Rosemary

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Rosemary

Member since

February 2013

On-time repayments

375 installments  •  100%

About Me

my name is rosemary mwangi, i come from a family of 6members, my parents, 2sisters and 1brother,Was brought up in lowerkabete and later nakuru freehold estate.Pursued a diploma in marketing management in Kenya institute of management.went to st clares girls for secondary education and mount saint marys girls for primary education.am currently running a cereal shop.which i started in 2011 after having been employed in ICT industry for one year.I mainly deal with rice,ndengu ,beansand maize.most of my products i get them from mwea like rice and some like maize i get them from molo.

My Business

The goods i offer are cereals the hard grains which i get from farmers in mwea and molo.The demand for cereals is high since it is food that people consume on daily basis.My clients prefer me because i always give them fresh quality goods and of good measure and treat them with good customer service.the business is profitable since it is food that is bought daily and i get at a reasonable amount from the farmers which there is no intermediary between me and the farmers.i also sell at a cheaper price compared to my competitors,i also sell in wholesale price to other sellrs.

Loan Proposal

Dear Lenders!
I am very grateful for this far. With my first loan it really improved my business. Given this loan i will use Ksh. 70,000 to buy cereal since its harvest time and the cereals at this time go at a lower price,then Kshs. 10,000 will go for transport, while the rest Ksh. 10,000 i will pay for the store. Thanks and may God bless You.

Feedback

11

None

1

  • Colm O Brien    Jan 8, 2018

    Her repayments are on time but the amount repaid has been reduced significantly. At the average repayment amount the current loan is going to take about 3 years to be repaid. She had no difficulty repaying the expected payment amounts on the previous loans but this time the repayments are often very small. I have to wonder if she being serious about her repayments or if this project is viable?

    Log in to reply • Share
    • Rosemary    Aug 18, 2018

      Hi colm sorry for disappointing,just had a baby via c section and was put on rest for 6 months due to some complication,i will improve on my repayment as soon as I stabilize the business..sorry for loosing your trust

      Log in to reply • Share
  • Will    Oct 12, 2017

    Rosemary has made over 150 loan repayments and every single one of them has been on time! I would highly recommend loaning to her.

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,067.00

Date disbursed

Oct 11, 2013

Repayment status

On Time

Projected term

22 months

Lenders

S

Snick

Halle, Germany

Kylie

Mount Martha, Australia

KivaTom

Tillamook, Oregon, United States

J

jozua

Delft, Netherlands

sebastienrosa

Quebec, Canada

Svenip

Vienna, Austria

TK

Tim Koppel

WOLLONGONG, Australia

keagan

Saskatoon, Canada

Limeleaf

Toronto, Canada

Pierfausto

Rome, Italy

Sundstroms

Falun, Sweden

L

ldworld

Idaho, United States

pentatonicscale

Niiza-shi, Japan

Namaste250

Pittsford, United States

S

Simbaz

Torino, Italy

S

Southern

Oberursel, Germany, Germany

JC

Jordi Cohen

New York, NY, United States

Falconet

Lisboa, Portugal

W

WinWinNL

The Hague, Netherlands

iamdaimo

London, United Kingdom

Sarasota

Sarasota, Fl, United States

Ask Rosemary a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$1,227.86

Amount remaining

$0.00

Date repaid

Mar 18, 2015

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Nov 14, 2013 $55.81 Nov 4, 2013 $55.29
Nov 12, 2013 $0.52
Dec 14, 2013 $55.81 Nov 12, 2013 $0.42
Dec 14, 2013 $55.39
Jan 14, 2014 $55.81 Dec 14, 2013 $2.26
Jan 14, 2014 $53.55
Feb 14, 2014 $55.81 Jan 14, 2014 $0.56
Feb 9, 2014 $55.25
Mar 15, 2014 $55.81 Feb 9, 2014 $1.22
Mar 14, 2014 $54.59
Apr 15, 2014 $55.81 Mar 14, 2014 $0.12
Apr 2, 2014 $1.65
Apr 9, 2014 $47.06
Apr 16, 2014 $6.99
May 15, 2014 $55.81 Apr 16, 2014 $0.07
May 15, 2014 $55.74
Jun 15, 2014 $55.81 May 15, 2014 $0.14
May 29, 2014 $52.94
Jun 3, 2014 $2.47
Jun 14, 2014 $0.26
Jul 15, 2014 $55.81 Jun 14, 2014 $0.92
Jun 15, 2014 $13.76
Jul 11, 2014 $41.13
Aug 15, 2014 $55.81 Jul 11, 2014 $5.93
Aug 13, 2014 $49.88
Sep 15, 2014 $55.81 Aug 13, 2014 $0.71
Sep 4, 2014 $55.11
Oct 15, 2014 $55.81 Sep 4, 2014 $3.72
Oct 5, 2014 $52.09
Nov 14, 2014 $55.81 Oct 5, 2014 $6.73
Nov 15, 2014 $49.08
Dec 14, 2014 $55.81 Nov 15, 2014 $9.74
Dec 4, 2014 $45.88
Dec 8, 2014 $0.19
Jan 14, 2015 $55.81 Dec 8, 2014 $10.40
Dec 8, 2014 $0.71
Jan 7, 2015 $41.76
Jan 10, 2015 $2.94
Feb 14, 2015 $55.81 Jan 10, 2015 $20.59
Jan 31, 2015 $29.41
Feb 8, 2015 $5.81
Mar 15, 2015 $55.81 Feb 8, 2015 $17.72
Feb 28, 2015 $38.09
Apr 15, 2015 $55.81 Feb 28, 2015 $32.49
Mar 18, 2015 $23.32
May 15, 2015 $55.81 Mar 18, 2015 $55.81
Jun 15, 2015 $55.81 Mar 18, 2015 $55.81
Jul 15, 2015 $55.81 Mar 18, 2015 $55.81
Aug 15, 2015 $55.81 Mar 18, 2015 $55.81

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