!!!! x), Mauritania

silyara

United States

M

Mieli

Kotka, Finland

xtrahardware

Cazenovia, United States

zZola

Gilford, United States

G

GanSatya

United States

pvilliger

Zurich, Switzerland

A

axienjii

Amsterdam, United Kingdom

Matching Fund

Sterling, United States

G

guiambros

United States

E

electrolite

United States

Paul Buchheit

Mountain View, United States

P

phantomdiver

United States

V

Vilius

United Kingdom

mepster

San Francisco, Ca, United States

VK

Vasily Kudrin

Moscow, Russia

T

Tim47

United States

A

afrakhan

United Kingdom

adrianz

United States

alecors

Mexico, Mexico

S

Stephan

Netherlands

E

Erich

Zurich, Switzerland

S

Sebastian

Dortmund, Germany

Veeti

Helsinki, Finland

MW

Matt Willis

United States

JM

John Meserve

United States

Ask James a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • James    Jun 13, 2019

    Hello looking forward for a positive response for the growth of my business to change my life and my community at large.

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  • Silvester    Jul 15, 2017

    After contacting james kamau,he assurred me to working out everything soonest possible

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  • James    Jun 13, 2017

    I have received a loan of ksh 8480,will add stock to my business to improve the business. Thank for giving me the loan.

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  • James    Jun 4, 2017

    The loan will help me to add more stock to my business, the stock will help me earn more profit and add more stock while I repay the loan amount. lastly would like to thank the lenders for taking part in changing my life.

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  • James    Jun 2, 2017

    will use the loan to increase inventory of my shop and earn money to join university for my dream course.

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  • James    Nov 8, 2016

    thanks a lot again lenders for the support you have always given to me and my business.the money will be used to increase the stock looking forward for the festive season.

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  • James    Nov 1, 2016

    hello lenders am grateful for the last loan that i got to improve on my business my adding more stock of the shoes and clothes,through the i income i got from the business i was able to pay for my collage exam fees and cater for other house needs,part of it i used to renovate my business shop as we are looking forward to the festive season hence there will be more demand of clothes and shoes as people celebrate Christmas.thanks a lot lenders for being part of my life.

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  • James    Aug 14, 2016

    Thank was once again zidisha, this will help to increase the stock on my bussiness.am greatful to the lenders for being part of changing my life by empowering me economically

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  • James    Aug 1, 2016

    My names are james kamau,zidisha loan has been great part into my life.have transformed my life through my business and my business is doing well thanks to zidisha loan,would like continue with my business to greater height and change others peoples life by creating employment opportunities.

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  • James    Feb 18, 2016

    I would like to reduce my instalment to Kenya shilling 300 per week because my business this week is not doing well and reported no profit which I use to repay the instalment but later will increase the instalment.

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  • Peter    Jan 24, 2016

    Dear Kamau

    Congratulation for meeting the installments after turnaround of your business. Forecast the revenues and choose appropriate installments to ensure your repayment % is at peak

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  • James    Jan 24, 2016

    Thanks lenders for giving me opportunity to continue with my business last year it had some cash flow problem but during the December month the business was at boom and helped me to repay the full amount of loan where am very happy about that, because this year I want to increase the stock through funding from zidisha.org. also when my business grow and earn a lot of profit some of the money will try to open a new branch, the other part to continue with my university education, through zidisha.org my life have been going from better to better. Thats why I want to be committed to it for much benefits I have derived. My life is a little better now.

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  • James    Dec 18, 2015

    My business went down but was not doing good I was at break even state but it's December the business is at boom will repay by January the outstanding two instalment, also can I adjust the instalment.

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  • James    Dec 18, 2015

    My business went down but was not doing good I was at break even state but it's December the business is at boom will repay by January the outstanding two instalment, also can I adjust the instalment.

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  • Peter    Dec 14, 2015

    Dear James
    Kindly pay the amount you have since it is long overdue. The repayments will be updated. I will consult whether it is possible to adjust the installments at this stage. Thank you

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  • James    Dec 14, 2015

    Dear Peter

    I want to start repaying my loan unfortunately i cannot raise stated amount kindly since my business is not doing well for now.

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  • Peter    Nov 26, 2015

    Dear James

    I know understand you business is back on fit.Kindly maintain your repayment at 90% to enable continuous funding

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  • Joel    Apr 23, 2015

    I have spoken to James and had told me he will start paying from the coming weekend on 25th of this Month

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  • Peter    Mar 31, 2015

    Dear lenders
    i recommend james to be funded he has always worked hard and honoured his debts

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  • Peter    Feb 22, 2015

    Hi James
    Keep doing the recommendable job sir i passed over your business

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