Clothing and Shoes Sales

Djamila Habibata Gnessien

Bobo Dioulasso, Burkina Faso

41% repaid

Entrepreneur

Name

Djamila Habibata Gnessien

Member since

January 2014

On-time repayments

15 installments  •  73%

About Me

My name is Djamila Habibata Gnessien. My friends often call me Djami. I was born in Bobo Dioulasso on August 21, 1981. After my primary education at Sababougnouma School, where I obtained my first diploma, my parents enrolled me in the Évangélique I High School where I got my BEPC in 1992. I am single without children and I live with my parents. Currently I'm attending first year classes in the evenings. During the day I work at my business selling women's and children's clothing and shoes.

My Business

In my country of Burkina Faso, we are facing a problem of financing from existing local structures, (application of deposit, guarantee, seniority, etc.). I did not hesitate a second to seize this opportunity offered by Zidisha micro finance to grow my business. I buy clothes from my supplier in Lome, Togo, and resell them in the big market at Bobo Dioulasso. I realize a net profit which can reach $311 USD per month (150,000 CFA francs). Part of my income is reinvested in the business and part of it I save. I also help with family expenses such as electricity and water. I would therefore like a second loan of $455 USD to increase my capacity. I thank you.

Loan Proposal

The clothes I sell the big market of Bobo Dioulasso reach me since Lomé (TOGO) through my supplier, Once I receives my goods, I expose for sale. I realize net benefits that can reach 311 dollars a month. Part of my profit is returned to strengthen my capital and the other form of savings. As I stand in spending within the family such as electricity and water bills. I wish I therefore benefit again from 150 dollars to increase my ability. Thank you.

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About Me

Je m’appelle Gnessien Habibata Djamila, mes amis m’appelle très souvent Djami, Je suis nee a Bobo Dioulasso le 21 Aout 1981. Après mon parcours primaire a l’école Sababougnouma et l'obtention de mon premier diplôme mes parents m'ont inscrite au lycée Évangélique I ou j'ai obtenue mon BEPC en 1992. Je suis célibataire sans enfants et je vie avec mes parents. Actuellement je vais la classe de 1ere en cours du soir. Dans la journée je mène mon commerce de vente d'habit pour femme et enfants ainsi que des Chaussures

My Business

Dans mon pays qui est le Burkina Faso, nous sommes confrontes a un problème de financement a partir des structures locales existants,( DEMANDE DE CAUTION, GARANTIE,ANCIENNETÉ..) . Je n'ai pas hésité une seconde pour saisi cette opportunité que offre votre micro finance zidisha pour développer mon activité. Les habits que je vend au grand marche de Bobo Dioulasso me parvienne depuis Lomé (TOGO) par le biais de mon fournisseur, Une fois que je réceptionne ma marchandise, je l'expose pour la vente. Je réalise des bénéfices net qui peuvent atteindre 150 000 francs CFA par mois. Une partie de mon bénéfice est reverse pour renforcer mon capital et l'autre sous forme d’épargne. Aussi j'interviens dans les dépenses au sein de la famille tel que les factures électricité et d'eau. Je souhaiterai donc bénéficier de votre soutien financier pour augmenter ma capacité

Loan Proposal

The clothes I sell the big market of Bobo Dioulasso reach me since Lomé (TOGO) through my supplier, Once I receives my goods, I expose for sale. I realize net benefits that can reach 311 dollars a month. Part of my profit is returned to strengthen my capital and the other form of savings. As I stand in spending within the family such as electricity and water bills. I wish I therefore benefit again from 150 dollars to increase my ability. Thank you.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$136.91

Date disbursed

Jan 30, 2015

Repayment status

Late

Projected term

5 months

Cost to entrepreneur

Lender interest: $136.91 at 5.90% annual rate over 5 months = $4.24

Service fee: $3.43

Lenders

rebecca

Chapin SC, United States

A

agwong

California, United States

smonroe

Stanford, United States

tjm212003

Montreal, Canada

JB

James Broderick

Cobham, United Kingdom

C

CWS

Huntington beach, ca, United States

B

bgalon

London, United Kingdom

E

Errol

Bradenton, FL, United States

S

Snick

Halle, Germany

H

Hilke

Bremen, Germany

C

Canlender1

Nanaimo, Canada

Dymero

Manchester, United States

chegue79

Siena, Italy

G

Givemoreuseless

Waterloo, Canada

HI

Highly Improbable

Saskatoon, Canada

CaseySampson

Vancouver, Canada

Irvin

Vancouver, Canada

Lorax

Around, United States

Gordons28

Santa Monica, United States

Stefano Bertolo

Luxembourg, Luxembourg

R

ronimo

Brussels, Belgium

andreatagliatti

Manchester, United Kingdom

KM

Kirsty M

United Kingdom

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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