Clothes & school fees for my children

Joseph

Eldoret, Kenya

12% repaid

Entrepreneur

Name

Joseph

Member since

February 2015

On-time repayments

252 installments  •  34%

About Me

MY STORY
I come from Western Kenya a place called Ugenya and but currently I live and work in Eldoret Town. I have been in these Town for the last ten (15) years. I am a marriage man to one woman aged 42 years with five children (four girls and one boy). I have O level Education background also possess a Bachelors degree in Biblical Studies. I have been a Pastor for 10 years. Due to financial challenges and family responsibilities forces me do part time business of selling clothes to minimize financial constraint

My Business

About My Business
Besides Pastoring, I have been selling clothes to offices, shops and estates. I chose this business due to high demand by the people who have no time going to the market because of their working condition and various engagements. I also have a shop where I display clothes for sales. My business is always active and promising as the two business support each other.
The business does not face any risk as I select the best clothes from main market and stock them in my shop and sell others at mobile shop. My monthly cost of running the business is $ 90 while average Gross profit before the expenses is how I normally use profit approximately $ 70
The following is how I use profits from the business:-
10% I give tithes to church
50% Upkeep i.e. food and clothing
5% Savings
20% Payments of school fees
15% bills, rent and emergencies

Loan Proposal

Describe what you will do with the loan.I will spend 500$ for new stock 200$ wages & bills 100$ family upkeep total 800$ .Benefit increase no. staff for effective of the bussiness. My family will financially stable. l expect profit to increase by 60per cent. I will buy new clothes 300$ second clothes 200$ .

