Name
Joseph
Member since
March 2013
On-time repayments
133 installments • 99%
am a graduate and completed my degree course in bachelor of agriculture in the year 2009 and after long search for a white collar job without success l opted to start an agro-vet business in my home area.this is because the area is agriculture based and most of the residents are farmers. l do re invest most of the earnings to the business and do support my siblings in paying for their school fees.the business has grown very fast and am hoping to open a branch in molo market since its also agriculture based.
The business is very viable and mostly because of the high demand of the products.Njoro is agricultural based area and the residents do farm fresh produce,wheat, maize and beans and do livestock keeping hence the reason for the demand.l normally make ks 45,000 as net profit this is due to high turnover of the sales and to the fact that my prices for the products are very competitive.although there is a lot of competition l have loyal customers whom l not only do business with them but take time to advice them on the farming and products since l have the knowledge on agricultural. l also participate on field day organized by the ministry of the agriculture to educate the farmers on modern farming methods and this is how l give back to the community.if advanced with the loan l will be able to add more stock hence meeting the demands of the customers and empowering more farmers with the agricultural knowledge.
Dear my lenders,im so happy that i am in touch with zidisha,the first loan that i am going to get will help me buy a motorcycle that will help me get interior of the village and get maize and beans. i will also work very hard and repay the my first loan and when i apply second loan i will start a cattle keeping business because it will provide me with milk and also i will be the supplier of the milk to my villagers.i hope i will proceed well with zidisha team.
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Apr 25, 2013
Repayment status
On Time
Projected term
12 months
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JimVandegriff Jan 27, 2018
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