Dairy goat enlargement program

Joseph

Engashura Village, Kenya

100% repaid

Entrepreneur

Name

Joseph

Member since

April 2013

On-time repayments

52 installments  •  98%

About Me

My name is Joseph Njuguna. I am married with three children .Am a catholic beleiver,a choir trainer and more so i teach general music even to other denominations.
I reside in Engashura about 4 kilometers from NAKURU/NYAHURURU –NYERI Highway at Maili Sita Trading Centre junction where there is a school called KIAMAINA SECONDARY SCHOOL .You will branch towards Maili Sita -Kabatini main rough road. On your way towards Kabatini, there are common landmarks you will get; JC Trading Centre and Bahati Boys High School. From here, you will follow the main road past two sharp bends hence in about 700 meters ,inside Engoshura Estate, at A place called PASTORS PLACE(HA-PASTOR )branching away from Kabatini Trading Centre on your right hand. Anybody who you can ask about Joseph Njuguna the electrician you will be brought at my home.

My Business

I have an electric installation materials shop at Maili Sita known as Alto electronic shop at a place known as Stano. At kiamaina in Bahati division. In the electronic shop I earn ksh 25,000 per month. In addition I am electrician where I install power in buildings within Nakuru and anywhere else I am given a contract. In electricity installation on average I get about ksh 35,000 per month. In additional, I practice dairy farming where I get annually around Ksh. 400, 000.I also have introduce dairy goat and have bought five goats which are doing very well in our climate which is favourite .one of the goat is already productive and we are enjoying the milk it's producing a total of two and a half litres daily and I am looking forward when all of them five will be productive, which will amount to a total of of 12.5 litres daily and a total of 1250 /kshs.daily.The total annual income ksh 1,120,000. From the earnings, I am able to pay my bills, buy food and and help my family back at home. I also want to start bee keeping in my farm which I have found very productive and also very profitable for example one bee hive is expected to produce 15kg of honey by which each kilogram is going at ksh400 that is around ksh6000/-.am looking forward to erect five bee hive by which will be producing ksh30,000/-after every four months if my lenders will offer me the loan.

Loan Proposal

I have already bought five dairy goats and one is already productive giving me 2.5 litres daily and the price of goat milk is ksh 100.ie1 dollar after six months all of them will be productive,and a total of12.5 litres will be produced amounting to ksh1250 is 12.5dollars a day and monthly a total of 375 dollars.When I will receive the loan I will buy another 4 goats at a price of ksh 10,000@ amounting to ksh 40,000/ ie each goat10 dollars and all amounting to 40 dollars at about eight months to come all nine dairy goats will be producing a total of 22.5litres daily a total of ksh 2250 ie22.5 dollars daily and a total of 675 dollars monthly.

Feedback

3

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  • Jim Murray    Jan 29, 2018

    Congratulations on repayment and wishes for continued success! Well done!

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  • Dean Suminski    Mar 30, 2017

    Congratulations on paying off your loan! Electronics are very important and I wish you success.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$379.00

