Cover some academic expenses & partial living expenses

Hagan Golo

Teshie - Accra, Ghana

100% repaid

Entrepreneur

Name

Hagan Golo

Location

Teshie - Accra, Ghana

On-time repayments

167 weekly installments  •  89%

About Me

Hagan Golo is my name born on 11th April, 1980. I am 41 years old and been the last among eight siblings. I was born in Dambai a farming and fishing community along the Volta lake. At age six I suffered polio attack and therefore had been with disability on one leg till today.

Even with my disability and being the last with almost my aged parent, I supported my parent in farming and fishing. I trek long distance with the use of crutches to have formal education. Against all the odds I was able to complete basic education and passed Basic Education Certificate Exams successfully. Since most of Secondary schools within the area lack facilities for kids with disability, I stayed home for two years without going to Secondary or Technical School. The fear for my parent was that I can’t cope with secondary school alone in the boarding house where washrooms, classrooms etc, were not disability friendly.

After staying home for two years, I managed to enter Technical and Vocational School to go and learn skills. My good academic performance and hard work earned me a school prefect at form two second term. In my third (final) year and in my final exams, I excel to the admiration of the school authorities. I successfully gained admission into Ghana Technology University studying Telecommunication Engineering.

Currently, with the support from the Zidisha lenders, I have successfully completed my 1st degree in telecommunication engineering. It’s my hope and prayer that I will continue with my 2nd degree very soon.

My Business

Currently, I have successfully completed my first degree in Telecommunication engineering, and fully employed with Comsys Ghana Limited. Comsys is telecoms & ICT solutions company offering businesses in Africa aspiring in using technology as a tool and also now earning a regular income each month.

I’m planning to start my masters in Telecommunication engineering and possibly do my PhD one day, in areas such using my knowledge and skills to the benefit of my family, my community, the disability community and my nation at large.

With this assistance from Zidisha, finances are no more headaches to me any longer and I can get more as I plan to settle down and work with practice on problem solving engineering practical that can add more value to myself and for my people. I believe strongly that with my creativity, innovations and skills, I can use engineering background to liberate my community from the shackles of poverty, and then make a meaningful living for my people for the years to come.
I have a strong conviction that by the time I complete my study at the university; I will come out with some work using Science, Technology and Innovation for Poverty Reduction in my community and beyond.

It’s also my plan to assist expand the study of science and engineering related courses in other schools where there is always fear for engineering related courses. It's my hope that if my loan is successful with Zidisha and I am able to complete my course, I would make science and engineering study priority in rural and community schools believing that Science, Technology and Innovation can help fight Poverty.

Loan Proposal

I intend to use the loan to pay for my hostel fees, part of my school fees, pay for my transportation, help with feeding, and also buy study materials, a laptop computer
and pay for Internet service.

1. Payment of monthly hostel fees @ $360
2. Part payment of school fees for the semester @ $650
3. Buying textbooks for academic work @ $230
4.Transportation for the next four months @ $220
5. Partial cost of feeding for the semester @ $250
6. Cost for Internet service for the semester @ $100
7. Buying a laptop computer @ $250

In all, I need a loan of $2,000(+/-), to supplement the money I earn at my part-time job,
to help cover these costs for the semester.

Income Source

Risk and Revenue Information: I currently work with Comsys Ghana Limited, on a
part-time basis, for which I'm earning regular income and from which I can repay my loan without difficulties. Comsys Ghana Limited is a fully owned Ghanaian telecom and ICT solutions company. It is ISO-certified, since 2011, by the British Standard Institute (BSI) and has maintained all certifications, to date, for ISO 9001:2015 and ISO 20000:2011. In the past seven (7) years, it has been adjudged the best (number-one) enterprise-solutions provider in Ghana, consecutively, as well as the best Internet-service provider (ISP) for 3 years. It also was adjudged the best ICT Company in Ghana in 2019 at the Ghana Telecom & Technology Awards (GTTA).

