Entrepreneur

About Me

john wachira waikibia was born in nyeri town in a village called municipality in 1984.i started my education in 1989 in yeri municipal school in std 1, i completed my primary education in std 8 in 1995.i didn't go on with my education because my parent was poor, but that level of education was okay to me as i don't have otherwise.after completing my primary education ,i was employed by my uncle who was a rich man at that time to work in his posho mill.i work there for a bout 5 year without taking my money.i was taking only the money for cloth and he was paying me 2000ksh per month.after 5 year i was having a lot of money but he decide not to pay me,but my parent intervene and also local chief.when he pay me, i was able to migrate from there and go to my aunt who was leaving in munanda tee in kiambogo location and because i have learn from that business of posho mill, with the help of my aunt i was able to buy a posho mill that uses diesel and also rent a house there in 2002 and also get a wife to help me.from that time i have succeeded in this business very much because i was able to buy a plot and build a three room house for my family

My Business

my business entail in milling grain in this area,i have a posho mill mill that help the people of this area very much because i also mill the no 1 unga and also other grain like soya for uji which many people like to drink in the morning and it is very healthy.when i started this posho mill there was only 1 posho mill in the area and the businessman was charging very high but because of my competition the price came down,i also sell ready flour in my small shop because i have a small shop which is run by my wife.this area is agricultural area , and the crop that do well is maize so many people also made the maize a dairy consumption recipe, so thy depend much in flour .the business is very profitable and the demand is high in this area, the main challenge is high cost of fuel like diesel which i use to run my business,also poor road in this area when there is raining ,high cost of commodity which is accelerated by drought sometime in the area

Loan Proposal

dear lenders and zidisha for giving me this opportunity to borrow from this platform.this being my first loan with zidisha i will try to use it wisely by boosting my business,and because it is a rainy season i will add the item that my customer desire and buy regularly so that i can get profit and repay quicker for my benefit of my name in the second loan.thanks in advance

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Loan Info

Lenders