Joshia

Kiptagwanyi- Gencha, Kenya

30% repaid

Entrepreneur

Name

Joshia

Member since

October 2012

On-time repayments

26 installments  •  15%

About Me

i am married to 1 wife and i have 8 children .5 are grownup and the lest are in school . i live in kiptagwanyi gecha plot no 59 and this is my shamba.i started this business early year 2000 after seen that agriculture is giving me loses and because before i enter in to the farming i was doing this job of livestock business and i know where the loss came, so i was qualify in this business and also i know it is profitable.

My Business

my business entail in livestock business i buy goat and sheep from the farmers and sell them to the people who slaughter and sell meat. i buy live goat and when slaughters i measure it selling 200 per kilos. like some time i can buy a goat with 18 kilos for about 2,500 ksh but when i sell i get about 1000. the business is profitable and the demand is very high in this area because many farmers know me very well and also because i am an elder in the church many people believe me.the main challenge is high price of commodity also drought in this area that made many goat or sheep to be very thin thus make my customers to reject it and i sell to the other farmers with low profit. poor road.

Loan Proposal

dear lenders in this first loan in zidisha, i want to buy livestock to sell to the people who slaughter and sell to their costumers and because i deal only in sheep and goat, in this money i will be able to buy 10 of them in a wholesale price and sell them one by one to my customer,this money will boost my business in a better way in this time of festive season because many people love to eat this kind of meat with their family

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$500.00

Date disbursed

Dec 25, 2012

Repayment status

Late

Projected term

27 months

Lenders

M

michael

Mornington, Australia

M

Markus

Tirschenreuth, Germany

russell

leicester, United Kingdom

Sundstroms

Falun, Sweden

M

missjoyy

Munich, Germany

Creole1

Mobile, Alabama, United States

A

Astrid

Den Haag, Netherlands

J

jzidi

Los Angeles, United States

B

boourns

Newmarket, United Kingdom

WormaldTSG

Rydalmere, Australia

Ask Joshia a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Astrid    Jan 2, 2015

    Hi Joshia,
    I wish you, your family and your business all the best for 2015. Can we expect some more repayments from you soon? Thanks!
    Astrid

    Log in to reply • Share
  • Astrid    Aug 6, 2014

    I'm very disappointed that you seem to have stopped repaying entirely. Could you resume repayments please? Thanks! Astrid

    Log in to reply • Share
  • Joshia    Mar 12, 2013

    dear lenders i have decide to change monthly repayment installment because ,1, the business in this time is not good and i will not be able to pay the amount of 4300 which i commit myself to pay and i don't want to default because i will need in the future a big loan to support my business ,2, at this time it is planting time and i have used the money or i have invested in farming .so please zidisha i will start to repay on 14-03-2013 and i want to guarantee you that i will be able without fail repay the amount i propose in time

    Log in to reply • Share
    • Astrid    Mar 1, 2014

      Hi Joshia,

      How is your business doing? Are you planting again this year?

      Cheers,
      Astrid

      Log in to reply • Share
  • Joshia    Dec 24, 2012

    thank you lenders and ZIDISHA. org for completion. of my loan in this day of Christmas. you have became. my happyness in this. day as Jesus is born in our heart. I wish you merry. chrismass and also. happy. new working. year with ZIDISHA. org may God bless. ZIDISHA and lenders
    .

    Log in to reply • Share
    • boourns    Dec 25, 2012

      Happy Christmas Joshia to you and your family. I hope the New Year brings you good fortune. All the best

      Log in to reply • Share
    • Markus    Jan 5, 2013

      Dear Joshia,

      Good to read that your loan came together right at Chistmas day. Hope your Business takes off well.

      A happy and prosperous New Year for you,

      Best Regards, Markus

      Log in to reply • Share


Loading...

Loading...

Loading...