Construction of an agro-chemical store

Kiprotich

Kapchebwaber Village, Kenya

26% repaid

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Entrepreneur

Name

Kiprotich

Member since

July 2014

On-time repayments

184 installments  •  28%

About Me

I come from Kericho County which is well known for tea production as the main source of income to its residents. To arrive to my home, from Kericho town you board a viechle heading towards sotik and alight 10 kms later at a market called Kapsuser and from there take a motorbike heading to Kipsolu and alight at Chepkoton junction near Kapchebwaber AGC. My home is 150 meters to the right from the junction.
I went to Kapsuser Primary and later joined Chepseon High School for high studies after which I joined Highlands College for a Diploma in Information Technology but due to lack of job opportunities I decided to venture into agribusiness and due to a good understanding in tea sector I decided to do tea farming.

My Business

I am mostly earning my income through tea farming which i get paid every month based on the total of kilograms delivered to the processing factory at the end of every month. I also earn through a motorcycle business which gives me Kshs 21,600 every month. I use some amount from the motorcycles in servicing them every month to ensure its excellent functionality. I have also started rearing poultry chicken though i still have to support it since it is still young, i currently have 30 mature chicken whereby 17 chicken are already lying eggs which i see at the nearby restaurants and i use the amount raised from the eggs in buying them feeds.

Loan Proposal

I will use the loan to construct an agro-chemical store for safe handling of the chemicals to avoid contamination from other materials, animals and even people from the family and around the neighborhood. The store will also help me in storing well farm materials.
I will buy 12 iron sheets at Kshs 8,400 (USD 84.00), Timber of 300 running feet for Kshs 9,000 (USD 90.00), 5 Kilograms of nails at Kshs 600 (USD 6.00), 3 Kilograms of Roofing Nails and labour at a cost of Kshs 10,000 (USD 100.00).
Thank you for your kind support.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$293.00

