Continued expansion for my cyber cafe

Damaris

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Damaris

Member since

July 2017

On-time repayments

111 installments  •  58%

About Me

My n.ame is Damaris. populary known as Dama by my friends, I'm a single mother of two boys that I have raised through all my ups and downs. I was raised in Mukurweini constituency in Nyeri county. I went to high school in Tumutumu girls in Nyeri I passed my O levels exams later I joined Temple college where I did secretarial studies. I was then fortunate enough to get employment at Jomo Kenyatta foundation, a publishing firm in Kenya. I worked as a secretary and clerk. My rank in the company rose through the years, as i was a dedicated, hard working and competent in my job. Unfortunately I was prematurely retrenched as the company was getting to grips with the digital era that forced it to downsize. On top of the company through bureaucracy and corruption refused to pay our dues. We filled a court case my friends and I. In the process we lost a lot of money and time of the litigation process. I thus decided to go my own way and use my skills to make money on my own without depending on employment. partly this was because of necessity. And God has been good to me thus far. With my skills I opened a small office that has grown through the years to become a small cyber cafe. With my skills I bridge the gap of computer illiterate people, e.g. boda boda riders in filling out forms and helping them achieve their goals. The people in my area have the utmost trust in me because of my competence, friendliness and resourcefulness. therefore they have entrusted me to many of their Sacco as treasurer, secretary and chair lady.. I am also was an evagelism team treasurer at P.C.E.A Ngundu church. I am an active member in many self help groups and i donate my expertise to help the needy access to government help at no fee. especially the marginalized in the community. Am a community Health Voulonteer. I love traveling and prayer.

My Business

I had a Cybre cafe where i offered various services like typing, scanning, printing and lamination. These services have gone down due to school having bought computers and many people are in the same business i have thought it wise to start another business of selling cereals to our community. I would love to buy cereals.Now there is more need than ever for me to expand the business because i have a market nice that Those who entrusted my services have bought computers and a government IT schooI has been opened in our area adjacent to my business. Parts of my profits i actively engage them in Gods service to the marginalized.other times I work as a CHV dealing with affected& infected mothers and children with HIV. If I get this loan will start, with selling of Vegetables, potatoes cereals, etc. Due some problems I went down financially but I believe God is opening another chance. God bless all my mentors I enjoyed the time we had together.

Loan Proposal

Dear lenders, thank you once again for your support. Ever since i joined zidisha, you have continued to see me through my expansion journey. My goal has always been one computer at a time. I hope to have a big establishment in the future that will offer cyber services to more than 20 people at a time. I have added a few more computers to my shop, and my business is doing well. This has enabled me to keep a good performance record with zidisha. If i am fortunate enough to get funded, i will add an
extra computer (computer number 2 out of my goal of 4) and another printing machine. More customers will mean that i would need to cater to the extra demand in printing and photocopying requests. the total cost will be 30,000ksh. i will use the remaining amount to buy more stationary for my cyber cafe.

Feedback

1

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  • David    Jan 16, 2020

    Loan was originally scheduled to take three months. Repayments were smaller and slower than planned, but the loan was fully paid in 20 months. Comments in the Discussion section explained several challenges to the business. I admire your commitment to your lenders.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$276.00

Date disbursed

May 8, 2018

Repayment status

On Time

Projected term

20 months

Lenders

David

Canada

Paul Buchheit

Mountain View, United States

Ryan Agnew

Australia

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  • Damaris    Jul 20, 2022

    Am yappybto inform that I did receive ksh.13200. I bought a few chicks and I will ake this opportunity to to thank each of you individually who have helped me in starting the project. May the almighty God bless and keep you healthy.

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  • Damaris    Jul 17, 2022

    I am planning to start a project of rearing chicks this will help me to generate income for my daily upkeep and also pay back the loan. I take this opportunity to thank God who have touched your hearts to help me start this project may he give you bless the work of your hands. Thank once again.

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  • Charles    Jul 16, 2022

    Good luck with the chick raising...

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  • Damaris    Jan 29, 2020

    I had a cyber cafe before it was doing well but since all the schools have bought computers work has become scarce so I would like to star selling cereals

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  • Damaris    Dec 1, 2019

    Just need a bit more time, as I get word from my creditors.

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  • Damaris    Sep 22, 2019

    Just need a little bit more time.

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  • Damaris    Jul 14, 2019

    I would like a bit more time, because returns on the business is slow but sure.

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  • Damaris    Jun 7, 2019

    Returns are coming in much slower. But, slow but sure.

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  • Damaris    Mar 20, 2019

    Hi, my money is held up in some of my interests. My cash flow will resume in a month I believe.

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  • Justus    Mar 19, 2019

    There is a positive response from Damaris. She claims to be facing difficult financial problems because her shop was broken into and items stolen. She says she will resume repayments soon. Thank you

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  • Damaris    Dec 26, 2018

    Need a bit more time.

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  • Damaris    Nov 11, 2018

    Hello lenders. one of my printers broke down, had to replace it first, so that I could continue to generate income. it is all good now, however I need some bit of time to recover on the small setback.

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  • Damaris    Jun 29, 2018

    Money has been coming in irregularly at the moment. but with these few week, I believe I will stabilize my payments.

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  • Damaris    May 9, 2018

    Thank you lenders, I received the loan of 21,038 kshs on 8th may 2018, Now I can continue with my project better will add photos when I'm through. Thanks again.

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  • Damaris    May 4, 2018

    thank you lenders. I will now be able to get the printer and extra computer thanks to this funding.

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  • Damaris    Jan 31, 2018

    i joined zidisha not long ago but the positive effects that i have felt in my life are amazing. I am not exaggerating because it is not easy to get this level of assistance in this country. I tried several times but i was turned down or faced with very huge interest and demands that were impossible to meet. i am happy that the lenders have been giving me sincere help and i will not take things for granted.

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  • Damaris    Dec 8, 2017

    Hi lenders. Thank you so much for the loan. I received 16500 kshs worth of credit. I was able to Increase my business income by purchasing an upgrade to my previous printer. Thus it costs me less while doing business. I will add a photo as soon as i can. God bless.

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  • Damaris    Oct 30, 2017

    Thank you lenders I won't let you down

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  • Damaris    Oct 3, 2017

    i want to retain my on time repayment score and i am currently sorting out other issues which may affect my on time repayment. i will resume to my usual amount in time.

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