Entrepreneur
Name
Christopher
Member since
August 2011
On-time repayments
97 installments • 61%
About Me
I am 34 years old, married with four children, three of them are schooling. I live in Kiptangwanyi centre, Kiambogo division, Gilgil District, Nakuru county. I am a businessman,. I started as a boda boda operator, where I switched to puncture repairing. I started the business in this area after I realized that the area had a problem in addressing the issue of punctures. I use my earnings to improve on my business since I dont have an opportunity where I can get enough cash to expand my business.
My Business
My business is located at Kiptangwanyi shopping centre. kiptangwanyi centre is located at 41 km from Nakuru town which happens to be our nearest major centre. the shopping centre is about 12km from Elementaita trading centre which is mostly known as it was a colonial shopping centre. Kiptangwanyi is in Nakuru county, Gilgil district, kiambogo division, Miti Mingi location, Kiptangwanyi sublocation. My business is near the matatu stage in Kiptangwanyi shopping centre. My business entails the services of repairing punctures for motorbikes, vehicles and even bicycles. There is very high demand of this service since the area is remote, the roads are poor and we are also far away from town making this services very crucial in this area. Customers prefer my services since I offer unique, quality services and at a fairer prices as compared to my competitors. The business is profitable since there are so many boda boda operators in the area making the business profitable. The problems that my business face are lack of more advanced facilties, high prices of crude oil products that I use to operate my air compressors machine. My monthly costs include rent, water, fuel and transport costs. I would be glad if Zidisha would assist me in improving and expand my business since cash is a problem that has been limiting my future plans of expanding this business that I rely much on in order to earn my daily needs for myself and my family.
Loan Proposal
Dear lenders,I first wish to thank you for your continued support in my business and for the loan that I have been getting from the organization. The loan has been of great importance and it has seen me improve my business tremendously. I want to this loan that you will offer me to open another puncture repair within the shopping center as the demand for my services has been increasing every da. I am now using modern technology and machines to do my work and therefore also the quality of my services has improved.
Feedback
Positive
20
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$490.00
Date disbursed
Jan 12, 2014
Repayment status
On Time
Projected term
9 months
Other loans
Lenders
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Summary
Amount repaid
$542.12
Amount remaining
$0.00
Date repaid
Oct 21, 2014
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 24, 2014 | $13.55 | Jan 31, 2014 | $13.55 |
| Jan 31, 2014 | $13.55 | Jan 31, 2014 | $13.55 |
| Feb 7, 2014 | $13.55 | Jan 31, 2014 | $13.55 |
| Feb 14, 2014 | $13.55 | Jan 31, 2014 | $13.55 |
| Feb 21, 2014 | $13.55 | Jan 31, 2014 | $4.61 |
| Feb 20, 2014 | $8.94 | ||
| Feb 28, 2014 | $13.55 | Feb 20, 2014 | $13.55 |
| Mar 7, 2014 | $13.55 | Feb 20, 2014 | $13.55 |
| Mar 15, 2014 | $13.55 | Feb 20, 2014 | $13.55 |
| Mar 22, 2014 | $13.55 | Feb 20, 2014 | $13.55 |
| Mar 29, 2014 | $13.55 | Feb 20, 2014 | $0.38 |
| Mar 23, 2014 | $11.76 | ||
| Mar 29, 2014 | $1.41 | ||
| Apr 5, 2014 | $13.55 | Mar 29, 2014 | $4.47 |
| Apr 4, 2014 | $9.08 | ||
| Apr 12, 2014 | $13.55 | Apr 4, 2014 | $13.55 |
| Apr 19, 2014 | $13.55 | Apr 4, 2014 | $2.07 |
| Apr 11, 2014 | $11.48 | ||
| Apr 26, 2014 | $13.55 | Apr 11, 2014 | $12.05 |
| Apr 26, 2014 | $1.51 | ||
| May 3, 2014 | $13.55 | Apr 26, 2014 | $13.55 |
| May 10, 2014 | $13.55 | Apr 26, 2014 | $12.00 |
| May 20, 2014 | $1.55 | ||
| May 17, 2014 | $13.55 | May 20, 2014 | $13.55 |
| May 24, 2014 | $13.55 | May 20, 2014 | $8.42 |
| May 24, 2014 | $5.13 | ||
| May 31, 2014 | $13.55 | May 24, 2014 | $0.16 |
| Jun 4, 2014 | $13.39 | ||
| Jun 7, 2014 | $13.55 | Jun 4, 2014 | $0.73 |
| Jun 11, 2014 | $12.82 | ||
| Jun 14, 2014 | $13.55 | Jun 11, 2014 | $4.82 |
| Jun 18, 2014 | $8.73 | ||
| Jun 21, 2014 | $13.55 | Jun 18, 2014 | $3.04 |
| Jun 24, 2014 | $10.52 | ||
| Jun 28, 2014 | $13.55 | Jun 24, 2014 | $3.60 |
| Jun 28, 2014 | $9.95 | ||
| Jul 5, 2014 | $13.55 | Jun 28, 2014 | $2.99 |
| Jul 9, 2014 | $10.56 | ||
| Jul 12, 2014 | $13.55 | Jul 9, 2014 | $1.20 |
| Jul 17, 2014 | $12.35 | ||
| Jul 19, 2014 | $13.55 | Jul 17, 2014 | $1.76 |
| Jul 23, 2014 | $11.79 | ||
| Jul 26, 2014 | $13.55 | Jul 23, 2014 | $2.33 |
| Jul 30, 2014 | $11.22 | ||
| Aug 2, 2014 | $13.55 | Jul 30, 2014 | $2.89 |
| Aug 7, 2014 | $10.66 | ||
| Aug 9, 2014 | $13.55 | Aug 7, 2014 | $6.99 |
| Aug 13, 2014 | $6.56 | ||
| Aug 16, 2014 | $13.55 | Aug 13, 2014 | $11.08 |
| Aug 28, 2014 | $2.47 | ||
| Aug 23, 2014 | $13.55 | Aug 28, 2014 | $13.55 |
| Aug 30, 2014 | $13.55 | Aug 28, 2014 | $13.55 |
| Sep 6, 2014 | $13.55 | Aug 28, 2014 | $1.01 |
| Sep 11, 2014 | $12.54 | ||
| Sep 13, 2014 | $13.55 | Sep 11, 2014 | $5.11 |
| Sep 17, 2014 | $8.45 | ||
| Sep 20, 2014 | $13.55 | Sep 17, 2014 | $3.32 |
| Sep 26, 2014 | $10.24 | ||
| Sep 27, 2014 | $13.55 | Sep 26, 2014 | $13.55 |
| Oct 4, 2014 | $13.55 | Sep 26, 2014 | $0.33 |
| Oct 10, 2014 | $13.22 | ||
| Oct 11, 2014 | $13.55 | Oct 10, 2014 | $0.89 |
| Oct 17, 2014 | $12.66 | ||
| Oct 18, 2014 | $13.55 | Oct 17, 2014 | $7.34 |
| Oct 21, 2014 | $6.21 | ||
| Oct 25, 2014 | $13.55 | Oct 21, 2014 | $13.55 |
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