Date disbursed

Mar 15, 2017

Repayment status

Late

Projected term

64 months

Other loans

Aug 2016:  $11

Nov 2016:  $113

Lenders

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JB

James Broderick

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C

Christian

Saarbruecken, Germany

sworthington

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torelizer

Reggio Emilia, Italy

BrassHat

Boston, United States

W

Witlof

Tsukuba, Japan

COOPITALIST

Toronto, Canada

I

ideerge

Mountain View, United States

Scott

Oregon, United States

R

rmacaw

Australia

4

42Theo

London, United Kingdom

Apmay

Melbourne, Australia

TheWhiteCat

Surrey, United Kingdom

B

briansedz

Canton, Ohio, United States

DavidRisstrom

Melbourne, Australia

simonvikstrom

Drottningholm, Sweden

A

anonymous123

United States

J

jimmydjjr

Gautier, United States

G

graememoss

Amsterdam, Netherlands

Cloudways

Malta, Malta

E

EnhanceLife

Heber City, United States

L

LCG8928

Decatur, United States

G

Goodwill

Oakland, United States

Hype1

Ashburn VA, United States

dhulsterwim

LIER, Belgium

M

mkellerman

Shanghai, China

hugomesser

Blokker, Netherlands

tswickrama

Orlando, United States

A

AndrewC

London, United Kingdom

H

HobbyCollector

Beach City, United States

T

ThereIsNoGod

Singapore, Singapore

D

Draka

South park, United States

Z

zangalan

Maryland, United States

TuveTheDog

Helsinki, Finland

Genady

Münich, Germany

G

GanSatya

United States

G

gbelote

United States

S

spivurno

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jonnyhj

Stockholm, Sweden

P

plhughes

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poorinvest

Sandefjord, Norway

K

Karpet

Faroe Islands

bb4dogs

United States

joshuacollinson

Vienna, Austria

S

sarah4d2

Saint Louis, United States

R

RonEddy

United States

Lisbeth

Perth, Australia

H

Harmen

Germany

H

hixeu

Belgium

T

Tim47

United States

K

Keith

Luxembourg

K

kennychit

United States

M

maddierae93

United States

I

ident

Horsholm, Denmark

Kyle Hoback

Omaha, United States

Haim Si

Mexico, Mexico

B

Berrin

Stuttgart, Germany

F

Falk

Germany

Villa Maria Outliers

Montreal, Canada

NA

Nasser Alameri

United States

J

juehart

Austria

M

Marion

Germany

AT

Andrew Taitano

United States

VW

Vivienne Williams

United States

Elly

Woudrichem, United Kingdom

KaiAiLian

France

CN

Cyprien Noel

United States

S

Susie

Christchurch, New Zealand

Odyssey

France

YM

Yelka Mikolji

United States

ME

Manaal Eisa

Washington DC, United States

B

Brent

United States

PG

Paul Graham

United States

G

GS2

Germany

AH

ajay hampapur

United States

E

eriklonnroth

United Kingdom

MS

Mark S Yourek

United States

Rosario von Li

San Jose, Ca, United States

M

Mark

United States

SJ

Stine Jepsen

Denmark

Taylor

Memphis, United States

Wayne G

United States

KD

Katherine Dodds

United States

MH

Marjanne Hettinga

Netherlands

JJ

Jan Johansson

Sweden

LE

Lloyd Edwards

Netherlands

Dan Michael

Oslo, Norway

Thomas

Sweden, Sweden

Gabriel Fenili

Santo André, Brazil

PA

Phelipe Augusto

Brazil

K

Katriona

United States

MK

Michael K

United States

SW

Samuel Whiteside

United States

SH

Sara Harmenberg

Sweden

AF

Anja Fechtig

Germany

SS

Steve Smith

Winchester, Ma, United States

B

Brett

Australia

RG

Ravi Gadad

United States

L

Lucas

United States

L

Lucy

Australia

BL

Birte Loewe

Germany

Craig Newmark

United States

MJ

Mary Jane Davis

United States

The Zinc Team

San Francisco, United States

SH

Stephanie He

United States

Humble Bundle Community

San Francisco, United States

M

MC

Canada

V

VJ

Canberra, Australia

TB

Tom Bishop

United States

JE

Julia English

Belgium

SS

Sara Sobota

United States

M

Margaret

United States

A

Anonymous

United States

Alexandru Cobuz

Romania

JF

J Fister

United States

JU

jeremy upsal

United States

Mike

Indianapolis, United States

Martha Fleury

Bethesda, MD, United States

WC

Walter Clarke

Phoenix, United States

KS

Ken Schatzberg

United States

B

Brian

Rancho Cordova, United States

B

ben

Italy

Paul Buchheit

Mountain View, United States

P

Pedro

Portugal

Ulrika Dahlström

Lund, Sweden

WK

Wolfgang Klingauf

Germany

DB

Dmitry Bolshakov

Lima, Peru

KB

Kaan Burak Kurt

Turkey

BB

Bianca Brandner

Austria

CN

Craig Newmark

United States

ER

Eric Rafoth

Czech Republic

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

JH

Jackson Hamilton

Canada

A

Anonymous

United States

TW

Tom Wiegand

United States

JM

Josh Menke

United States

SS

Sam Smith

United States

MS

Matthew Sellwood

United Kingdom

P

Philipp

Germany

M

Mark

United States

AB

Alex Brennan

Canada

MC

Martin Carmouze

Sterling, United States

Ask Kiprotich a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Timothy    Oct 14, 2020

    Hillary informed me that paying of school fees had really affected his repayment schedule.

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  • Kiprotich    Sep 24, 2020

    I can't afford to pay the entire amount because am in a huge debt right now. I am in a debt of around kes 150,000 which accumulated due to school fee payments for my younger siblings both in secondary school and I also have my two daughters who are both in an academy. I pay around Kes 120,000 every year in school fee and I don't have a stable job and I rely mostly on tea to generate income and it has since been experiencing challenges due to Covid-19. Please if there is a way you can assist me overcome the financial burden I will really appreciate.
    In the mean time I will do my best to pay up the loan. Thank you.

