Cocoa nursery project & purchasing of building plot

Georgina

Techimantia, Ghana

7% repaid

Entrepreneur

Name

Georgina

Member since

July 2016

On-time repayments

152 installments  •  75%

About Me

My name is Georgina Ansere. I was born on 7th July, 1979. My place of abode isTechimantia , I am tall by stature. The names of my parents are Mr and Mrs Ansere kofi. Unfortunately, my schooling was truncated at the primary due to factors beyond my parents control. Even though i was not academically good, i did not allow that to serve as an obstacle in my life because i knew there other opportunities that come on my one day.So immediately a friend recommended zidisha to me, i told myself this is an opportune time for me. I am able to nurse about 30,000 cocoa seedlings yearly. I want to increase my production by purchasing more cocoa seeds and employ more casual workers so that I can sell more seedlings

My Business

The name of my business is Georgina’s cocoa seedlings farm. This is located 1km from Techimantia along Techiman to Kumasi road. The main aim of establishing this cocoa project was to nurture seedlings for local farmers in my catchement area.The proceeds from the sales, i believe will cushion me and lesson my financial burden. Cocoa is a tropical crop and usually grows well in climate with high humidity and rainfall. Cocoa is a major cash crop cultivated in my area. I started this project after the death of my husband.He was the principal bread winner of the entire household. I started with only 2,000 and subsequently, has increased to 30,000. In fact, the outcome had been very encouraging and surprising because, I at times, cannot supply all the farmers. Some of the farmers even place order in advance before they are supplied.
Truly speaking, the nursery project has been of great significance because it has lesson my financial predicaments. I want to increase the production of the cocoa seedlings from 30,000 to about 40, 000 yearly. However, this vision cannot be achieved without access to good source of funding such as zidisha due to it interest free nature.

Loan Proposal

I would like to use this opportunity to express my appreciation to all my lenders for giving financial support whenever I call them. I will forever, be grateful to all my lenders and also, pledge to remain faithful to my lenders when it comes to repayment of my loan.
My dear lenders, I have come to your door step asking for your assistance again. My nursery project is a lucrative business and the returns is also great. I will therefore, use this loan to expand my nursery project in preparation towards the major crop season. My lenders, as I did indicate in my last loan, in addition to my nursery project, I will use part of the loan to purchase a building plot to start putting up my building to house my family. With your kind assistance, I am certain that my dream will come through. The specific activities to be carried out include
Preparation of nursery beds=$150
Cost of nursery seeds=$100
Polythen bags for nursing seedlings=$100
Cost of liquid & solid fertilizer=$100
Cost of water=$100
Cost of one building plot=$300
Hello my lenders, I will be glad if my loan is funded on to time to enable me Carry out my activities.
Thank you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$829.00

Date disbursed

Nov 4, 2017

Repayment status

Late

Projected term

40 months

Lenders

xtrahardware

Cazenovia, United States

PG

Paul Graham

United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

GB

Gernot Barnreiter

Vienna, Austria, Austria

Ask Georgina a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Georgina    Mar 7, 2019

    Sales from seedlings is low due to the dry season

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  • Georgina    Feb 7, 2019

    Business is low

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  • Georgina    Dec 30, 2018

    To help me to pay regularly

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  • Georgina    Jun 12, 2018

    The rainy season is here with us in Ghana. I have started selling my seedlings to the farmers and very soon I will increase my repayment. God bless you all my lenders to continue the good work.

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  • Georgina    Apr 28, 2018

    This picture shows a Mason ( block layer) setting out the corners of my building plot.

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  • Georgina    Apr 28, 2018

    Hello zidisha team, I am happy to inform you that my nursery project has improved tremendously. The rains has set in and very soon, I will start selling of my seedlings. This will fetch me more profit to pay back my loan. As I also indicated in my last loan proposal, I have used part of my profit to purchase land (plot) for my building. Thank you lenders for helping to achieve my dream .

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  • Georgina    Feb 16, 2018

    I have some family issue to address this week.

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  • Georgina    Dec 8, 2017

    May the Almighty God continue to shower his blessing upon lenders and all the zidisha team for the good work done. You have made the life of me and my family very successful. My business is doing well . thank you.

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  • Georgina    Nov 24, 2017

    I have encountered little financial challenges this week.

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  • Georgina    Nov 13, 2017

    I have invested the money into my business. However, I promise to meet the minimum time given

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  • Georgina    Nov 5, 2017

    My dear lenders, I have received the disbursed amount today. I will use the said amount to carry out my nursery project and also use part to purchase land for my building project. I am really touched with the kind of assistance you have been giving to me since joining zidisha. Thank you and may the Almighty God guide you and grant you long life.

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  • Georgina    Nov 2, 2017

    Thanks to all my lenders for funding my loan. This loan will help me to expand my nursery project and also buy my building plot.

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  • Georgina    Oct 25, 2017

    I am happy to inform my lenders that the loan has helped me a lot. I have just finished selling my seedlings and my profit margins has increased about 10% of my existing capital.

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  • Georgina    Oct 17, 2017

    Transplanting is almost over, I have sold most of the seedlings to the farmers and Lot of savings have been made.

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  • Georgina    Sep 24, 2017

    God bless you my lenders

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  • Georgina    Jul 27, 2017

    Warmly greeting to you all my lenders. My nursery business is on track. As usual, the returns have started coming. I will very soon increase my repayment schedule to pay off my loan to enable me apply for my next loan to commence my building project as promised in my last loan proposal. I am grateful to you.

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  • Georgina    Jun 30, 2017

    My dear lenders and the entire zidisha community, I don't know how to express my profound gratitude to you for great help you have been giving to me. My nursary project has now gained root and the returns is good. I am not the same as I used to be. My family lives comfortable life, my children attend good school now and I am grateful to you all. My lenders, I promised to forever remain faithful with regards to the repayment of the loan. As I indicated in my loan proposal, after paying back the current loan, my next loan will be used to buy a plot of land for building project. May God bless you for your help.

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  • Georgina    Jun 24, 2017

    My business is doing well.

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  • Georgina    Jun 6, 2017

    I am grateful to all my lenders for giving me this huge financial assistant to carry out my business. I have indeed , employed more casual workers to assist me carry the daily activities. Positive results will soon begin to crop up. May God richly bless you all. Thank you.

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  • Georgina    May 8, 2017

    Hello my generous lenders, business is ongoing and it is doing great. I have now invested the loan into my project. Beds preparation are under way, casual workers have been employed on daily basis so there is little funds left to continue that weekly payments. Hence, the adjustment.

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