Name
Joseph
Member since
February 2015
On-time repayments
252 installments • 34%
MY STORY
I come from Western Kenya a place called Ugenya and but currently I live and work in Eldoret Town. I have been in these Town for the last ten (15) years. I am a marriage man to one woman aged 42 years with five children (four girls and one boy). I have O level Education background also possess a Bachelors degree in Biblical Studies. I have been a Pastor for 10 years. Due to financial challenges and family responsibilities forces me do part time business of selling clothes to minimize financial constraint
About My Business
Besides Pastoring, I have been selling clothes to offices, shops and estates. I chose this business due to high demand by the people who have no time going to the market because of their working condition and various engagements. I also have a shop where I display clothes for sales. My business is always active and promising as the two business support each other.
The business does not face any risk as I select the best clothes from main market and stock them in my shop and sell others at mobile shop. My monthly cost of running the business is $ 90 while average Gross profit before the expenses is how I normally use profit approximately $ 70
The following is how I use profits from the business:-
10% I give tithes to church
50% Upkeep i.e. food and clothing
5% Savings
20% Payments of school fees
15% bills, rent and emergencies
Describe what you will do with the loan.I will spend 500$ for new stock 200$ wages & bills 100$ family upkeep total 800$ .Benefit increase no. staff for effective of the bussiness. My family will financially stable. l expect profit to increase by 60per cent. I will buy new clothes 300$ second clothes 200$ .
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$845.00
Date disbursed
Mar 20, 2017
Repayment status
Late
Projected term
37 months
Other loans
Amount repaid
$98.51
Amount remaining
$746.72
Expected completion
Apr 21, 2020
Status
Repaying late
Installment amount
$4.98
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 28, 2017 | $46.77 | Mar 28, 2017 | $46.77 |
Apr 4, 2017 | $46.77 | Apr 4, 2017 | $46.77 |
Apr 11, 2017 | $0.00 | ||
Apr 18, 2017 | $0.00 | ||
Apr 25, 2017 | $0.00 | ||
May 2, 2017 | $0.00 | ||
May 9, 2017 | $0.00 | ||
May 16, 2017 | $0.00 | ||
May 23, 2017 | $0.00 | ||
May 30, 2017 | $4.98 | Jul 31, 2017 | $4.98 |
Jun 6, 2017 | $4.98 | ||
Jun 13, 2017 | $4.98 | ||
Jun 20, 2017 | $4.98 | ||
Jun 27, 2017 | $4.98 | ||
Jul 4, 2017 | $4.98 | ||
Jul 11, 2017 | $4.98 | ||
Jul 18, 2017 | $4.98 | ||
Jul 25, 2017 | $4.98 | ||
Aug 1, 2017 | $4.98 | ||
Aug 8, 2017 | $4.98 | ||
Aug 15, 2017 | $4.98 | ||
Aug 22, 2017 | $4.98 | ||
Aug 29, 2017 | $4.98 | ||
Sep 5, 2017 | $4.98 | ||
Sep 12, 2017 | $4.98 | ||
Sep 19, 2017 | $4.98 | ||
Sep 26, 2017 | $4.98 | ||
Oct 3, 2017 | $4.98 | ||
Oct 10, 2017 | $4.98 | ||
Oct 17, 2017 | $4.98 | ||
Oct 24, 2017 | $4.98 | ||
Oct 31, 2017 | $4.98 | ||
Nov 7, 2017 | $4.98 | ||
Nov 14, 2017 | $4.98 | ||
Nov 21, 2017 | $4.98 | ||
Nov 28, 2017 | $4.98 | ||
Dec 5, 2017 | $4.98 | ||
Dec 12, 2017 | $4.98 | ||
Dec 19, 2017 | $4.98 | ||
Dec 26, 2017 | $4.98 | ||