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  • Kiprotich    Mar 30, 2020

    I can't afford to pay the outstanding amount at the moment due to financial challenges

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  • Kiprotich    Aug 28, 2019

    Cos I want to clear the loan

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  • Kiprotich    Jul 1, 2019

    I can't afford to pay up the entire accumulated amount. Am now struggling to pay school fee for my two siblings both in high school and my two daughters in an academy. I also need to run my family so the small amount that remains is what I balance paying up debts and managing other bills

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  • Kiprotich    Apr 28, 2019

    I am more comfortable with this amount for now. Please

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  • Kiprotich    Mar 15, 2019

    I am quite held up financially, kind bear with me

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  • Kiprotich    Jan 24, 2019

    The loan repayment as been long overdue and I want to repay the full amount as soon as possible. Thax

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  • Kiprotich    Aug 25, 2018

    Hello Margaret, i am quite a disappointment to my esteem lenders who volunteered to assist me when i was in need, i have failed you so many times by not paying my loan in time but i want to promise that i will certainly do my best to repay the full amount. Kindly please.
    Thanks for your understanding in this regard. Its a promise i will pay the loan latest in October. Thank you

    Log in to reply • Share
  • M

    Margaret    Aug 19, 2018

    Hi Kiprotih,

    Please make an effort to repay your loan. Zidisha offers a wonderful opportunity to grow your business and perhaps open another one in the future. We all understand that unexpected things happen but Zidisha provides you the tools to change your payment amount and schedule at any time by simply logging into your account. Show respect to your mentor and lenders by making repayments. Regards, Margaret

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  • Kiprotich    Nov 17, 2017

    Sometimes back while I was working for an election body here in my country Kenya (Independent Electoral and Boundaries Commission - IEBC)

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  • Kiprotich    Nov 5, 2017

    My daughters Joy and Samantha. This was during Joy's graduation to lower primary. We thank God for his faithfulness. You are part of my joy

    Log in to reply • Share

  • Kiprotich    Nov 5, 2017

    Happy New Month my treasured Lenders! Its my prayer that our good Lord keeps you and your families healthy throughout the month as we approach the end of the year.
    You extended your hands and saw it worth to help a brother without considering my origin. I was in need and I am very glad and proud of your great support. Keep it up, you are just awesome.

    Log in to reply • Share

  • Kiprotich    Oct 3, 2017

    Dear Respected Lenders,
    Greetings! I want to believe that you are all well. I am really sorry that I have kept you waiting for updates here from my side and how I am progressing. I did complete the construction of the chemical store as I had proposed and I humbly thank you for your assistance, without you I wouldn't have managed. I am going to pay up the remaining loan amount before the end of this month. I will be paid my yearly tea bonus of USD 2300.
    I hope to do business with you again. Thank you for your understanding during that hard financial spell, I am glad to have you around. Thanks

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  • Kiprotich    Jul 31, 2017

    I am through a lot financially, but I am doing my best to pay up the entire loan amount.

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  • Kiprotich    Jul 31, 2017

    I will certainly pay the loan, you have been of great help to me and i don't want you to lose your trust. I am doing my best

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  • Kiprotich    May 28, 2017

    Hello Lenders
    First allow me to apologise because of the delayed loan repayment as scheduled in my profile and the reason why it did happen is because i have a sister in high school whom I support in paying her school fees amounting to Usd 1500 and I also have a daughter in an academy and I pay USD 65 both per term. I also have to support my family (my parents) financially.
    My main source of money is tea farming which its production had slightly drop due to cold weather and thus I don't get paid enough money to sustain all my needs. I also rely most on my motor cycles as another source of income but one broke down and now am only relying on one of them.
    Am kindly begging you to understand my situation but one promise am making is I will make the full loan amount in due time.
    Am praying hard for things to get back in line. Thank you

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  • Kiprotich    May 3, 2017

    Am currently going through a lot, school reopening has made me suffer financially. The most challenging part is an not feeling very well now and am seeking medication tomorrow. I will adjust my first repayment amount once everything settles down well. Thank you for your understanding.

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  • Kiprotich    Apr 12, 2017

    I don't want to strain myself paying an amount I sometimes can't afford.

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  • Kiprotich    Apr 2, 2017

    Hello my Lenders, am still very greatful for your lendings which has completely changed my livelihood. I have just started to ready the materials required and am soon uploading the pictures of every action taken. Thank you very much. Cheers!

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