Completion of refurbishing the office

Cliff Moseti

Kakamega, Kenya

11% repaid

Entrepreneur

Name

Cliff Moseti

Member since

April 2015

On-time repayments

125 installments  •  64%

About Me

am the last born in a family of two me and my sister. i was born in kisii county but my parents moved to kakamega where i under went my primary education at kakamega primary school and later joined mukumu boys high school where my designing talent was natured and after my o' level i was enrolled in the mombasa polytechnic university college where i did diploma in graphic design and media studies but when i was a first year i lost both my mum and dad but God saw me through my college for i used to work as a graphic designer part time as i studied. on completion of my studies i came back to kakamega where i used to hire a friends computer to do design works till i was able to raise money to purchase my own computer and printer that am using now. since the kenyan government introduced devolution and the county system ,we have experienced growth in business and the circulation of cash is good and the community appreciates new ideas and quality. designing and art in general first started as a hobby little did i know it will be my source of income to support my wife and two kids . i have grown skill wise and believe that if supported finance wise i can do big things because the sky is not the limit when it comes to design , i am the limit.

My Business

am in the designing industry majorly print media . i do graphic design where by i design business logos for both small and big business, i do magazine designs t - shirt printing
and general office stationery. this service that i offer is very useful and in demand because every day new business are being opened and they need there identity like logos , they need to do advertisements which we design, they also need receipt books , invoices, letterheads, complementary slips which i do the design so in conclusion no business minus a designer because we always help you to communicate your business to your audience through design layouts. my business is located at the CBD and the business is able to carter for the operating Government revenue and other costs like the utility bills, rent and other daily expenditures, although the challenge as been the capital to expand the business because we are forced to borrow money from commercial banks which as high interest rates that's why when i had of zidisha i was so grateful, and excited about this opportunity, so please consider my application.

Loan Proposal

i wish to thank my good lenders for having the faith in me by lending me the money that they gave me on my previous loan. the loan that you gave to me i used it to :-

1. Re-painting the whole office from outside and inside as shown in the pictures that i have posted today. I did this because the outside was terribly worse, it had not been painted for the last God knows when and it was bad for my business image. The inside also needed a new face which i did paint and now its looking brighter.
2. I also had to re- construct the office walls since the building was weak and needed to be strengthened for security reasons.
3. I had to do the partition of the office also as shown in the pictures that i have posted.
4. I also did electric wiring in the office as shown in the pictures that i have posted so that the office looks organized and free from electric shorts and burning of equipment in the office.

All this work my dear lenders cost a lot of money and the loan that i got couldnt manage the all work that i intended to do in terms of image uplift of the office and thats why i humbly come to you again to ask for your assistance to enable me complete uplifting the image of this office for what i have done so far with the money you gave me last time my customers and clientele have really applauded.

The parts that i haven't completed and need to be completed are:-
1. I need to work on the floor of my office which is badly off, by that i mean that i need to improve it by putting ceramic tiles to it which i will need 8 dozen which cost ksh. 6500/= and 3 bags of cement which cost ksh. 2100/= plus labour which will cost ksh. 2000/= thats a total of ksh. 10,100/=.

2. I need to improve or rather add some decent furniture in the office which totals up to Ksh. 22,000/=. thats include computer desk, a comfortable chair that doesnt damage my back due to long working hours, storage shelves etc.
by doing this, my office will be fully complete in terms of image uplift and this will give my clients confidence in me and my work and if that happens, it means more work which is = to more profits which is = to expansion of the business.
I wish to thank you once again for your good work of supporting small businesses globally. last but not least , please pray for our good country KENYA go have peace now and after the election and let not what happened in 2007 happen again. THANK YOU.

Feedback

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1

  • Day Family    Feb 23, 2019

    3 out of 124 payments made, then no further updates or payments in 18 months. Poor experience.

