Completion of my permanent house

Emmy Kirui

Burgei Village, Rongai., Kenya

11% repaid

Entrepreneur

Name

Emmy Kirui

Member since

June 2013

On-time repayments

339 installments  •  84%

About Me

I am Emmy, married with two children. I live in Burgei village, rongai in Nakuru. I am a secretary by profession where i work in a secondary school.
I hold Diploma in Business Management, Certificate in Secretarial and Computer studies.
Despite the monthly salary I earn it could not cater for my needs therefore I engaged in farming where i majorly deal with dairy cows.
Indeed the project has really assisted my family but much has not been exploited due to lack of enough funds to widen the scope.

My Business

I have 3 dairy cows with some heifers. Each cow I milk approximately 8/9 litres in the morning thus giving the total of 24 litres @27shs (though the prices keep on fluctuating.) I therefore earn Ksh648 on the lower side x30days=19440.
After deductions of the expenses incurred for treatment, and feeds the profit is about Ksh. 10,000.
Diseases e.g East coast Fever which is common in our place is a serious drawback of this business despite the cost of treatment which is costly sometimes it leads to the death of a cow. Also fluctuation of price of milk is a very serious challenge since one cannot plan ahead or budget for the income expected.
Thirdly, drought normally affects the dairy cattle since there production becomes low hence need for enough storage of food to cub the problem.
Since the project has not been exploited well due to funds i therefore request for funds in order to do it to the fullest by using a zero grazing method which is normally very productive.
I will therefore use the funds to construct the structure for the 3 dairy cows and employ someone to assist me in achieving my set goal which I believe it will be highly achieved.

Loan Proposal

I plan to buy cement, tiles, paints and to pay for labor.
This will cost around Ksh. 200,000 thus I'll contribute the balance of about Ksh 50,000

Income Source

Though we're undergoing trying and difficult financial time globally, I believe that I'll be in a position to repay my loan.
Noting that I'm a civil servant repaying my loan at least won't be a big problem Incase of my farm income becomes a problem.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,650.12

