Commercial farming initiative

Edwin Amira

Butere, Kenya

100% repaid

Entrepreneur

Name

Edwin Amira

Member since

January 2015

On-time repayments

139 installments  •  73%

About Me

I grew up as a total orphan who struggled through life to make it this far. I remember, while in high school, I used to take casual jobs to take care of my needs, including paying my school fees. Being third born and with the other two elder siblings were in school as well, there was no one else left to help. The church remained the only applicable place for solace in my life. He was so gracious that through my struggles, He let me progress: today I have two degrees and I am pushing on with my PhD.

I like business so much since it supplements quite a lot in my family and it enables me stretch out to meet other people's needs, including offering support to the church. I am employed by the government, but I use my extra time in farming and business. I currently keep 75 chickens (croilers) and now wish to do agribusiness. I want to take advantage of people harvesting and purchase maize at low prices now, and dispose next year when prices will have escalated. I have several bags of maize harvested from my farm and still drying. This maize will be stored for food and purchased more for sale.

I bought vegetable seeds for commercial basis: among them, sugar-loaf, carrots, onions, tomatoes, spinach, and pepper. I intend to take my farming to the next level, subject to finding.

My Business

My income comes from employment and business. I am using this income to take care of my children and my two foster children. I have plans of taking two children (orphans) in January 2018 to Shibanga Secondary School, a school in my village which I hope I can afford from the income gotten from the farming that I am doing. The projected fees for the two are Ksh. 48,000 (USD $462).

As a way of giving back to the community, I am also a strong member of my church (Anglican Church of Kenya - Butere Diocese) and a senior official; I serve as a Synod member and patron to the Board of Trustees, Shibanga parish. I will take part of my surplus to church for blessings and for the support of the people of God.

Loan Proposal

I intend to spend the money that will be disbursed to me for commercial farming. This farming will be besides the retail shop that is already operating. I already leased three acres of land and now want to concentrate on farm inputs that will see me have a bumper harvest. The harvest will eventually be sold at some point to be able to continue with farming, maybe into large scale then.
I will purchase fertilizer( 4 bags) @ a total of 79.2 Dollars and would have wished to purchase seeds from this money but because of the deposit of Ksh.10,000 i will purchase seeds from the shop profits.

Show original English  

About Me

I grew up as a total orphan who struggled through life to make it this far.I remember while in High school,I used to take casual jobs to take care of my needs including paying my school fees.Being born third born and the other two elder siblings were in school as well,there was no one else left to help.The church remained the only applicable place for solace in my life.His was so gracious that through my struggles,He let me progress until today I have two degrees and pushing on with my PhD.I like business so much since it supplements quite alot in my family and it enables me stretch out to meet other people's needs including offering support to church.I am employed by the government but I use my extra time in farming and business.I currently keep 75 chickens (croilers) and now wish to do agribusiness.I want to take advantage of people harvesting and purchase maize at low prices now and dispose next year when prices will escalate.I have several bags of maize harvested from my farm and still drying.These maize will be stored for food and purchase more for sale.
I bought vegetable seeds for commercial basis ,among them; sugar-loaf,carrots,onions,tomatoes,spinach ,pepper.I intend to take my farming to the next level,subject to finding.

My Business

My income comes from employment and business.I am using this income to take care of my children and my two fostered children.I have plans of taking two children (orphans)in January 2018, to SHIBANGA secondary school,a school in my village which I hope i can I afford from the income gotten from the farming that I am doing,the projected fees for the two is Ksh.48,000.
As a way of giving back to the community,I am also a strong member of my church(Anglican church of Kenya-Butere Diocese) and a senior official;I serve as a Synod member and patron to the Board of Trustees,SHIBANGA parish.I will take part of my surplus to church for blessings and for the support of the people of God.

Loan Proposal

I intend to spend the money that will be disbursed to me for commercial farming. This farming will be besides the retail shop that is already operating. I already leased three acres of land and now want to concentrate on farm inputs that will see me have a bumper harvest. The harvest will eventually be sold at some point to be able to continue with farming, maybe into large scale then.
I will purchase fertilizer( 4 bags) @ a total of 79.2 Dollars and would have wished to purchase seeds from this money but because of the deposit of Ksh.10,000 i will purchase seeds from the shop profits.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$180.46

Date disbursed

Jan 27, 2016

Repayment status

On Time

Projected term

20 months

Cost to entrepreneur

Service fee: $7.49

Edwin opted to pay $83.04 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

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Ask Edwin a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Edwin Amira    Sep 12, 2022

    My business was broken into and ALL the stock stolen .It was my only source of income.

