Selling prepaid mobile phone and data credit

Emmanuela

Wenchi, Ghana

100% repaid

Entrepreneur

Name

Emmanuela

Member since

May 2019

On-time repayments

87 installments  •  80%

About Me

Am pharmaceutical student at sunyani polytechnic University. Am currently level 100 student but my entrepreneurship life start at a tender age, where I used to help my mum to sell her farm produce in the market. So I started my tertiary education I discovered that getting a recharge card to buy to loan it on your phone was an issue on my hostel, especially in the night when you needed it for research purpose. So I decided to start selling these recharge card like MTN, VODAFONE, Airtel-tigo.

My Business

As every business start with little resource available, I started my business without money I will credit the credit cards from the agent and come and resell them. After selling it all I will take my profit and send his to him and take another one and repeat such circle till now that I buy it with profit I've been making at the time I used to credit them. At the moment I've been making 2150GHC per week of which 1800GHC is my profit to keep. I save some and keep some to keep my business running.

Loan Proposal

As we are getting to the end of this semester, more assignment and more research is the order of the day. This has help boost my business, as recharge cards is required to access the internet. People has been purchasing the recharge cards every second even if am sleeping they won't allow me to. This loan purpose is to purchase more recharge cars to resell them. Part of the profit will be reinvested into my business and the remaining will be save for raining day.
Please help fund it for me fast to help me earn more profit thank you.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$587.00

Date disbursed

Nov 23, 2019

Repayment status

On Time

Projected term

3 months

Lenders

D

Divergent

Bethesda, United States

Tom Eggert

Madison, United States

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  • Eric    May 6, 2021

    I called one of his reference and he said he will talk to her to start payment

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  • Eunice    Mar 27, 2021

    Emmanuella has promised to start repayment by using the adjustment repayment

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  • Anima    Feb 28, 2021

    Emmanuella wasn't answering my calls her invite told me he is communicating to her to pay

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  • Agbenyega    Feb 2, 2021

    I called him and he said he was in class and will call me later but I quickly told him to pay for she had skipped payment

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  • Emmanuela    Dec 14, 2020

    Business is no more, school has closed down so as my business hope to reopen this coming January.

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  • Agbenyega    Dec 12, 2020

    I called the person who invited her and he said he will inform her to pay. I did that because I called emmanuella but she did not pick

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  • Emmanuela    Oct 22, 2020

    Am still at home

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  • Emmanuela    Sep 2, 2020

    I have not yet start working and I hope to work soon

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  • Emmanuela    Jul 24, 2020

    The pandemic has still make us not been able work to get money to pay off my debt

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  • Emmanuela    Jun 22, 2020

    I have not start work yet.

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  • Eric    Jun 18, 2020

    I spoke to one of Emmanuella references and promised to get in touch with her to settle all her arrears. Thank you

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  • Eric    May 30, 2020

    I called Emmanuella to remind her of her arrears and to also make adjustments to her payment plans also

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  • Emmanuela    May 10, 2020

    The virus has make us unable to work

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  • Eric    May 8, 2020

    Emmanuela has promised to make repayment though she was affected badly during the lockdown but she has promised to make payment very soon

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  • Emmanuela    Mar 28, 2020

    My country is partially lockdown due to the pandemic and it has let me close my business.

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  • Emmanuela    Mar 13, 2020

    Business has been good so far even though the coronovirus has had impact on our sale. I will keep up to my promise by repaying the remaining amount on time

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  • Emmanuela    Feb 22, 2020

    Business has been slow of late but we still on it working hard to repay all the remaining balance on time.

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  • Emmanuela    Feb 10, 2020

    Business has been moving on well at my end and am still hoping for the best. Thanks for your support.

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  • Emmanuela    Feb 2, 2020

    Thank you very much for your support. I have received the money and using it for the said purpose.

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  • Emmanuela    Jan 22, 2020

    Thank you very much for supporting my business. I'll make good use of your money and repay it back on time. Thank you

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