Expand stock of computer bureau & stationary shop

Emmanuel Khayo

Mombasa, Kenya

100% repaid

Entrepreneur

Name

Emmanuel Khayo

Member since

June 2014

On-time repayments

113 installments  •  68%

About Me

I am Emmanuel Okoko Khayo, Kenyan citizen by birth, the sixth born in a family of 13. I am 33 years of age, married and blessed with a baby boy Samuel. I settled in Mombasa after my studies and started a computer business.

I am a pastor of Shalom Baptist Church in Mikindani. I love reading the bible, singing and travelling for mission work of reaching the unreached with the gospel of Jesus Christ.

The kindergarten I run at the church is a charity work, as all the children here are orphans and so they could not afford education in public private academies. I took it on myself without any sponsor to provide the kids with a uniform, breakfast and lunch, stationary and paying the tutors who spend with them the entire day at the church.

I want to build them classrooms, as they are still using the church hall as their class. I would also like to have chairs specifically made for them, as now they use church seats which are quite big for their size.

Currently I provide them with one pair of uniform, but I want to provide them with at least two so that in a week they can change it and it will last longer. I also plan to provide them with shoes, as most of them come to school barefooted.
God willing, I also want to build them a house and hire mummies that will take care of them, provide medication and good food.

My Business

I run a computer shop, dealing in computer sales and services, software installation, photocopying, binding and lamination, passport photo service, project typing and research.

I have started a school at the church which deals with orphans. I would like to expand the school so that the public can join and the fees they pay could sustain the orphans.

My computer shop on a monthly basis gives me not less than USD $500, so I make around USD $200 profit per month. The location of my business is strategic, as I am just opposite a primary school where they give me most of their work to do. My shop is also at the terminus of commuter buses from town, so all the people alight there and board their buses from this stage.

Loan Proposal

My loan is going to help me expand my stock and also reach out to buying tenders from government institutions. Being that we are remaining with few days until the new year, I am going to increase the stock and introduce new business within megabyte computers.

I will start purchasing tenders from institutions and this loan will help me supply even before the customer pays, as most government institutions give 30-day period before you pick [up the] check after supply. Thanks Zidisha, you made me big.

Show original English  

About Me

I am Emmanuel okoko khayo, Kenyan citizen by birth, the sixth born in a family of 13. 33 years of age, married with and blessed with a baby boy samuel. settled in mombasa after my studies and started computer business .
i am a pastor of shalom baptist church in mikindani. i love reading the bible, singing and travelling for mission work of reaching the unreached with the gospel of Jesus Christ.
The kindergarten I run at the church is a charity work as all the children here are orphans and so they could not afford education in public private academies. I took it to myself without any sponsor to provide the kids with uniform, breakfast and lunch, stationary and paying the tutors who spend with them the entire day at the church.
I want to build them classrooms as they are still using the church hall as their class. I would also like to have chairs specifically made for them as now they use church seats which are bigger for their size.
Currently I provide them with one pair of uniform but I want to provide atelast two so that in a week they can change, and it will last longer. I also plan to provide shoes as most of the come in school bare footed.
God willing I also want to build them a house and hire mummies that will take care of them, provide medication and good food.

My Business

i run a computer shop , dealing in computer sales and services, software installation, photocopying ,binding and lamination. passport photo business. project typing and research. i run a kindergarten school i would like to expand the school so that the general public and community around can bring their children to join and the fees they pay to sustain the kids am sponsoring..
the computer shop on a monthly basis gives me not less than USD 500, so i make around USD 200 profit per month. the location of my business is strategic as i am jus opposite a primary scholl where they give me most of their work to do, , my shop is also at the terminus of commuter buses from town, so all the peopel alight there and also board their buses from this stage.

Loan Proposal

My loan is going to help me expand my stock and also reach out to buying tenders from government institutions , being that we are remaining with few days to new year am going to increase the stock and introduce new business within megabyte computers. I will start purchasing tenders from institutions and this loan will help me supply even before the customer pays as most government institutions give a 30 days period before you pick check after supply. Thanks zidisha you made me big

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$200.22

Date disbursed

Jan 10, 2016

Repayment status

On Time

Projected term

4 months

Cost to entrepreneur

Service fee: $8.31

Emmanuel opted to pay $83.04 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