Date disbursed

May 31, 2020

Repayment status

Late

Projected term

12 months

Cost to entrepreneur

Service fee: $146.19

Credit risk payment: $219.28

Lenders

M

marycb

United States

joerg

Berlin, Germany

A

Anninymouse

Southampton, United Kingdom

investor

Candiac, Canada

Kitty

Hailsham, United Kingdom

davelowe100

Perryville, United States

P

phangsang

Seattle, United States

cyrus0302

San Francisco, United States

lietu

Tallinn, Estonia

Charmonica

London, United Kingdom

R

Rotterdammer

Rotterdam, Netherlands

LA

United States

Kjartan

Oslo, Norway

L

ldron7

Utah, United States

A

anonymus

Moon, United States

Svenip

Vienna, Austria

C

cjmenchaca

Austin, United States

MindMuse

Talking Rock, United States

L

Lemon

Switzerland, Switzerland

JimVandegriff

Trinidad, California, United States

Krtecek

Balzers, Liechtenstein

Tavin

Ottawa, Canada

CharlieBfl

Vaduz, Liechtenstein

EmilAsker

Lomma, Sweden

B

Bavarian

Bavaria, Germany

JessieD

Alexandria, Va, United States

SHRFamily

Vancouver, Canada

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

C

cfaul

Seattle, United States

Paul and Rachel

London, United Kingdom

G

Goodwill

Oakland, United States

mtnsailor

Harrisonburg, United States

P

Prysdahl

Marshall, United States

Christopher

Copenhagen, Denmark

Ingela

Falun, Sweden

H

halisi

assenede, Belgium

K

KnutG

Bergen, Norway

RckyMntFamily

Colorado, United States

J

Johannes

Pirmasens, Germany

J

JohnH

Livonia, Michigan, United States

JTShorty

Gorham, Maine, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

numbat

Perth, Australia

Stefano Bertolo

Luxembourg, Luxembourg

B

Bokolo

Leeds, United Kingdom

JFais

Atlanta, United States

JOKer

Weisendorf, Germany

JonB

London, United Kingdom

E

Esukken

Göteborg, Sweden

D

dcheung

San Francisco, United States

markpearson

Portsmouth, United Kingdom

lizandsteve

guelph, Canada

MrMichigander

Marquette, United States

iggwag

Kilifi, Kenya

mikeice

Kohler, United States

N

neumans7

Vienna, Austria

Y

Yasmine

Edinburgh, United Kingdom

B

Berkeley100

Berkeley, CA, United States

sderickson

Berkeley, CA, United States

W

wiwillia

Milbrae, United States

C

ColoradoEmac

United States

Gringotts

United States

lyalljellyman

Wellington, New Zealand

L

leumasmc

United States

K

karthich

Austin, United States

T

TrademarkMan

United States

C

charleen

United States

mepster

San Francisco, Ca, United States

Lisbeth

Perth, Australia

Suman

Gold Coast, Australia

F

fvaneijk

Netherlands

utdream

United States

Per Dahl

Norrköping, Sweden

P

Pharmakon33

United States

TheGoodData

London, United Kingdom

S

seanos

Nottingham, United Kingdom

T

thehigginsons

United Kingdom

S

Stephan

Netherlands

Helmut Bachmayr

Munich, Germany

UN

Uwe Neumann

Frankfurt Germany, Denmark

Dave Bogard

New York, United States

RM

Rona Mallorie

United Kingdom

SL

Samuel Le

Seattle, WA, United States

Robin Goodfellow

Vancouver, British Columbia, Canada, Canada

Mark

Nijmegen, Netherlands

C

camo1243

United States

W

Wade

United States

Anna Hoad

Toronto, Canada

Dean Cress

United States

SK

Stefan Kruell

Muenster, Germany

Craig

Memphis, TN, United States

moursund

Beaver Nation, United States

RM

Roxane Milot

Gatineau, Québec, Canada

Kevin

San Francisco, United States

I

Ian

United Kingdom

C

cota

United States

ME

Manaal Eisa

Washington DC, United States

WE

Wendy Emlyn

Devon, United Kingdom

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

R

Rembrandt

United Kingdom

Isabella

UK, United Kingdom

Mark Grey

Redding, CT, United States

AH

ajay hampapur

United States

J

Jason

United States

Aran Dunlop

United States

wissam

Jeddah, Saudi Arabia

Jennifer

Berlin, Germany

Carl D Patterson

United Kingdom

Paul Smithson

Leeds, United Kingdom

A

Andrei

United States

Arnaud M

Sydney, Australia

Eugen Stamm

Zurich, Switzerland

Taylor

Memphis, United States

GN

Gabriel N

Switzerland

AO

Ahana Ogle

United Kingdom

B

Bramlage

United States

DM

Dimitri Malarme

Brussels, Belgium, Belgium

S

Siadus

United States

K

Katka

St Albans, United Kingdom

I

isaac

United Kingdom

RC

Rudi Chen

United States

E

EABF

Netherlands

M

Matthias

Australia

T

Tom

Switzerland

J Laufs

Germany

JA

Jan Andresen

Hamburg, Germany

ZA

Ziyad Alsufyani

