Purchase office stationary for computer bureau

Beatrice Ngeso

Kisumu, Kenya

100% repaid

Entrepreneur

Name

Beatrice Ngeso

Member since

April 2015

On-time repayments

249 installments  •  64%

About Me

I am Beatrice Ngeso aged 29yrs old. Am a married women of a son and a daughter 7yrs and 1yr respectively. I am a christian working in a company called Sukari Industries Limited in Riat Dhiwa town and also running a small business within Riat Center.I am having a small computer bureau where i do photocopying,scanning,typesetting and selling some office stationeries.
As a child i grow up in a town called Koru scheme which is in Nyando District Kisumu County next to fortenan. I attended my primary educational Koru primary school
until class eight. Life was not easy since we were brought up by a single mother who was only but a peasant though Father was there but was always drinking hence we decide to relocate to Koru leaving him at Nyakach this after he left his job. we were constantly sleeping out in cold after he has come home drunk beating and destroying anything he finds in his way. We were so unstable that we could only attend school twice or thrice a week due to lack of school fees and sickness because of cold. Due to all this and many others i manage to score 439marks at class eight level but unfortunately i was never called to a good school and i ended up at St. Teresa's Girl's High School. While in high schooi use to be sent waya from school due to that i only mange to get a grade C Plain and landed in a Technical collage where i did my Information Technology up to Diploma Level. Have worked in IT industries for 6yrs and that's when i decided to at least have my own business since whatever i was doing to my bosses i can as well do it as a business. I also have a passion in IT sector hence my desire to open a larger bureau in future if i get enough loan to fund my business. In my culture the unique thing is that women are so natural and even the food we eat are so natural. We also have something called "Tero Buru" which means that when some body died, people gather cows and cry around with them as they round the homestead more so if the dead is an elderly.
My children ambition more so of 7yrs is to become a lawyer in future.to help him achieve his goals.

My hobbies are reading,listening to music more so gospel,traveling and mentoring.

My Business

I have a computer bureau where i offer services such as photocopying, scanning, typesetting, lamination and also selling office stationery like printing papers, pens,toner,cartridges and many others. The goods am selling are important because they are really needed by the people i serve ta my local center hence i would wish to keep a continues stock to enable them not to lack anything also to keep my business running. As a child i had passion for computers hence i developed the interest of having at least my own bureau. I then decided to open a small bureau with the little money i had saved. i choose this kind of business because of the locality where i come from, not many people are into it hence i thought this may give me grip to a better business.My typical cost s and revenue as per now total to around 50,000. This is why i needed the loan to upgrade and adjust my business. Profits i get in the business i use for re investments and also for school fees.

Loan Proposal

When I get the loan, I will be able to buy office stationary, i.e. photocopy papers, cartridges, pens, pencils, and exercise books to boost sales. It will help my business to grow and also to keep my customers. The profit margin of this amount is around 1,200 KSH when I make all the sales.

Show original English  

About Me

I am Beatrice Ngeso aged 29yrs old. Am a married women of a son and a daughter 7yrs and 1yr respectively. I am a christian working in a company called Sukari Industries Limited in Riat Dhiwa town and also running a small business within Riat Center.I am having a small computer bureau where i do photocopying,scanning,typesetting and selling some office stationeries.
As a child i grow up in a town called Koru scheme which is in Nyando District Kisumu County next to fortenan. I attended my primary educational Koru primary school
until class eight. Life was not easy since we were brought up by a single mother who was only but a peasant though Father was there but was always drinking hence we decide to relocate to Koru leaving him at Nyakach this after he left his job. we were constantly sleeping out in cold after he has come home drunk beating and destroying anything he finds in his way. We were so unstable that we could only attend school twice or thrice a week due to lack of school fees and sickness because of cold. Due to all this and many others i manage to score 439marks at class eight level but unfortunately i was never called to a good school and i ended up at St. Teresa's Girl's High School. While in high schooi use to be sent waya from school due to that i only mange to get a grade C Plain and landed in a Technical collage where i did my Information Technology up to Diploma Level. Have worked in IT industries for 6yrs and that's when i decided to at least have my own business since whatever i was doing to my bosses i can as well do it as a business. I also have a passion in IT sector hence my desire to open a larger bureau in future if i get enough loan to fund my business. In my culture the unique thing is that women are so natural and even the food we eat are so natural. We also have something called "Tero Buru" which means that when some body died, people gather cows and cry around with them as they round the homestead more so if the dead is an elderly.
My children ambition more so of 7yrs is to become a lawyer in future.to help him achieve his goals.

My hobbies are reading,listening to music more so gospel,traveling and mentoring.

My Business

I have a computer bureau where i offer services such as photocopying, scanning, typesetting, lamination and also selling office stationery like printing papers, pens,toner,cartridges and many others. The goods am selling are important because they are really needed by the people i serve ta my local center hence i would wish to keep a continues stock to enable them not to lack anything also to keep my business running. As a child i had passion for computers hence i developed the interest of having at least my own bureau. I then decided to open a small bureau with the little money i had saved. i choose this kind of business because of the locality where i come from, not many people are into it hence i thought this may give me grip to a better business.My typical cost s and revenue as per now total to around 50,000. This is why i needed the loan to upgrade and adjust my business. Profits i get in the business i use for re investments and also for school fees.

Loan Proposal

When i get the loan i will be able to buy office stationary i.e Photocopy papers, catridges, pens, pencils, exercise books to boost the sale.
it will help my business to grow and also to keep my customers.
The profit magin of this amount is around kshs.1200 when i make all the sales.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.07

Date disbursed

May 12, 2015

Repayment status

On Time

Projected term

6 weeks

Cost to entrepreneur

Service fee: $1.87

Beatrice opted to pay $24.91 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

Lenders

D

Delph007

Den Haag, Netherlands

JLadieu

Bellingham, United States

P

PeaceandLove

Morro Bay, United States

J

Jaslogic

Castle Rock, United States

Shasta

Erie, United States

lorello

Vicopisano, Italy

braccino

Settimo Milanese MI, Italy

B

BClay

Campbell, United States

ads68

Melbourne, Australia

skullyjo

Winnipeg, Canada

johnhudson

Washington, DC, United States

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