Date disbursed

Feb 1, 2018

Repayment status

On Time

Projected term

8 weeks

Lenders

T

Tmann

Los Angeles, United States

investor

Candiac, Canada

P

Peter

München, Germany

AdamP

Sunnyvale, United States

W

Witlof

Tsukuba, Japan

S

Steveandson

Arlington, United States

E

Elisa

Espoo, Finland

HansLindgren

Uppsala, Sweden

V

valeriesolanas

Stamford, United States

indeh

London, United Kingdom

G

glomardor

Leonardtown, United States

birtom

Ettlingen, Germany

Namaste250

Pittsford, United States

ads68

Melbourne, Australia

Vla911

Milan, Italy

nakamura

United States

A

alkemyst

Geneve, Switzerland

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

D

Don100

Wilton, United States

Hedwich

Gorssel, Netherlands

JOKer

Weisendorf, Germany

dmirpuri

Bangkok, Thailand

C

christopherttran

Toronto, Canada

Paul Buchheit

Mountain View, United States

M

mkrsko

Slovakia

B

bugdaniel

Switzerland

bb4dogs

United States

Insomnus

Cheltenham, United Kingdom

TyWee

Manila, Philippines

B

bscent

Hong Kong

Buzzel

Frankfurt, Germany

P

pnrjulius

United States

Robert Long III

Bridgman, MI, United States

Jessosix

Perth, Australia

Kyle Hoback

Omaha, United States

S

Stephan

Netherlands

KM

KHS Microfinance

Tampa, United States

Eduardo

Sorocaba, Brazil

M

Marcus86257

United States

A

AER

Germany

Dave Bogard

New York, United States

SteveFylde

United Kingdom

J

Jaygee2014

Alberta, Canada

MW

Matt Willis

United States

W

Wade

United States

RW

Ron Wilde

Alaska, United States

Kate Courteau

United States

Max Lettenberger

Madison, WI, United States

Kevin

San Francisco, United States

JC

JD Conley

United States

Pedro R-C

Cambridge, United States

G

GS2

Germany

N

Nick

Greater London, United Kingdom

R

rzb

Germany

Carlo Cruz

Cincinnati, OH, United States

Gabriel Fenili

Santo André, Brazil

BS

Brandon S

United States

V

Vidar

Oslo, Norway

LK

Leslie Kelly

United States

I

isaac

United Kingdom

CR

Christopher R

Denver, CO, United States

Majella

Dublin, Ireland, Canada

JA

Jan Andresen

Hamburg, Germany

Sinan Taifour

Munich, Germany, Germany

G

Gary

United States

A

Auguste

Switzerland

Martin Kraus

Traiskirchen, Austria

Benjamin Kniaz

Boston, United States

JA

Joshua Axtell

United States

IC

Ian Coutts

Chicago, USA, United States

VC

Victor Chong

United States

R

Ralf

Germany

K

Kyle

Durban, United Kingdom

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

Dean Suminski

Portland, Oregon, United States

The Weltys

Averill Park, NY, United States

D

David

United States

WC

Walter Clarke

Phoenix, United States

Paul Buchheit

Mountain View, United States

Malibu River

Tokyo, Japan

Jack Sonntag

Norfolk, VA, United States

Nethanel Kohen

NYC, United States

AC

Aaron Cannon

United States

daniel

maryborough, Australia

AB

Ashira Blazer

United States

JT

Joanne Thompson

United Kingdom

Darren Jeppson

Denver, Colorado, United States

Adam Öhman

Norrköping, Sweden

LM

Lee Montecucco

Washington State, United States

K

Khoa

United States

E

EJOBIV

United States

AA

Andrew and Kim

Nashville, TN, United States

Sebastian

Andwil TG, Switzerland

PA

Peter A

New York City, United States

James Douglass

Sydney, Australia

WM

Will Martin

United States

T

Tineke

New Zealand

Rob Williams

Halifax, Canada

Jim Murray

United States

DE

D'vorah Elias

United States

MH

Matt Hodges

United Kingdom

FD

Florin Draghici

United Kingdom

B

Ben

United States

EP

Evan Peters

United States

ET

Eleanor Taig

United Kingdom

SG

stephen gore

United Kingdom

VH

Valerie Henry

United States

J

julie

United States

Ask Joseph a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Catherine CatDesignz    Jan 2, 2019

    Joseph, not a good idea to have a picture of your driving licence on line as the information can be used by fraudsters

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  • Catherine CatDesignz    Jan 2, 2019

    Joseph, not a good idea to have a picture of your driving licence on line as the information can be used by fraudsters

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  • Joseph    Dec 12, 2018

    The previous loan was of great help to me and also to my family as a way of diversity.since I and my wife are able to earn easily without too much pressure than before. My wife has now ceased to be a house wife and now is a self employed lady meaning her due without so much struggle. The amount that she earns is admirable since she can sell goat milk and sell some kids and get her erning. Lastl month of November three goats gave birth to five kids and after two months of suckling she will sell at 5000/-ksh that will amount to 25000/- that is at the beginning of new year 2019 also those animals are producing six litters of milk daily and sells at an average of 300/- per day since the milk is sold locally( not all goats have given birth and if so larger Amount of milk will not be sold locally and so an increase in cost). At least the loan have given us courage, thank u lenders.

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  • Joseph    Nov 23, 2018

    Thank you very much for the loan that you gave to me lastly although have not finished my payment. I would like to know more about the risk fund deducted always in my loans ( the amount deducted) and how I will benefit from it.or my future or my future loans are always going to be deducted. Or if its the loans interest.

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  • Joseph    Sep 13, 2018

    I will add dairy goat to add to my existing stock so as to increase the amount in milk production to enhance a quicker market since the little amount is not easily bought.

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  • Valis    Sep 6, 2018

    Good luck!

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  • Nathan    Sep 5, 2018

    Best of luck Joseph!

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  • Joseph    May 30, 2018

    Hi lenders am very proud of you for the past loan that I posted lastly.it has been very meaningful to my business and more so to my family as a whole. I was able to buy five(5)goats which are under supervision according to my veterinary officer who visits my flock often, my flock type is alphine by name and are very productive especially at their young stages in milk production and also give birth to twins twice a year.they are meaningful for coming four months the first two will give birth and in December the other three.that is my family milk budget will sieze throughout the year,secondly will increase the amount of milk production thus sell to nearby markets that is a good form of income and most of all I will be selling kids often.

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  • Joseph    Mar 9, 2018

    Hi thank you very much my lenders for I received my last loan . my projects are now moving faster I thank u very much

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  • Joseph    Jan 29, 2018

    I will bug dairy goats four of them to increase their number in my property to enhance an increase in production and thus increase the profit margin for easy smooth running of family affairs and easy bills payment so as to try to be economically stable.

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  • Joseph    Nov 11, 2017

    Zidisha loan has helped me buy a computer in my work and a printer I,ll arrange and take another loan but I will like to know the paying period thank you

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  • Joseph    May 29, 2017

    I received 24401/- after the deduction of the service fee.i added stock and ill be able to sell some goods at wholesale prices, i was able to buy some electrical related accessories such as redio cords, phone flaps,batteries,earphones,torches etc.i thank you lenders for the aquired loan which have helped me alot i promise to pay the loan timely so as i would want to borrow much larger loan.thanks in advance.

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  • Joseph    May 22, 2017

    Ill will buy the first moving goods in bulk and sell them at wholesale prices.l will also buy electrical related goods ie electronics such as mobile phones flaps, chargers,power banks, keypads television jackpins aerials etc.l will be able to pay my bills in time pay school fees for my children and to add stock without too much struggling. Thank u sooo much lenders for the loan i have received from you it will of great help.

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  • Joseph    May 13, 2017

    i have been able to increase quick sales through wholesale prices. My operation base has thus enlarged.if i get a larger loan amount,i will be able to satisfy my customers efficiently.i will also be able to buy and stock electrical related products,such as electronic accessories.

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  • Joseph    Mar 9, 2017

    Thank u lenders for the loan, it will help me in expanding my capacity and help me pay my bills and also improve my lifestyle.

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  • Joseph    Mar 4, 2017

    The last loan was of great help as i increased my profit margin through much sales so i have been able to pay my bills on time.

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