Jeddah, Saudi Arabia

Sinan Taifour

Munich, Germany, Germany

SA

Shar Alamdari

Los Angeles, United States

SP

Stephanie P

United States

I

ibaer

Germany

Stuart

London, United Kingdom

RE

Richard Ellis

United Kingdom

Ed

Howells, United States

Ren

Minneapolis/StPaul, United States

L

Lucy

Australia

K

Katharina

Germany, Germany

Lulu

Germany

J

jennie

Guatemala

F

Frank

United States

Martin Kraus

Traiskirchen, Austria

S

Suzannah

New York City, United States

Craig Travis Provyn

Bradenton, Florida, United States

M

Marama

Australia

BH

Barbara Hermann

United Kingdom

S

Susan

Switzerland

Benjamin Kniaz

Boston, United States

RR

Rory Rohloff

United States

SH

Stephanie He

United States

WS

Warren Shen

United States

Andrea

Rome, Italy

chessplayer

Berlin, Germany

ES

Evan Simons

United States

R

Robert

Chicago, United States

RS

Rich Stein

United States

JS

Jason Strauss

United States

MF

Mike Frawley

United States

Gerrit

Palm Harbor, FL, United States

KJ

Kevin J Baird

Cleveland, OH, United States

Richard Benyon

United States

MC

Mike Collura

United States

Katie

United States

JV

Jose Vidal

New York, United States

Day Family

Melbourne, Australia

A

Ari

United Kingdom

VC

Victor Chong

United States

Grégoire

Zurich, Switzerland

BE

Bob Ewing

United States

AJ

Aniek Janssen

United States

JD

JASON DORSETT

United States

V

VJ

Canberra, Australia

Gail

United States

Shane Bugeja

Mankato, Minnesota, United States

R

Ryan

Albuquerque, NM, United States

R

Ralf

Germany

RG

Ryan Gough

United States

Nadia Tuchman

New York City, United States

BP

Bill Piper

United States

Ellen

Michigan, United States

S

Stephanie

Los Angeles, United States

Christie Young

Boston, Ma, United States

WM

Wei Min

Kuala Lumpur, Malaysia

Dave Magnan

Québec, Canada

SS

Sara Sobota

United States

K

Kyle

Durban, United Kingdom

Ken

Mequon, WI, United States

RS

Rick Smith

Cuenca, Equador

NK

Navid Kiassat

United States

L

Lastoni

United States

B

Bart

Netherlands

D

Dalton

San Francisco, United States

CJ

Chris Jones

Seattle, United States

C

Campbell

New Zealand

HCPSPIRIT

Helsinki, Finland

Haroon S

United States

NG

Nathan Grey

United States

DW

David Westmoreland

Colorado Springs, Colorado, United States

Melissa K

Portland, Oregon, United States

Dean Suminski

Portland, Oregon, United States

The Weltys

Averill Park, NY, United States

Diane U

Olympia, Wa, Usa, United States

Jean Wren Chan

United States

S

Southbanker

Reading, United Kingdom

GS

Gary Sinard

Franklin, TN, United States

ED

Eunan Doherty

donegal ireland, Ireland

Bo Rosén

Eslöv, Sweden

EC

Edward Conrads

San Francisco, United States

Menno

Adelaide, Australia

C

Corrie

United States

MH

Meika Harris

United States

KK

Kurt Kellner

United States

M

Mack

Harbor, Oregon, United States

PZ

Phillip Zink

United States

Doron Elinav

Ramat Gan, Israel

TP

Tirzah Prince

United States

JF

J Fister

United States

John Sercel

Florence, United States

JU

jeremy upsal

United States

Brandon Wright

Salt Lake City, Ut, United States

AS

Amy Shearer

United Kingdom

A

Arian

Belgium

A

Andrew

United States

Philipp Lehmann

Zurich, Switzerland

RM

Robert Matthams

United Kingdom

Salvatore Martello

New York, New York, United States

France

NB

Nolan Beal

United States

R

RMIM

United States

A

Aaron

United States

SS

Sarah sewall

United States

KA

Khaled Asmri

Saudi Arabia

A

Anabell

Elizabeth, United States

Mike

Indianapolis, United States

DW

Dan Winetsky

United States

Martha Fleury

Bethesda, MD, United States

WC

Walter Clarke

Phoenix, United States

BB

Ben Breen

United States

W

Will

United States

P

Peter

United States

Victoria Keenan

East Anglia, United Kingdom

L

Liam

New Zealand

E

Eric

Canada

Bryce Bow

Bloomington, In, United States

Katja

Switzerland

Maggie Rouse

Cheyenne, Wyoming, United States

Tyler Metcalf

Utah, United States

Jane

Ontario, Canada

B

Brittany

United States

SS

Sandi Smith

Pimpama. Queensland, Australia

AH

Antioch House Church

Kansas City, Kansas, United States

S

Sarah

Arlington, United States

Kathleen Coleman

Oregon, United States

Yosef

United States

Ask Emmy a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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