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$845.00

Date disbursed

Mar 20, 2017

Repayment status

Late

Projected term

37 months

Lenders

frankcalberg

Zürich, Switzerland

torelizer

Reggio Emilia, Italy

J

JonnyPrice

San Francisco, United States

M

michael

Mornington, Australia

BrassHat

Boston, United States

W

Witlof

Tsukuba, Japan

BelleStarr

Albuquerque, United States

AltruisticSelfishnes

Chicago, United States

M

manup0d

Langen, Germany

Charmonica

London, United Kingdom

Straetman

Kaarst, Germany

ErikN

Stockholm, Sweden

T

Tszach

Tucson, United States

R

Roman

Barcelona, Spain

Pere

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

C

cjmenchaca

Austin, United States

BJ

Brandon Joz

North Carolina, United States

B

BluckeyeFan

Columbus, United States

TheWhiteCat

Surrey, United Kingdom

C

CheesemanDan

Shanghai, China

S

SelvaMarcus

Green Cove Springs, United States

EmilAsker

Lomma, Sweden

athomas

Chevy Chase, United States

ViVenusMedical

Jarfalla, Sweden

T

tomdeneire

Eke, Belgium

S

Serge

Bascharage, Luxembourg

Cloudways

Malta, Malta

A

Austrian

Graz, Austria

P

PhilACK

Brampton, Canada

S

samuk

Nottingham, United Kingdom

Jalene

Redmond, Oregon, United States

A

Andersson

Sölvesborg, Sweden

K

KnutAnders

niedernhausen, Germany

L

loistf

Madrid, Spain

mtnsailor

Harrisonburg, United States

L

leniwiec

Poznan, Poland

ads68

Melbourne, Australia

jimmycarterforever

Missoula, United States

S

Scodeb123

Huntsville, United States

A

Aaron

Zurich, Switzerland

Andreas Kiss

Vienna, Austria, Austria

JC

Jordi Cohen

New York, NY, United States

G

glh25

Winooski, United States

C

cardiff

Falls Church, United States

M

Moonknight

Østre Gausdal, Norway

Hedwich

Gorssel, Netherlands

Zal0m0n

Atlantis!!!! x), Mauritania

K

kingcamo1095

Mountain Home, United States

A

AndrewC

London, United Kingdom

gseletko

South Perth, Australia

P

paul74

Chichester, United Kingdom

Lambie

Perth, Australia

JonB

London, United Kingdom

soniad

Dubai, United Arab Emirates

D

doublehelix

Philadelphia, United States

ibc123

Seattle, United States

K

khassi

AinEbel, Lebanon

E

E

Marin county, United States

NedRyerson

Munroe Falls, United States

G

GanSatya

United States

B

BobHope

United States

sderickson

Berkeley, CA, United States

D

dajja

Stockholm, Sweden

pvilliger

Zurich, Switzerland

D

DandS

United States

P

plhughes

United States

poorinvest

Sandefjord, Norway

B

bugdaniel

Switzerland

L

Lallarahiq

United States

joshuacollinson

Vienna, Austria

T

thenwhen

United States

A

ajayhk

San Jose, United States

smastermind

Jerusalem, Israel

mepster

San Francisco, Ca, United States

TyWee

Manila, Philippines

Grant Xavier Storer

Seattle, Wa, United States

K

Keith

Luxembourg

Otto Barten

Amsterdam, Netherlands

M

me.iulian

Iasi, Romania

Vitus

Czech Republic

UN

Uwe Neumann

Frankfurt Germany, Denmark

Dave Bogard

New York, United States

Villa Maria Outliers

Montreal, Canada

W

Wade

United States

JD

Jo Dane

Melbourne, Australia

Dominik Wagner

Karlsruhe, Germany

Jake Badger

Roskilde, Denmark

jtreyes

United States

H

Hakon

Drammen, Norway

Lou Kaucic

Sanbornton, NH, United States

BV

Ben Veal

United Kingdom

T

Till

A small town in southwest of Germany., Germany

KD

Kent Don

United States

Oliver Hasenberg

Iserlohn, Germany

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

Martin Nielsen

Aarhus, Denmark

PG

Paul Graham

United States

Sarah and Dave

Toronto, Canada, Czech Republic

Aran Dunlop

United States

DL

Dan Lawrence

United States

AK

Achim Königs

Bonn, Germany

P

Peter

Bratislava, Slovakia

JM

Jo McDonnell

United Kingdom

Christopher Hey

Sudbury, Canada

Cliff

United States

B

Bramlage

United States

R

Ryan

United States

WS

william smith

United States

Carlo Cruz

Cincinnati, OH, United States

D

Dermo

Dublin, Ireland

KH

Kathryn Hawks

United States

S

stevensau

United States

R

Rolands

Taichung, Taiwan

Iris

Ireland

JC

juli camrud

United States

RC

Rudi Chen

United States

Carla

