Computer business

Japhet Kasiya

Mazabuka, Zambia

21% repaid

Entrepreneur

Name

Japhet Kasiya

Member since

February 2017

On-time repayments

148 installments  •  30%

About Me

My names are Japhet SIALYOBO Kasiya born in a polygamist marriage. My Father is married to five wives but they got divorced with my mother. We move to Mazabuka with my Mother from KALOMO town. My mom then got married again and in 1995 I started school and completed at a High school within the same town at At edmunds school. I went to Evelyn Home college under sponsorship because my step Father was a bricklayer and could not manage to sponsor me. Therefore I was lucky to be put under the bursary. After I completed school there was no employment and I just started working on other people laptops. I raised some money and started going to joberg South Africa but because of the cost of transport I stopped and concentrated on repairing, though now am just buying from the local suppliers. My dream is to setup a big computer shop so that people are well acquainted with ICT. Mazabuka is one of the fastest growing towns. People speak English with Tonga as the local language. Am happily married with one kid. Am a Seventh day Adventist so every Saturday i go to church with my wife and besides that, I also have started keeping chicken, guine fowl and turkeys on a small farm in the outskirts of town. I plan to expand this later.

My Business

Laptop Reseller and Repairer. I did computer systems engineering at Evelyn Home college diploma level. I opened a repairing shop and I also order laptops from Lusaka Zambia and resell here in Malaysia Zambia. The computer business is going on so well all what is needed is capital to boost the Business. The loan will also help me order computer spare parts such as batteries, power packs, Rams, webcames, hardrives etc.

Loan Proposal

I plan to Order Laptops and computer accessories for the Business in order to boost my business by increasing the injected capital. The Laptops will be bought from Lusaka the capital of Zambia and then resell them within Zambia in Mazabuka specifically where I reside. The Approximate prices for the said items are as follows :
QUANTITY UNIT COST TOTAL
Laptops X2. $200. $400
Batteries X3. $25. $75
Power packs x5 $10. $50
Laptop bags x2. $10. $20
TOTAL COST. $545
I currently have a Capital of about $800 , once I have acquired an additional capital my business will now stabilise because I will no longer have to wait for my merchandise to finish before placing the order.
The Total Profit which will be raised per single Business transaction will be as follows.
ITEMS T/COST SELLING PROFIT
.............. ................ ................ ................
laptops. $400 $500. $100
Batteries $75. $105. $30
Power packs $50. $75. $25
Laptop bags $20. $30. $10

TOTAL. $545 $710 $165

Thank you so much and may God bless you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$521.50

Date disbursed

Feb 9, 2018

Repayment status

Late

Projected term

24 months

Cost to entrepreneur

Service fee: $15.03

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