Entrepreneur

About Me

My name is Joseph Muna Gachoka and a resident of Kenlands Estate that is two kilometers west of Nakuru town. l am married with one kid who is primary school l am a trained veterinary doctor and after graduating from the college way back in the year 1999 and with no ready jobs in the market l joined my mother in business who has a agro-vet business here in town.This enabled me to have a first hand experience in business and later started my own agro- vet shop so as to earn a living and develop myself economically.l use my income to provide for my family as well as re-invest back to the business.During my free time l engage myself in sports where l play football in a local club in the Estate as well as spending time with my family and friends.

My Business

My business is located along the Mburu Gichua street of Nakuru town.mostly l deal with the livestock products as well as all types of seedlings.This is because there is a ready market from the farmers around and within Nakuru.To minimise on expenses l buy my stock direct from the companies as they are cheaper instead of buying from the middle men.l sell the products at a profit margin of 20% which enables me to make ks 20,000 as net profit after deducting business expenses such as rent. Since there is lot of competition here in town l make sure that my prices are affordable to the customers and l always exercise customer care so as to maintain them.At times l do offer home delivery for my customers who are out of town and who buy large quantities for sale.if my application is successful l will use the loan to buy more stock so as to increase my sales and expand the business.

Loan Proposal

Dear lenders.l wish to take this opportunity to thank the entire Zidisha team for allowing me to join the other entrepreneurs and develop myself economically.indeed your effort ca not go unnoticed and am glad for having come this far.l will use the loan to add more stock to my agro vet shop that will enable me to have more sales in the business.am very hopeful that l will be able to take my business to the next level.

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Loan Info

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