Douglas Kinuthia

Gilgil, Kenya

100% repaid

Entrepreneur

Name

Douglas Kinuthia

Member since

May 2013

On-time repayments

82 installments  •  46%

About Me

My name is douglas kinuthia muiruri I was born in 1952 at mai-a-ihii at kikuyu in kiambu county being a second born in a family of six. I joined mai-a-ihii primary school in pre-independence Kenya for my basic education. as i was completing my primary education, my country Kenya was now an independent country and there were better policies towards education so I joined kikuyu secondary school for my o levels. I performed well and got a chance to join kamwenja teachers training college in 1972 . I graduated as a p3 teacher in 1975. Since then i have taught in many school until when I decided to start self employment. I settled on commercial farming a business that I run up to date. I am married and blessed with 5 children who are all adults. I look forward to be a zidisha member.

My Business

My business is basically farming at my farm in Gema scheme in gilgil town. I grow green vegetables, kales, cabbages, potatoes, onions, tomatoes and more recently I am growing asparagus and mushrooms in greenhouses which is become more popular among many communities in Kenya. I started commercial farming after I realized there was a great demand for these produce in all urban areas where no food is grown. I also carry out dairy farming. I have 12 milk cows which gives me between 25 and 30 liters of milk daily. I sell my produce at farm gate prices to retailers who came to correct from as far as Nairobi. For the milk it is collected every morning by Brookside dairies were I am paid at end month. The income I get from the farm is substantially good because I was able to educate all my children and support my aged parents. I have also been able to build a house where I live in. The only challenge I face is luck of a proper cooler to preserve all my produce from going into waste during hot seasons. With zidisha platform I will be able to overcome these challenges.

Loan Proposal

Dear lenders thanks for accepting my application to join zidisha i now have a chance to expand my commercial farming business i will increase the space in acreage that i cultivate to add up on new crops for increased yield. this will definitely improve my profits by a big margin hence improving my livelihood. i will also start growing red pepper which i have been given an order some few days ago by a spices company. i wish you Gods favor as you fill my bids.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.33

Date disbursed

May 18, 2013

Repayment status

On Time

Projected term

12 months

Cost to entrepreneur

Lender interest: $100.33 at 1.74% annual rate over 12 months = $1.88

Service fee: $3.69

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