✎✎✎

My Videos

Aug 26, 2021: Loan to pay my rent

Show original English  

About Me

Hagan Golo is my name born on 11th April, 1980. I am 41 years old and been the last among eight siblings. I was born in Dambai a farming and fishing community along the Volta lake. At age six I suffered polio attack and therefore had been with disability on one leg till today.

Even with my disability and being the last with almost my aged parent, I supported my parent in farming and fishing. I trek long distance with the use of crutches to have formal education. Against all the odds I was able to complete basic education and passed Basic Education Certificate Exams successfully. Since most of Secondary schools within the area lack facilities for kids with disability, I stayed home for two years without going to Secondary or Technical School. The fear for my parent was that I can’t cope with secondary school alone in the boarding house where washrooms, classrooms etc, were not disability friendly.

After staying home for two years, I managed to enter Technical and Vocational School to go and learn skills. My good academic performance and hard work earned me a school prefect at form two second term. In my third (final) year and in my final exams, I excel to the admiration of the school authorities. I successfully gained admission into Ghana Technology University studying Telecommunication Engineering.

Currently, with the support from the Zidisha lenders, I have successfully completed my 1st degree in telecommunication engineering. It’s my hope and prayer that I will continue with my 2nd degree very soon.

My Business

Currently, I have successfully completed my first degree in Telecommunication engineering, and fully employed with Comsys Ghana Limited. Comsys is telecoms & ICT solutions company offering businesses in Africa aspiring in using technology as a tool and also now earning a regular income each month.

I’m planning to start my masters in Telecommunication engineering and possibly do my PhD one day, in areas such using my knowledge and skills to the benefit of my family, my community, the disability community and my nation at large.

With this assistance from Zidisha, finances are no more headaches to me any longer and I can get more as I plan to settle down and work with practice on problem solving engineering practical that can add more value to myself and for my people. I believe strongly that with my creativity, innovations and skills, I can use engineering background to liberate my community from the shackles of poverty, and then make a meaningful living for my people for the years to come.
I have a strong conviction that by the time I complete my study at the university; I will come out with some work using Science, Technology and Innovation for Poverty Reduction in my community and beyond.

It’s also my plan to assist expand the study of science and engineering related courses in other schools where there is always fear for engineering related courses. It's my hope that if my loan is successful with Zidisha and I am able to complete my course, I would make science and engineering study priority in rural and community schools believing that Science, Technology and Innovation can help fight Poverty.

Loan Proposal

I intend to use the loan to pay for my hostel & school fee, pay for my transportation, feeding and also buy studying materials

1. Payment of monthly hostel fees @ $ 360
2. Part payment of school fees for the semester @ $ 650
3. Buying of books for academics work @ $ 230
4.Transportation for the next six months @ $ 220
5. Feeding for the next six months @ $ 250
6. Cost for internet for the next six months @ 100

In all, I need a loan of $ 2090 to do these activities in semester

Feedback

5

None

None

  • Joshi    Aug 23, 2021

    This was my fifth loan to Hagan! Will be glad to help for next one. Keep it up Hagan.

    Log in to reply • Share
  • guenter    Dec 31, 2018

    Hagan payed back very well.

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  • Thorsten Kowalski    Dec 23, 2018

    Great Hagan, thanks for your full repayment.Merry Christmas and happy new year. Thorsten

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  • Ren    Nov 9, 2018

    Hagan was very communicative, inspiring and repaid promptly. I've lent to over 300 Zidisha borrowers and Hagan is memorable amongst them all!

    Log in to reply • Share
  • Joshi    Oct 22, 2018

    Good communication. Prompt repayments. Will lend again.