United States

RB

Ruth Brown

United States

JA

Jan Andresen

Hamburg, Germany

K

KH

United Kingdom

K

Konstantine

Prokopievsk, Russia

Craig Newmark

United States

The Zinc Team

San Francisco, United States

SH

Stephanie He

United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

SM

Sue MacFarlane

United Kingdom

Mary Norton

Byron Bay, Australia

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

L

leoman

United Kingdom

CJ

Carrie J

United States

M

Margaret

United States

A

Anonymous

United States

Helper

United States

JF

J Fister

United States

France

R

RMIM

United States

Mike

Indianapolis, United States

Paul Buchheit

Mountain View, United States

Keith Chan

Toronto, Canada

L

Liz

Canada

A

Anonymous

United States

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Summary

Amount repaid

$98.51

Amount remaining

$746.72

Expected completion

Apr 21, 2020

Status

Repaying late

Installment amount

$4.98

Repayment History

Expected Payments Actual Payments
Mar 28, 2017 $46.77 Mar 28, 2017 $46.77
Apr 4, 2017 $46.77 Apr 4, 2017 $46.77
Apr 11, 2017 $0.00
Apr 18, 2017 $0.00
Apr 25, 2017 $0.00
May 2, 2017 $0.00
May 9, 2017 $0.00
May 16, 2017 $0.00
May 23, 2017 $0.00
May 30, 2017 $4.98 Jul 31, 2017 $4.98
Jun 6, 2017 $4.98
Jun 13, 2017 $4.98
Jun 20, 2017 $4.98
Jun 27, 2017 $4.98
Jul 4, 2017 $4.98
Jul 11, 2017 $4.98
Jul 18, 2017 $4.98
Jul 25, 2017 $4.98
Aug 1, 2017 $4.98
Aug 8, 2017 $4.98
Aug 15, 2017 $4.98
Aug 22, 2017 $4.98
Aug 29, 2017 $4.98
Sep 5, 2017 $4.98
Sep 12, 2017 $4.98
Sep 19, 2017 $4.98
Sep 26, 2017 $4.98
Oct 3, 2017 $4.98
Oct 10, 2017 $4.98
Oct 17, 2017 $4.98
Oct 24, 2017 $4.98
Oct 31, 2017 $4.98
Nov 7, 2017 $4.98
Nov 14, 2017 $4.98
Nov 21, 2017 $4.98
Nov 28, 2017 $4.98
Dec 5, 2017 $4.98
Dec 12, 2017 $4.98
Dec 19, 2017 $4.98
Dec 26, 2017 $4.98
Jan 2, 2018 $4.98
Jan 9, 2018 $4.98
Jan 16, 2018 $4.98
Jan 23, 2018 $4.98
Jan 30, 2018 $4.98
Feb 6, 2018 $4.98
Feb 13, 2018 $4.98
Feb 20, 2018 $4.98
Feb 27, 2018 $4.98
Mar 6, 2018 $4.98
Mar 13, 2018 $4.98
Mar 20, 2018 $4.98
Mar 27, 2018 $4.98
Apr 3, 2018 $4.98
Apr 10, 2018 $4.98
Apr 17, 2018 $4.98
Apr 24, 2018 $4.98
May 1, 2018 $4.98
May 8, 2018 $4.98
May 15, 2018 $4.98
May 22, 2018 $4.98
May 29, 2018 $4.98
Jun 5, 2018 $4.98
Jun 12, 2018 $4.98
Jun 19, 2018 $4.98
Jun 26, 2018 $4.98
Jul 3, 2018 $4.98
Jul 10, 2018 $4.98
Jul 17, 2018 $4.98
Jul 24, 2018 $4.98
Jul 31, 2018 $4.98
Aug 7, 2018 $4.98
Aug 14, 2018 $4.98
Aug 21, 2018 $4.98
Aug 28, 2018 $4.98
Sep 4, 2018 $4.98
Sep 11, 2018 $4.98
Sep 18, 2018 $4.98
Sep 25, 2018 $4.98
Oct 2, 2018 $4.98
Oct 9, 2018 $4.98
Oct 16, 2018 $4.98
Oct 23, 2018 $4.98
Oct 30, 2018 $4.98
Nov 6, 2018 $4.98
Nov 13, 2018 $4.98
Nov 20, 2018 $4.98
Nov 27, 2018 $4.98
Dec 4, 2018 $4.98
Dec 11, 2018 $4.98
Dec 18, 2018 $4.98
Dec 25, 2018 $4.98
Jan 1, 2019 $4.98
Jan 8, 2019 $4.98
Jan 15, 2019 $4.98
Jan 22, 2019 $4.98
Jan 29, 2019 $4.98
Feb 5, 2019 $4.98
Feb 12, 2019 $4.98
Feb 19, 2019 $4.98
Feb 26, 2019 $4.98
Mar 5, 2019 $4.98
Mar 12, 2019 $4.98
Mar 19, 2019 $4.98
Mar 26, 2019 $4.98
Apr 2, 2019 $4.98
Apr 9, 2019 $4.98
Apr 16, 2019 $4.98
Apr 23, 2019 $4.98
Apr 30, 2019 $4.98
May 7, 2019 $4.98
May 14, 2019 $4.98
May 21, 2019 $4.98
May 28, 2019 $4.98
Jun 4, 2019 $4.98
Jun 11, 2019 $4.98
Jun 18, 2019 $4.98
Jun 25, 2019 $4.98
Jul 2, 2019 $4.98
Jul 9, 2019 $4.98
Jul 16, 2019 $4.98
Jul 23, 2019 $4.98
Jul 30, 2019 $4.98
Aug 6, 2019 $4.98
Aug 13, 2019 $4.98
Aug 20, 2019 $4.98
Aug 27, 2019 $4.98
Sep 3, 2019 $4.98
Sep 10, 2019 $4.98
Sep 17, 2019 $4.98
Sep 24, 2019 $4.98
Oct 1, 2019 $4.98
Oct 8, 2019 $4.98
Oct 15, 2019 $4.98
Oct 22, 2019 $4.98
Oct 29, 2019 $4.98
Nov 5, 2019 $4.98
Nov 12, 2019 $4.98
Nov 19, 2019 $4.98
Nov 26, 2019 $4.98
Dec 3, 2019 $4.98
Dec 10, 2019 $4.98
Dec 17, 2019 $4.98
Dec 24, 2019 $4.98
Dec 31, 2019 $4.98
Jan 7, 2020 $4.98
Jan 14, 2020 $4.98
Jan 21, 2020 $4.98
Jan 28, 2020 $4.98
Feb 4, 2020 $4.98
Feb 11, 2020 $4.98
Feb 18, 2020 $4.98
Feb 25, 2020 $4.98
Mar 3, 2020 $4.98
Mar 10, 2020 $4.98
Mar 17, 2020 $4.98
Mar 24, 2020 $4.98
Mar 31, 2020 $4.98
Apr 7, 2020 $4.98
Apr 14, 2020 $4.98
Apr 21, 2020 $0.45

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