Lenders

A

Anninymouse

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valentin

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carlos vendrell

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K

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cyrus0302

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A

andyfletcher

I want my "My loans" page back, Qatar

O

Oliver

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DeanDropshot

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Charmonica

London, United Kingdom

Raoul72

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J

JakeA

Wellington, New Zealand

P

PeaceandLove

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C

cjmenchaca

Austin, United States

J

Joyful

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F

FCPLending

brooklyn, United States

B

blahblah

Nuernberg, Germany

H

Halli

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jdhowa2

Louisville, KY, United States

R

RosemariHerrero

Stockholm, Sweden

beverly

Vancouver, Canada

EmilAsker

Lomma, Sweden

B

Bavarian

Bavaria, Germany

HE

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G

grahamfamily

Guildford, United Kingdom

S

SeanWolfPack

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J

Jaslogic

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D

Divergent

Bethesda, United States

Shasta

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Erica

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B

blue0green717

St-Lucien, Canada

Cloudways

Malta, Malta

D

Dadiolafs

Vestmannaeyjar, Iceland

P

planespotter

Berlin, Germany

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penguin3694

Chicago, United States

T

the0bauman

Hillsboro, United States

B

bugsheep

Houston, United States

A

Austin

Long Beach, United States

B

BClay

Campbell, United States

M

marcelitohb

Bremen, Germany

ads68

Melbourne, Australia

skullyjo

Winnipeg, Canada

basicus

Cairo, Egypt

M

memorissima

milano, Italy

JC

Jordi Cohen

New York, NY, United States

fairspirit

Utrecht, Netherlands

K

KnutG

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BF

Bob Fitzjohn

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caz32

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K

kjustad

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B

Bokolo

Leeds, United Kingdom

gseletko

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Matthieu

Switzerland, France

H

harrymore

Townsville, Australia

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C

Clben7

Cincinnati, United States

G

GanSatya

United States

O

oonbug

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pvilliger

Zurich, Switzerland

Matching Fund

Sterling, United States

S

spivurno

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M

meric

Australia

Paul Buchheit

Mountain View, United States

joshuacollinson

Vienna, Austria

A

ajayhk

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mepster

San Francisco, Ca, United States

P

Panda6689

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GDean

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jdelaporte

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A

AlexH

United Kingdom

SV

sven vdk

Twickenham, United Kingdom

J

JF2014

United States

KM

Kirsty M

United Kingdom

MW

Matt Willis

United States

W

Wade

United States

Ask Emmanuel a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Emmanuel Khayo    Mar 27, 2017

    Thank you so. Much lenders for your timely facilitation of my loan.

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  • Mai Phuong Nguyen    Mar 21, 2017

    How are you doing Emmanuel?

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  • Emmanuel Khayo    Feb 27, 2017

    Thank you so very much for the money. Am going to buy papers of photocopy now.
    You are indeed prompt and encouraging us to grow our business and self reliance.

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  • Emmanuel Khayo    Feb 18, 2017

    The loan was good and i did what i intended to do with the money to increase my business. I had issues with a school i supplied stationary and they really took long time to pay. Thats why at the end i delayed abit. But now they cleared and am back on track.

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  • Emmanuel Khayo    Sep 2, 2016

    thank you ledners and the zidisha team, am moving higher up in business.thanks to God and the team.i bless u

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  • Emmanuel Khayo    Jul 29, 2016

    its wondeful working with zidisha, thing business is doing ok after a boost from you peopel. thank you lenders for helping us grow

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  • Emmanuel Khayo    Jun 21, 2016

    Thank you soo much lenders and the entire zidisha team. You are very important

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  • Emmanuel Khayo    Jun 21, 2016

    Am very grateful to my lenders for the kshs 21000 i received for my business. I hve akready purchased more stationary and purchased some refurbished computer cpu for sle at a good price.

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  • Emmanuel Khayo    Jun 18, 2016

    Thank you so much i jus received my long awaited loan am soo excited on monday am in the wholesale for stationary. Tha k you lenders

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  • Emmanuel Khayo    Jun 17, 2016

    Thank you so very much my dear lenders you have given me a reason to smile snd stay in business. God bless you. I promise to pay the loan

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  • Emmanuel Khayo    Jun 4, 2016

    Am greatful to zidisha for the support, this loan has been somehow tough after the deduction of kshs10,000 but it has gone down well am now fully repaid the loan.am expecting the best from thisbpoan again.I trust I will get the full amount now. Thank you soo much my dear lenders you are great.

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  • Emmanuel Khayo    Jan 3, 2016

    Thanks alot my lenders I am grateful so far for the loan status as you continue lending to me an indication that you trust me. I promise not to let you down. Kindly help me get the target USD 200 soonest

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  • Emmanuel Khayo    Dec 29, 2015

    Thanks alot lenders and the zidisha team in general because of you my 2015 was a year to remember. My business grew tremendously .the next loan if it comes in early will be in time as schools are opening soon a sign of business boom. Ahsante sana!!!

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  • Emmanuel Khayo    Dec 29, 2015

    Hurray I thank God I have Repayed all my loan. Happy new 2016 all my lenders Ilove you all and God bless

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  • Emmanuel Khayo    Dec 10, 2015

    the business has been ok for the lkast 1week and i feel i can increase the amount

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  • Emmanuel Khayo    Oct 6, 2015

    great work is started, thanks the schools ghave resumed and the work has picked once again. the teachers strike had really affected the photocopy and stationary business but i thank God we are back on track. thanks zidisha team and our lenders indeed you are very helpful people.

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  • Emmanuel Khayo    Sep 16, 2015

    doing great and the buisiness slowly picking up again, the schools remain closed because of the teachers strike, a big blow but slowly we surviving the tide. thanks zidisha team for your efforts.

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  • Emmanuel Khayo    Aug 10, 2015

    Thanks alot lenders I received my loan ths morning am happy. Am off to work see you soonest with refunds

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  • Emmanuel Khayo    Aug 5, 2015

    thank you soo much to have funded my loan in such a short period. Zidisha team you amazing.

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  • Emmanuel Khayo    Aug 4, 2015

    am very greatful to the zidisha team for the opportuntiy i got to expand my business.
    the jus completed loan slightly delayed because of my missions out the country. i thank God am back and ready to proceed normally.

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