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  • Edwin Amira    Jun 18, 2022

    Thank you my lenders.I received Ksh. 15,673 this night.
    I purpose to purchase local vegetable seed for planting.
    Once again, thank you.

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  • Edwin Amira    Jun 18, 2022

    The 12 Zidisha members who have funded my loan,may God bless you.
    I will buy seeds and fertilizer today and start the farming on Monday 20/6/2022.
    Thank you

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  • Edwin Amira    Jun 17, 2022

    It is very long since I took the last loan.What us very clear to me is that,the loan really assisted me because I was able to reinvest the amount by engaging into poultry farming.The poultry project did the very well despite the fact that Costa were very high.When COVID came in,the project failed due to lack of funds since I was badly sick after the first COVID vaccine .I intend to establish the project again.Thank you.

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  • Edwin Amira    Oct 19, 2018

    My business went under.I will be comfortable with this new instalment.Kind regards

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  • William Ochieng    Oct 19, 2017

    Hi, Mr. Edwin has said that he'll repay the loan the week after next week, he had some problems but they'll be sorted out soon, thanks.

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  • Edwin Amira    Jul 30, 2017

    Thank you all for funding my loan. I will use the loaned money to lease land and do farming.
    I equally intend to use the proceeds for personal use and help two less fortunate children(orphans) access secondary education.
    Once again,thank you.

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  • Edwin Amira    Jul 20, 2017

    Thanks for the loan.

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  • Edwin Amira    Jul 20, 2017

    Thank you very much for the previous loan.It was of great help in my life that it made me grow as a person and as a family.

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  • Edwin Amira    Jun 30, 2017

    I harvested maize from one of my shambas and it did absolutely well.I wish to clear the loan first and take another one for August planting again.

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  • Edwin Amira    Dec 10, 2016

    This will enable me repayvfrom my business,since the profits I receive have not home as high as i expected.

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  • Edwin Amira    Nov 28, 2016

    Greetings!
    I sincerely wish to thank you very much for the loan that you disbursed to me.
    The funds are to be used to purchase beauty products ranging from weaves,braids,nail polish among others.Although the funds won't be sufficient but it will be spend on a worthwhile course.
    The purchase will be done on Wednesday in the week.

    Once more,thank you very much!

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  • Edwin Amira    Nov 23, 2016

    Hi thank you Very much.I will add cosmetic items on my shelves to catch customer's eye over this festive season.
    Once more,thank you.

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  • Edwin Amira    Nov 18, 2016

    Dear Friends (Lenders).
    My last loan was of great help since the money helped me in ploughing my land for commercial farming.
    Although the rains were not very promising but i managed to get some good harvest from it.I harvested 12 bags of maize.I have since stored my maize until next year March/April when the prices will be high for me to dispose.
    This being a festive season,i wish to switch my business and add beauty/cosmetic items to my shelves so that i can make a killing in terms of business.
    Once i receive the funding,i will purchase cosmetic items ranging from;
    Body oil
    Weaves
    Braids
    Nail polish
    Lip balm
    Human hair and other accessories
    The whole shopping will cost me Ksh.49,000 but if given Ksh.40,000 as loan by Zidisha then my existing business will raise me the deficit of Ksh.9,000.
    Thanks for your continued support.

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  • Edwin Amira    Jul 26, 2016

    Greetings Team,
    I am happy with the way Zidisha is progressing!
    I have one concern:-The repayments on Mpesa take long before they are reflected on the system.
    Anyway,i hope that with time this will be corrected.
    Kind regards.

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  • Edwin Amira    Jul 1, 2016

    Good afternoon!
    I am sorry that i have not paid the 25th installment.I remember,i remitted on my Mpesa a total of Ksh.400 for 25th and 2nd July but i will send money as i wait for mpesa statement.
    Sorry for inconvenience caused.

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  • Edwin Amira    May 3, 2016

    Hi my dear Lenders,
    Greetings!This loan money is doing me good,i appreciate.
    Thanks for giving me the loan.
    Long live!

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  • Edwin Amira    Feb 12, 2016

    I am doing the ploughing of land and thus nothing is coming in instead I am just spending.I will adjust upwards once I start getting income.Thanks

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  • Edwin Amira    Jan 20, 2016

    The first loan that I acquired from Zidisha made a total turn around for my retail shop business since I initially used to lose customers due to lack of fridge to store perishables e.g. milk, ice creams but the business is now booming. In the same breath, I believe that, this new loan I am applying will take me through the farming exercise that I want to embark on. Thanks for your support,Zisha.

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