General-goods shop, M-Pesa & cybercafé

Hillary

Kisii County, Kenya

100% repaid

Entrepreneur

Name

Hillary

Member since

December 2019

On-time repayments

17 installments  •  47%

About Me

Am Ayiecha Hillary Nyagetiria from Kenya Kisii County.I finished my computer college 2017 and started my self employed work which am doing up to date.I have m pesa ,mali mali shop plus a small cyber that am getting my finance suport from.since my parents were not able to suport my education i went though hard times bt one day i found a friend who gave me some money ksh 2,500 and i started my mali mali shop from there i was able to raise his money and started a mpesa and now cyber and thank God coz last year online i found zidisha app when i misspelt a word i was searching for from there i followed some steps and registered from there i found another help.

My Business

my business i starteed first was mali mali shop where i was selling sandles ,gumboots and other items from there in 2018 i opened mpesa where customers can withdraw money and send to any place,in 2019 i opened small cyber where now i need to add some machine so that i can offer fully servvice to all my customers.Now my trust is Zidisha team to help me out to overcome my challenges and shine to become better person to the society and my family

Loan Proposal

i need to use the loan by increasing my mpesa with cash so that my community people can be able to send and receive money from their relatives and friends across all networks.Secondly,add some sanitizers and jericansof water for customers to clean their hands.Thirdly,i need to buy spiral machine to bind books and revision materials for students and parents,also to ask technician to come to service my printer and some laptops for me to continue working conviniently without fail to my customers.and am intending to make more profit which is approximately 75%.

Income Source

although there are challenges i have already put some measures at my business the thing that make my customers to come in numbers because i strictly follow directives from ministry for health further more am lucky because am the only one one with the cyber around so many customers come for revision papers for their children others online applications,passports and i also load music and videos to their flashes and memory cards.Also with my mpesa people come to receive money that has been sent to them and send to their relatives and friends.this will help me earn more money this time.

Feedback

1

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$267.00

Date disbursed

Aug 13, 2020

Repayment status

On Time

Projected term

1 week

Lenders

DeanDropshot

Oslo, Norway

ErikN

Stockholm, Sweden

S

Senryu91

caldogno, Italy

Cloudways

Malta, Malta

ads68

Melbourne, Australia

F

fundfinite

Wellington, New Zealand

JonB

London, United Kingdom

sderickson

Berkeley, CA, United States

R

ruth11

United Kingdom

R

RonEddy

United States

S

Stephan

Netherlands

E

Erich

Zurich, Switzerland

Dave Bogard

New York, United States

Ellen

Michigan, United States

HCPSPIRIT

Helsinki, Finland

hervey liu

United States

NH

Nancy Hull

United States

WC

Walter Clarke

Phoenix, United States

CP

Colin Pardue

United States

Paul Buchheit

Mountain View, United States

SH

St H

Germany

Ask Hillary a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Janice    Nov 27, 2020

    The member has told.me that he has returned from his rural home and soon he will continue servicing his loan as he planned.

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  • Timothy    Oct 8, 2020

    Hillary informed me that his dad died and this has affected his income. He used the funds in funeral.

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  • Hillary    Sep 20, 2020

    the reason am doing this is because my dad passed a way thing that made me not to work or do anything bt any time my business returns well as it used to be i can pay that before the time i have extended.plz receive this well am trusthyworthy and no any single i have defaulted

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  • Hillary    Sep 20, 2020

    am so sorry to all my lenders because the day i received the amount my dad passed away and i didnt do any business for the money u gave me. So this time round i have started little little to make graph on my payments.below i will update the burial pictures plz do not forsake me

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  • Timothy    Sep 8, 2020

    Hillary has admitted to make repayment next week.

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  • Hillary    Aug 20, 2020

    I will proceed with my plan to buy generator and add some stock to my shop and some to my mpesa.And this loan will help me raise some money that will help me and my family plus to timely pay my loan.I take this oppotunity to thank you all my lenders for your great surport i thank you may the Lord our God protect you and keep you safe to help people in this planet to improve their living standards.Once again i say thank you

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  • Hillary    Aug 20, 2020

    the last loan i received i added revision materials serviced my machines added some in my mpesa and my general shop also help my family with basic needs.and made a good profit thanks to zidisha community

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  • Hillary    Aug 19, 2020

    i added another stock at my mpesa and some in my sandals shop outside my mpesa flour

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  • Hillary    Aug 14, 2020

    i need to pay the above loan because am making more profit a day that is helping me and my family and still have more savings to pay for my loan.so i was requesting to pay in 1 week

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  • Hillary    Aug 14, 2020

    at work place

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  • Hillary    Aug 14, 2020

    with some learning staffs

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  • Hillary    Aug 14, 2020

    i bought some writing materials for the students and some inks for my printer today and geometical sets for students to use in constructions.i thank u all my lenders for the great help u gave me and has now improved my life and family plus business very much.

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  • Hillary    Aug 13, 2020

    i will buy spiral machine for binding and sanitizers plus jericans for water for the customers to use to clean themselves and service my machines also to add some money in my money lending shop that is mpesa and this will make me some higher profit to help my family with all essential staffs.i thank you all my lenders for your big big big surport and may Almight God bless you to continue reaching out for different individuals to make their dreams come true.Am real happy and appreaciate you all.

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  • Hillary    Aug 13, 2020

    the last loan i received i bought some cyber materials like rim papers and inks laminating papers and subscribed for online services which helped me to boost my mpesa services,thus my wife and i we are happy for zidisha community for the great help that we have received because our life has started changing because now we can afford some family staff courtesy of zidisha team

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  • Hillary    Aug 6, 2020

    at my cybercafe ready to start working

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  • Hillary    Aug 6, 2020

    the amount i received for my loan is ksh.4371 and bought some cyber equipments that am now using for photocopying,laminating and subscribed for online services for this time.I thank you all my lenders because you boosted my business am am glad for you let Almight God bless you and keep you safe to help also others in need.

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  • Vincent Strangio    Aug 5, 2020

    Good luck Hillary! May God Bless you, your family and your business!

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  • Hillary    Aug 5, 2020

    I will buy some cyber materials to expand my local business this will help me to earn some income to cater for my basics and upkeep.Am grateful for the loan.Thank you so much as i prepare to pay back soon.God bless you all my leanders.

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  • Hillary    Jan 31, 2020

    i added some flowers to my current business although i had some sickness challenges to my family during my last loan but i managed to add.Below is the snap of my new and current business.

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  • Hillary    Jan 9, 2020

    the reason of changing my installment is because my lovely mom is very sick diabetes and pleasure that over sudden it raised. so I have to support the family with some cash, some hospital bills and my Zidisha loan so I sat down and calculated not to fail any side as I am working hard Trusting almighty God to return to normal as I was.

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