John

Nakuru, Kenya

7% repaid

Entrepreneur

Name

John

Member since

May 2013

On-time repayments

19 installments  •  0%

About Me

my name is John Njuguna Samwel and a resident of Mangu estate of Nakuru county.l hail from a family of seven members and am married with five boys all who are in various colleges here in Nakuru.l cleared my secondary school education way back in early 1990 and because of lack of school fees l started dairy farming business so as to earn a living and help my siblings who were still in school.am an active member of my local church and do participate in various economical activities here in mangu.dairy farming is very profitable as l have been able to meet the financial needs of my family.

My Business

Dairy farming business is very viable here in Nakuru as there is a lot of demand for the milk due to the many residents of town. l have four dairy cows that l milk an average of forty liters per day.l sell the milk to my neighbors and a local co-operative society at ks 30 per liter.This gives me an average of ks30,000 per month as net profit as during the dry season l normally buy the feeds for them.l do make sure that my cows are properly fed and have a clean environment so as to avoid contracting any disease so as to maximize on the produce.if advanced the loan l will able to buy another dairy cow so as to increase the produce of the milk.

Loan Proposal

dear zidisha lenders am so greatful to get this chance to join lenders from some other parts of the world. with this first loan, i will buy at least ten iron sheets which will help me in the construction of a good shelter for my dairy cow.the rest of the amount will help me in buying at least a good quality of daily meal which will help my dairy cows to produce much more milk.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

May 15, 2013

Repayment status

Late

Projected term

19 months

Lenders

M

mikedufty

Perth, Australia

Brian

Midhurst, Canada

russell

leicester, United Kingdom

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  • John    Oct 9, 2013

    Hallo all my zidisha Microfinance and all the lending team.It is my humble request to reschedule my monthly payments.The reason being that early last month i was robbed all the cows and my home belongings (electronics)by the armed robbers.They robbed me at a gun point at midnight,although i tried to retain some of the cows but i did not manage.After all these mess,i was later admitted at the provincial Hospital due to the injuries i underwent during that horrific incident.I am praying God that one day God will change their ways and return to God.I am now back on track although at a low pace.I promise to abide to this new schedule and thank you for your patience.Thank you in advance.Njuguna.

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  • John    Jun 26, 2013

    dear my lenders i hope all of you are fine where ever you are.am a nit late in my loan repayment, and i hope its not my wish to be late. i bought some commodities and sold them to a nearby secondary school, and this was the reason for being late. i was issued with a check and this check is not yet matured. i hope to repay the loan soon.am very sorry my lenders for the inconviniencies

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