Stephen Macharia

Kiptangwanyi, Kenya

Funds disbursed

$0 to go

100% funded of $1,200 goal


days left



Stephen Macharia

Member since

February 2012

On-time repayments

57 installments  •  9%

About Me

I am married with two kids. I live in Kiptangwanyi shopping center which is about 42km from Nakuru town.I own a butchery in the shopping center. i live in plot number 54.

My Business

I have a butchery in the shopping center. There is very high demand for meat product here. We usually get our supplies from within but due to high demand we are now forced to get cattle and sheep that we slaughter from other far areas like Gilgil and Naivasha. The main challenges that this business face are famine and drought, disease outbreak that results in shortage of our supplies.

Loan Proposal

Dear Lenders,
I would like to use my second loan that I will get from Zidisha Organization to open a new meat outlet. This will deal in selling meat in wholesale to other butcheries within the shopping center. I would also like to buy an electronic weighing machine. This machine is capable of weighing any given quantity of meat and therefore it minimizes a lot of losses and also customers can be able to get any quantity of meat they want at any given time.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Nov 6, 2012

Repayment status


Projected term

52 months

Cost to entrepreneur

Lender interest: $1,195.17 at 5.07% annual rate over 52 months = $263.08

Service fee: $180.99

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  • Stephen Macharia    Feb 25, 2013

    dear lenders i m so sorry for my late repayments. my mother got ill, and i m the only one who is responsible. also my father is very old and is un able to look after my mother. my business has turned down, since i dont open my butcher most of the times. i have decided to changed this gracing period so that i can be able to make the repayments without defaulting. thanks so much my lenders.

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    • tonilends    Feb 25, 2013

      dear Stephen,
      Do NOT worry about late repayments, the important thing is that you can go on and take care of your family. I wish you the best luck and strength, take care!

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  • Stephen Macharia    Apr 28, 2012

    hello lenders much greeting from me and my family am much grateful for your support on my business ,my life and my family welfare i want you to know that you have been much helpful to my life out of your support especially to a person who liftoff my loan i thank him or her with all my heart may GOD BLESS YOU IN ADVANCE thank you all[Stephen]

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  • Stephen Macharia    Apr 13, 2012

    Hi lenders,
    I take this opportunity to tahnk you all for your continued support on our business. Thank you for improving our lives through your untiring lending to us small scale business people in developing countries. I received my loan on time and have used it to expand my business as I had earlier indicated.I was operating my butchery in a small room that could hardly accomodate three customers but now I can be able to accomodate more than 10 customers in my new and well furnished room. Thank you to the lenders who have forgiven me their repyment and I promise to repay the remaining amount as soon as I can.
    May God bless Zidisha and long live Zidisha.

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