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,963.35

Date disbursed

Nov 5, 2020

Repayment status

On Time

Projected term

9 months

Cost to entrepreneur

Service fee: $164.17

Credit risk payment: $246.33

Lenders

A

Anninymouse

Southampton, United Kingdom

Brian

Midhurst, Canada

R

Raabo

Rungsted, Denmark

HI

Highly Improbable

Saskatoon, Canada

investor

Candiac, Canada

G

garrybuck

Oro Valley, United States

cyrus0302

San Francisco, United States

D

Davieboy

Melbourne, Australia

Hope2012

United Kingdom

B

Bpryse

Long beach, United States

W

winfried

Seoul, Republic of Korea

S

soren

Göteborg, Sweden

ErikN

Stockholm, Sweden

S

staktrace

Toronto, Canada

Raoul72

Naarden, Netherlands

MarktheMormon

Sandy, Utah, United States

Ambrose

Calgary, Canada

Scott

Oregon, United States

Martin

Manama, Bahrain

T

Tallago3

Munich, Germany

johnandmoliehi

Canton, New York, United States

sebastienrosa

Quebec, Canada

G

guenter

Bremen, Germany

MakeSense

-, St. Kitts and Nevis

andreas

St. Georgen / Gusen, Austria

dajawein

Gladstone, Australia

rasmus

Bern, Switzerland

D

Divergent

Bethesda, United States

J

josh50

United States

G

glomardor

Leonardtown, United States

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

Andreas1974

Fristad, Sweden

J

jzidi

Los Angeles, United States

N

nicknz

Wellington, New Zealand

AdvancingCompassion

San Diego, United States

Namaste250

Pittsford, United States

B

bileiro

Mandaluyong, Philippines

ads68

Melbourne, Australia

R

Rearden

STAVANGER, Norway

IM

Isak Maaseide

Tromso, Norway, Norway

nakamura

United States

sarna

Toronto, Canada

JC

Jordi Cohen

New York, NY, United States

G

glh25

Winooski, United States

M

mtaylor

Houston, United States

J

Johannes

Pirmasens, Germany

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

C

caz32

chertsey, United Kingdom

mikeoberhaus

San Francisco, United States

numbat

Perth, Australia

K

Krishroff

Dubai, United Arab Emirates

Stefano Bertolo

Luxembourg, Luxembourg

Hedwich

Gorssel, Netherlands

Padrino

Kilkenny, Ireland

R

run426

DeBary, United States

O

Ohio

Ohio, United States

ibc123

Seattle, United States

S

Sjors

Eindhoven, Netherlands

D

dcheung

San Francisco, United States

Sirko

Brandenburg An Der Havel, Germany

kalidanthepalidan

Denver, United States

Freewolf

Salt Lake City, United States

MrMichigander

Marquette, United States

L

Lennert

Alphen aan den Rijn, Netherlands

mikeice

Kohler, United States

P

Purplejeep

Moravia, United States

Evan Lamos

Brussels, Belgium

I

Iamzwolf

Middletown, United States

D

DanielW

United States

sderickson

Berkeley, CA, United States

M

microlender

United States

WhyPeace

United States

M

merk85

United States

B

bugdaniel

Switzerland

bb4dogs

United States

Flipmore

Vancouver, Canada

D

Delok

Germany

larry

Sweden

B

bscent

Hong Kong

W

wesbh89

United States

Grant Xavier Storer

Seattle, Wa, United States

ThomasJosef

Berlin, Germany

martinw

Stockholm, Sweden

J

Joggele

Austria, Austria

P

prince85

United States

Pascal Coyles

Ghent, Belgium

K

KiraDee

United States

Otto Barten

Amsterdam, Netherlands

N

Nicolaas

Doha, Qatar

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

JL

Joao Leal

United Kingdom

KM

Kirsty M

United Kingdom

Sara

United Kingdom

J

Joe

New York, United States

S

Sven

Netherlands

Dave Bogard

New York, United States

R

Robert

Berlin, Germany

rjb

Phnom Penh, Cambodia, United Kingdom

Fred

Germany

Wouter Schoonveld

Amsterdam, Netherlands

W

Wade

United States

Dayton

Vancouver, Canada

Wendy

Los Angeles, United States

DF

Daniel Fehr-Krahn

