College fees

Pavine

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Pavine

Member since

June 2014

On-time repayments

196 installments  •  62%

About Me

My name is Pavine Payler. I was born on 2 November 1993. I am the first born in our family of three. I live in Nairobi County, Embakasi West Constituency, Umoja Innercore Estate. I deal with salon and beauty products, where I offer the services and also train people in the community on salon and beauty at a very affordable cost . I went to school in Bidii Primary in Nairobi County, where I did KCPE in 2007 and managed to attain 349 marks. I then joined St Mary's Lwak Girls in Siaya County in 2008, where I did KCSE in 2011 and attained a mean grade of B minus.

Following my interest in beauty, I started a salon business to make sure people take care of their aesthetic aspect of life and also to create jobs for the less advantaged members of the community by offering training on salon and beauty products at the lowest cost possible. I also expect to sustain myself with the money made from my salon business. I have used the earnings from my business to purchase salon equipment.

My hobbies include swimming, playing basketball, and making sure that every one in the community gets a place to fit in.

My Business

My business is called P Square Salon and Beauty Products.

I will use the loan to purchase an additional hair dryer, since my clients have increased a lot due to the efficiency of service provision at the salon, since I got the first loan and used it to boost the business. I will continue doing hair dressing and beauty products to the people of the community of Kayole. This includes braiding, perming, curl kitting and applying of chemicals, among others.

I also train youth in the community on how to do hairdressing and chemicals by inviting professionals of this field to my salon three times a week. If I get this loan, I will use this loan to expand my business by purchasing an additional dryer and more products to accommodate the rising number of clients that we have to accommodate everyday. This will boost efficiency by making it convenient for the business.

My customers prefer my services because they are always unique and much affordable. My business is profitable since my customers pay for the services that I provide. The risk is that people in the community are of low income; therefore, I have to charge them as little as possible, but still I am able to make a profit of USD $120 per month. My current typical monthly cost is about $880 USD per month and sales is about $1,000 USD per month. I will pay back this loan promptly with interest made from my salon business.

Loan Proposal

Following the boost that I have always got with the loan of zidisha. I received quite a number of youths from the community who are interested in getting the training of salon and beauty products. I have being doing it out if interest and experience. I therefore have made a move to join part time classes. I now need to raise college fees of 250 KES. If I receive this money I will be able to train in a three months course on salon and beauty products. This would boosts my professionalism and let me have the personality required to be able to handle these youths. The business already has a good name and now it is my responsibility the handle everyone within with self confidence as the leader. This would be easily attained if I get trained in this field

Show original English  

About Me

My
name is Pavine Payler I was born on 2 November 1993,. I am the first
born in our family of three. I live in Nairobi County, Embakasi West
Constituency, Umoja Innercore Estate. I deal with salon and beauty
products where I offer the services and also train people in the
community on salon and beauty at a very affordable cost . I went to
school in Bidii Primary in Nairobi county where i did KCPE in 2007 and
managed to attain 349 marks. I then joined St Mary's Lwak Girlls in
Siaya county in 2008 where I did KCSE in 2011 and attained a mean grade
of B minus. Following my interest in beauty, I started a salon business
to make sure people take care of there aesthetic aspect of life and
also to create jobs for the less advantaged members of the community by
offering training on salon and beauty products at the lowest cost
possible,I also expect to sustain myself with the money made from my salon business. I have use the earnings from my business to purchase salon equipments.
my hobbies include swimming, playing basket ball, and making
sure that every one in the community gets a place to fit in.

My Business

My
business is called p square salon and beauty products,i will use the loan to train in beauty and hair dressing.My clients have increased alot due to the efficiency of service provision at the salon since I got the first loan and used it to boost the business by painting the premise and buying bagler proof for the sake of security. I will continue doing hair dressing and beauty products to the people of the community of Kayole. This includes braiding, perming curl kitting and applying of chemicals among others . I do train youth in the community on how to do hair dressing and chemicals by inviting professionals of this field to my salon three times a week. If I get this loan ,I will use this loan train in the field This will boost the professionalism and the self confidence needed to run the already established business. It will also reduce my weekly expenditure buy 10 dollars since after training there will be no need of inviting professionals since i will already be a professional. When i save from this I would automatically boosts my profit from 140 to 180 US D per month. My customers prefer my services because they are always unique and much affordable . My business is profitable since my customers pay for the services that I provide. The risk is that people in the community are of low income therefore I have to charge them as little as possible But still am able to make a profit of USD250 per month. My current typical monthly cost is about US D per month, Sales is about 1500 US D per month,I will pay back this loan promptly with interest made from my salon business.

Loan Proposal

Following the boost that I have always got with the loan of zidisha. I received quite a number of youths from the community who are interested in getting the training of salon and beauty products. I have being doing it out if interest and experience. I therefore have made a move to join part time classes. I now need to raise college fees of 250 KES. If I receive this money I will be able to train in a three months course on salon and beauty products. This would boosts my professionalism and let me have the personality required to be able to handle these youths. The business already has a good name and now it is my responsibility the handle everyone within with self confidence as the leader. This would be easily attained if I get trained in this field

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Loan Info

Project Type

Classic Loan

Disbursed amount

$260.00

Date disbursed

Nov 23, 2015

Repayment status

On Time

Projected term

10 months

Lenders

K

Krokslatt

Mölndal, Sweden

J

Jorgetmorais

Vila Nova de Gaia, Portugal

MarktheMormon

Sandy, Utah, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

BuckeyeBob

Ohio, United States

mepster

San Francisco, Ca, United States

SK

Stefan Kruell

Muenster, Germany

S

Stein

Diest, Belgium

WE

Wendy Emlyn

Devon, United Kingdom

Mattie Shaw

Seattle, United States

YK

Yonghwan Kim

Republic of Korea

wissam

Jeddah, Saudi Arabia

Thomas

Sweden, Sweden

P

patrick

United States

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