Selling prepaid phone cards to pay for my education

Emmanuela

Wenchi, Ghana

100% repaid

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Entrepreneur

Name

Emmanuela

Member since

May 2019

On-time repayments

87 installments  •  80%

About Me

Am pharmaceutical student at sunyani polytechnic University. Am currently level 100 student but my entrepreneurship life start at a tender age, where I used to help my mum to sell her farm produce in the market. So I started my tertiary education I discovered that getting a recharge card to buy to loan it on your phone was an issue on my hostel, especially in the night when you needed it for research purpose. So I decided to start selling these recharge card like MTN, VODAFONE, Airtel-tigo.

My Business

As every business start with little resource available, I started my business without money I will credit the credit cards from the agent and come and resell them. After selling it all I will take my profit and send his to him and take another one and repeat such circle till now that I buy it with profit I've been making at the time I used to credit them. At the moment I've been making 2150GHC per week of which 1800GHC is my profit to keep. I save some and keep some to keep my business running.

Loan Proposal

As mobile phone usage keeps increasing in usage, so as the usage of it's credit it which help it user access the internet and reach to their people. This loan will be used to purchase credit cards such as MTN, vodafone and tigo-airtel which includes transferable credit too. The profit will be used to finance my education.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$347.00

Date disbursed

Sep 18, 2019

Repayment status

On Time

Projected term

4 weeks

Other loans

May 2019:  $14

May 2019:  $22

May 2019:  $98

May 2019:  $143

Jun 2019:  $208

Jul 2019:  $270

Aug 2019:  $324

Oct 2019:  $451

Nov 2019:  $587

Jan 2020:  $1,151

Lenders

Dianne

Maryville, United States

S

Snick

Halle, Germany

Ishaque

New Jersey, United States

investor

Candiac, Canada

C

chkuo

Taipei, Taiwan

BelleStarr

Albuquerque, United States

D

DrFeelGOOD

San Jose, United States

lietu

Tallinn, Estonia

evinpa

United States

MaxEmerika

Sonoma County, California, United States

Kjartan

Oslo, Norway

Pere

Barcelona, Spain

athomas

Chevy Chase, United States

G

GoldenPete

Christchurch, New Zealand

Cloudways

Malta, Malta

S

Scodeb123

Huntsville, United States

Eduard

Dnepr, Ukraine

Cricketca

San Jose, United States

joaoferraz

RINCHOA, Portugal

Kathunka

Bern, Switzerland

M

miriamg

Toronto, Canada

Nadja

Weissach, Germany

GarmdGriek

Oslo, Norway

mojobob

Hayward, United States

GuillaumeTeissier

Montréal, Canada

andreatagliatti

Manchester, United Kingdom

dmirpuri

Bangkok, Thailand

P

prestmo

Italy

markpearson

Portsmouth, United Kingdom

E

E

Marin county, United States

M

Malibu

Westwood, United States

D

drorm

United States

Paul Buchheit

Mountain View, United States

M

Michi

Switzerland

G

GBworldwide

Germany

bb4dogs

United States

trincowski

Vilar, Vila do Conde, Portugal

TyWee

Manila, Philippines

C

ColoradoSkier

Denver, United States

D

DelDongo

Germany

S

stryker75

United States

SV

sven vdk

Twickenham, United Kingdom

M

M.Umar

Pakistan

P

procreant

Sweden

T

tomasl9

Belgium

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

KM

Kirsty M

United Kingdom

Haim Si

Mexico, Mexico

OS

Oliver Schroeder

Germany

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

RK

Rene Koehnke

Switzerland

Karijn

Amsterdam, Netherlands

MG

mayank gupta

India

JL

Johannes Lange

Germany

Jan

Netherlands

Lotus Flower

United States

Tom Eggert

Madison, United States

Ren

Minneapolis/StPaul, United States

M

Margaret

United States

JH

Joseph Hwang

Houston, United States

Donald Major

United States

R

Ray

Australia

Stefan Koshold

Mülheim, Germany

L

Lisa

United States

CG

Caytlin Good

Canada

J

Johannes

Germany

AM

Alex Melo

United States

MT

Michael Thurm

Germany

K

Katrin

Germany

Sayuri

United Kingdom

M

Maria

Germany

A

Anonymous

United States

Ask Emmanuela a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Eric    May 6, 2021

    I called one of his reference and he said he will talk to her to start payment

    Log in to reply • Share

  • Eunice    Mar 27, 2021

    Emmanuella has promised to start repayment by using the adjustment repayment

    Log in to reply • Share

  • Anima    Feb 28, 2021

    Emmanuella wasn't answering my calls her invite told me he is communicating to her to pay

    Log in to reply • Share

  • Agbenyega    Feb 2, 2021

    I called him and he said he was in class and will call me later but I quickly told him to pay for she had skipped payment

    Log in to reply • Share

  • Emmanuela    Dec 14, 2020

    Business is no more, school has closed down so as my business hope to reopen this coming January.

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  • Agbenyega    Dec 12, 2020

    I called the person who invited her and he said he will inform her to pay. I did that because I called emmanuella but she did not pick

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  • Emmanuela    Oct 22, 2020

    Am still at home

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  • Emmanuela    Sep 2, 2020

    I have not yet start working and I hope to work soon

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  • Emmanuela    Jul 24, 2020

    The pandemic has still make us not been able work to get money to pay off my debt

    Log in to reply • Share

  • Emmanuela    Jun 22, 2020

    I have not start work yet.

    Log in to reply • Share

  • Eric    Jun 18, 2020

    I spoke to one of Emmanuella references and promised to get in touch with her to settle all her arrears. Thank you

    Log in to reply • Share

  • Eric    May 30, 2020

    I called Emmanuella to remind her of her arrears and to also make adjustments to her payment plans also

    Log in to reply • Share

  • Emmanuela    May 10, 2020

    The virus has make us unable to work

    Log in to reply • Share

  • Eric    May 8, 2020

    Emmanuela has promised to make repayment though she was affected badly during the lockdown but she has promised to make payment very soon

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  • Emmanuela    Mar 28, 2020

    My country is partially lockdown due to the pandemic and it has let me close my business.

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  • Emmanuela    Mar 13, 2020

    Business has been good so far even though the coronovirus has had impact on our sale. I will keep up to my promise by repaying the remaining amount on time

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  • Emmanuela    Feb 22, 2020

    Business has been slow of late but we still on it working hard to repay all the remaining balance on time.

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  • Emmanuela    Feb 10, 2020

    Business has been moving on well at my end and am still hoping for the best. Thanks for your support.

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  • Emmanuela    Feb 2, 2020

    Thank you very much for your support. I have received the money and using it for the said purpose.

    Log in to reply • Share

  • Emmanuela    Jan 22, 2020

    Thank you very much for supporting my business. I'll make good use of your money and repay it back on time. Thank you

    Log in to reply • Share


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