Winnipeg, Canada

Andrew

Melbourne, Australia

Laurie

United States

Craig

Memphis, TN, United States

Tanner Schachtel

Victoria, Canada

moursund

Beaver Nation, United States

Kevin

San Francisco, United States

I

Ian

United Kingdom

KD

Kent Don

United States

Jennifer Weber

Canandaigua, Ny, United States

KL

Ket Lin

United States

AS

Asa Svensson

Stockholm, Sweden

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

Framework Eyewear

Utrecht, Netherlands

Martin Nielsen

Aarhus, Denmark

E

eriklonnroth

United Kingdom

Aran Dunlop

United States

Paul Smithson

Leeds, United Kingdom

M

Mark

United States

kt

Brush Prairie, United States

I

isaac

United Kingdom

GW

Gregory Wilkie

Halifax, Nova Scotia, Canada

KK

karl kerksiek

United States

Sara R

Leuven, Belgium

GC

Greger Cronquist

Göteborg, Sweden

Bill Ballew

Kansas City, Missouri, United States

Sinan Taifour

Munich, Germany, Germany

Ren

Minneapolis/StPaul, United States

F

Frank

United States

H

Hans

Czech Republic

Craig Travis Provyn

Bradenton, Florida, United States

Richard Benyon

United States

GR

Greg Rice

United States

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

hervey liu

United States

NH

Nancy Hull

United States

AH

Alisa Hill

United States

D

David

United States

France

R

RMIM

United States

JH

Joseph Hwang

Houston, United States

Tyler Metcalf

Utah, United States

Jan V

Port Dalhousie, Canada

Jane

Ontario, Canada

K

Katherine

United States

Ronald Chua

Kuala Lumpur, Malaysia

Donald Major

United States

DM

Darin MacRae

United States

Rasmus

Norway

Nethanel Kohen

NYC, United States

KJ

Karin Joy

Philadelphia, PA, USA, United States

Daveycee

The Hague, Netherlands

A

Anonymous

United States

M

Menke59

United States

Carrie

Arlington, MA, United States

JT

Joanne Thompson

United Kingdom

Darren Jeppson

Denver, Colorado, United States

Kelly

United States

RD

Roel De Meester

Antwerpen, Belgium

JP

Junggiu Park

Seoul, Republic of Korea

PA

Peter A

New York City, United States

KP

Keith Penrod

United States

CL

Carolyn Luhn

United States

SB

Stephen B

United States

M

Miles

United States

Norway

MM

Mac McKiva

United States

Nick Studenski

Minneapolis, United States

J

Juhani

Helsinki, Finland

Lee

Washington, DC, United States

Joshi

United States

Girolamo Marroccoli

Basel, Switzerland

mabo

Germany

Darrell Burgan

Dallas, TX, United States

KF

Kathy F

Memphis, TN, United States

Tim

Utrecht, Netherlands

C

Camm

Australia

Maximilian Lim

Singapore, Singapore

World Centric

Sonoma County, California, United States

Nico Robin

Osaka, Japan

DL

Daniel levy

United States

M

marjorie

Netherlands

Amanda Strombeck

United States

RS

Ralph Smyth

United Kingdom

A

Anne

Germany

GF

Gammon Family

United States

J

Jakub

United States

Tom Purser

Cambridge, United Kingdom

C

Cianna

United States

KL

Kerry Lane

United States

AG

Augusto Gesualdi

Berlin, Germany

J

John

Minneapolis, United States

JB

Juan Busco

United States

MB

Meg Brigman

United States

Sayuri

United Kingdom

KC

KinHo Chan

United States

MC

Mike Cormack

Vancouver, Canada

Black and White Zebra

Vancouver, Canada

L

Leigh

Australia

Utahna

United States

KM

Kirk Moore

Cerdanyola del Vallès, Spain

TA

Tiwa A

United States

AC

Alex Campbell

United States

C

Christopher

United Kingdom

F

Fonz

United States

A

Allan

United States

D

Donald

United States

RD

Regina Daniel

United States

Shamel Daniel

United States

martha

United Kingdom

Ask Hagan a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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