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$395.19

Date disbursed

Aug 16, 2017

Repayment status

Late

Projected term

6 months

Cost to entrepreneur

Service fee: $16.61

Lenders

JB

James Broderick

Cobham, United Kingdom

investor

Candiac, Canada

BelleStarr

Albuquerque, United States

M

Meckel

Boulder, United States

cyrus0302

San Francisco, United States

ErikN

Stockholm, Sweden

Kjartan

Oslo, Norway

T

Tallago3

Munich, Germany

G

guenter

Bremen, Germany

Apmay

Melbourne, Australia

M

mason243

Denver Colorado, United States

Krtecek

Balzers, Liechtenstein

Tavin

Ottawa, Canada

C

chrisherron

Chicago, United States

B

blairan

Baltimore, United States

indeh

London, United Kingdom

B

BartenKatrijn

Ghent 9000, Belgium

J

josh50

United States

T

tomdeneire

Eke, Belgium

Cloudways

Malta, Malta

OzKiwi

Brisbane, Australia

pentatonicscale

Niiza-shi, Japan

G

Goodwill

Oakland, United States

JillV

Corning, United States

D

DThirteen

Miami, United States

Bhayl

Stavanger, Norway

P

PetrusR

balmoral, Australia

A

Andy

Berlin, United States

sarna

Toronto, Canada

fairspirit

Utrecht, Netherlands

D

d3witt

Cheyenne, United States

Bobrm2k3

Charleston, United States

Z

zedoud

Hamburg, Germany

J

Johannes

Pirmasens, Germany

J

JohnH

Livonia, Michigan, United States

U

UTLonghorn

Lincoln, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

ShaneS

Port Pirie, Australia

M

msaari

Tampere, Finland

lizandsteve

guelph, Canada

kalidanthepalidan

Denver, United States

NedRyerson

Munroe Falls, United States

C

Clben7

Cincinnati, United States

Evan Lamos

Brussels, Belgium

sderickson

Berkeley, CA, United States

X

xavier

Toronto, Canada

P

plhughes

United States

B

bugdaniel

Switzerland

R

RonEddy

United States

V

vbud

United States

D

Desteli

United States

TyrynyRed

United States

Mun

Orlando, FL, United States

J

jocor

Germany

utdream

United States

Otto Barten

Amsterdam, Netherlands

JonasL

Stockholm, Sweden

C

Crainster

Chapel Hill, United States

PolarBearCapital

United States

SK

Sebastian Krohn

Amsterdam, Netherlands

Haim Si

Mexico, Mexico

Eduardo

Sorocaba, Brazil

Matthias

Frankfurt Am Main, Germany

E

Erich

Zurich, Switzerland

P

PC

United States

JL

Jindou Lee

United States

W

Wade

United States

SK

Stefan Kruell

Muenster, Germany

B

Beth

United States

S

Susie

Christchurch, New Zealand

Max Lettenberger

Madison, WI, United States

Kevin

San Francisco, United States

Oliver Hasenberg

Iserlohn, Germany

George

Corvallis, Oregon, United States

Framework Eyewear

Utrecht, Netherlands

Martin Nielsen

Aarhus, Denmark

PG

Paul Graham

United States

Brad Schilling

Bunbury, Australia

N

Nick

United States

Aran Dunlop

United States

Paul Smithson

Leeds, United Kingdom

Rosario von Li

San Jose, Ca, United States

Arnaud M

Sydney, Australia

Eugen Stamm

Zurich, Switzerland

Christopher Hey

Sudbury, Canada

S

simchaboston

United States

P

Patrick

Australia

K

Katka

St Albans, United Kingdom

V

Vidar

Oslo, Norway

Claire

San Fransico, United States

RC

Rudi Chen

United States

KK

karl kerksiek

United States

WG

Waqar Ghani

United States

BW

Betty Waweru

United States

KirstenAlana

Los Angeles, United States

RM

Ron Maze

United States

RB

Ruth Brown

United States

B

Brett

Australia

JA

Jan Andresen

Hamburg, Germany

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

SA

Shar Alamdari

Los Angeles, United States

RR

Rory Rohloff

United States

SH

Stephanie He

United States

Humble Bundle Community

San Francisco, United States

R

Robert

Chicago, United States

LH

Liljana Howe

United Kingdom

JA

Joshua Axtell

United States

Day Family

Melbourne, Australia

BP

Bill Piper

United States

Karin

Germany

SS

Sara Sobota

United States

K

Kyle

Durban, United Kingdom

D

Dalton

San Francisco, United States

GS

Gary Sinard

Franklin, TN, United States

SM

Sanjana M

United States

John Sercel

Florence, United States

Brandon Wright

Salt Lake City, Ut, United States

WC

Walter Clarke

Phoenix, United States

Laurel

Canada

Paul Buchheit

Mountain View, United States

S

Symballesthai

United States

A

Anonymous

United States

Nethanel Kohen

NYC, United States

AB

Ashira Blazer

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

TW

Tom Wiegand

United States

MW

Matt Winkler

United States, Canada

sbdoc

Reno, United States

CL

Chris loera

United States

AA

Adam Anand

United States

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