Jan 2, 2018 | $4.98 | ||
Jan 9, 2018 | $4.98 | ||
Jan 16, 2018 | $4.98 | ||
Jan 23, 2018 | $4.98 | ||
Jan 30, 2018 | $4.98 | ||
Feb 6, 2018 | $4.98 | ||
Feb 13, 2018 | $4.98 | ||
Feb 20, 2018 | $4.98 | ||
Feb 27, 2018 | $4.98 | ||
Mar 6, 2018 | $4.98 | ||
Mar 13, 2018 | $4.98 | ||
Mar 20, 2018 | $4.98 | ||
Mar 27, 2018 | $4.98 | ||
Apr 3, 2018 | $4.98 | ||
Apr 10, 2018 | $4.98 | ||
Apr 17, 2018 | $4.98 | ||
Apr 24, 2018 | $4.98 | ||
May 1, 2018 | $4.98 | ||
May 8, 2018 | $4.98 | ||
May 15, 2018 | $4.98 | ||
May 22, 2018 | $4.98 | ||
May 29, 2018 | $4.98 | ||
Jun 5, 2018 | $4.98 | ||
Jun 12, 2018 | $4.98 | ||
Jun 19, 2018 | $4.98 | ||
Jun 26, 2018 | $4.98 | ||
Jul 3, 2018 | $4.98 | ||
Jul 10, 2018 | $4.98 | ||
Jul 17, 2018 | $4.98 | ||
Jul 24, 2018 | $4.98 | ||
Jul 31, 2018 | $4.98 | ||
Aug 7, 2018 | $4.98 | ||
Aug 14, 2018 | $4.98 | ||
Aug 21, 2018 | $4.98 | ||
Aug 28, 2018 | $4.98 | ||
Sep 4, 2018 | $4.98 | ||
Sep 11, 2018 | $4.98 | ||
Sep 18, 2018 | $4.98 | ||
Sep 25, 2018 | $4.98 | ||
Oct 2, 2018 | $4.98 | ||
Oct 9, 2018 | $4.98 | ||
Oct 16, 2018 | $4.98 | ||
Oct 23, 2018 | $4.98 | ||
Oct 30, 2018 | $4.98 | ||
Nov 6, 2018 | $4.98 | ||
Nov 13, 2018 | $4.98 | ||
Nov 20, 2018 | $4.98 | ||
Nov 27, 2018 | $4.98 | ||
Dec 4, 2018 | $4.98 | ||
Dec 11, 2018 | $4.98 | ||
Dec 18, 2018 | $4.98 | ||
Dec 25, 2018 | $4.98 | ||
Jan 1, 2019 | $4.98 | ||
Jan 8, 2019 | $4.98 | ||
Jan 15, 2019 | $4.98 | ||
Jan 22, 2019 | $4.98 | ||
Jan 29, 2019 | $4.98 | ||
Feb 5, 2019 | $4.98 | ||
Feb 12, 2019 | $4.98 | ||
Feb 19, 2019 | $4.98 | ||
Feb 26, 2019 | $4.98 | ||
Mar 5, 2019 | $4.98 | ||
Mar 12, 2019 | $4.98 | ||
Mar 19, 2019 | $4.98 | ||
Mar 26, 2019 | $4.98 | ||
Apr 2, 2019 | $4.98 | ||
Apr 9, 2019 | $4.98 | ||
Apr 16, 2019 | $4.98 | ||
Apr 23, 2019 | $4.98 | ||
Apr 30, 2019 | $4.98 | ||
May 7, 2019 | $4.98 | ||
May 14, 2019 | $4.98 | ||
May 21, 2019 | $4.98 | ||
May 28, 2019 | $4.98 | ||
Jun 4, 2019 | $4.98 | ||
Jun 11, 2019 | $4.98 | ||
Jun 18, 2019 | $4.98 | ||
Jun 25, 2019 | $4.98 | ||
Jul 2, 2019 | $4.98 | ||
Jul 9, 2019 | $4.98 | ||
Jul 16, 2019 | $4.98 | ||
Jul 23, 2019 | $4.98 | ||
Jul 30, 2019 | $4.98 | ||
Aug 6, 2019 | $4.98 | ||
Aug 13, 2019 | $4.98 | ||
Aug 20, 2019 | $4.98 | ||
Aug 27, 2019 | $4.98 | ||
Sep 3, 2019 | $4.98 | ||
Sep 10, 2019 | $4.98 | ||
Sep 17, 2019 | $4.98 | ||
Sep 24, 2019 | $4.98 | ||
Oct 1, 2019 | $4.98 | ||
Oct 8, 2019 | $4.98 | ||
Oct 15, 2019 | $4.98 | ||
Oct 22, 2019 | $4.98 | ||
Oct 29, 2019 | $4.98 | ||
Nov 5, 2019 | $4.98 | ||
Nov 12, 2019 | $4.98 | ||
Nov 19, 2019 | $4.98 | ||
Nov 26, 2019 | $4.98 | ||
Dec 3, 2019 | $4.98 | ||
Dec 10, 2019 | $4.98 | ||
Dec 17, 2019 | $4.98 | ||
Dec 24, 2019 | $4.98 | ||
Dec 31, 2019 | $4.98 | ||
Jan 7, 2020 | $4.98 | ||
Jan 14, 2020 | $4.98 | ||
Jan 21, 2020 | $4.98 | ||
Jan 28, 2020 | $4.98 | ||
Feb 4, 2020 | $4.98 | ||
Feb 11, 2020 | $4.98 | ||
Feb 18, 2020 | $4.98 | ||
Feb 25, 2020 | $4.98 | ||
Mar 3, 2020 | $4.98 | ||
Mar 10, 2020 | $4.98 | ||
Mar 17, 2020 | $4.98 | ||
Mar 24, 2020 | $4.98 | ||
Mar 31, 2020 | $4.98 | ||
Apr 7, 2020 | $4.98 | ||
Apr 14, 2020 | $4.98 | ||
Apr 21, 2020 | $0.45 |
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