Serah Njambi

Kiptangwanyi, Kenya

100% repaid

Entrepreneur

Name

Serah Njambi

Member since

May 2012

On-time repayments

69 installments  •  25%

About Me

I am single with 8 children four of them who are schooling. I live in Kiptangwanyi shopping center about 43km from Nakuru town. I live in my own plot which is plot number 21. I operate cereals shop at the shopping center. I buy cereals mostly maize and beans in wholesale which I later resell to neighbouring major towns also in wholesale with a good profit.I am well known in this area and sometimes I do travel a lot to take my cereals to other towns. This is a business that I do operate with all my heart as I have been able to educate all of my children from the revenues that I get from the business

My Business

I operate cereals shop at the shopping center. I buy these cereals in wholesale and distribute them to major towns in large quantites especially in Nairobi where I have many customers. The main challenges that this business encounter are lack of enough capital, poor roads especially during the rainy season and drought. I hope that the loan I am going to get from Zidisha organization will be of very great benefit in improving my business. This will be of very great help towards the appearance of my business. I already have plans that I know will change my business to the best in terms of service and offering quality products.

Loan Proposal

Dear Zidisha lenders,
I am very glad and happy to be a zidisha member. I am happy too to qualify for my third loan. I wish to use this amount of loan that I will get to do the following in improving my business. Firstly, I will use part of the money to transport some bags of beans to Nairobi as the price is now good. Secondly, I wish to start purchasing other cereals such as cowpeas and soya beans which have now emerged to have high demand in these areas. Thank you and God bless Zidisha Microfinance.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$2,422.77

Date disbursed

Jun 14, 2013

Repayment status

On Time

Projected term

15 months

Cost to entrepreneur

Lender interest: $2,422.77 at 2.77% annual rate over 15 months = $85.94

Service fee: $108.22

Lenders

T

Tmann

Los Angeles, United States

Feldborg

Stuttgart, Germany

D

Delph007

Den Haag, Netherlands

A

arenk

Karlsruhe, Germany

P

pewatz

Tuebingen, Germany

TG

The Gwarden

Göteborg, Sweden

Charmonica

London, United Kingdom

Rdcmole

Cincinnati, United States

E

Enrique

Plano, United States

ErikN

Stockholm, Sweden

F

Fiodal

Helsinki, Finland

MarktheMormon

Sandy, Utah, United States

T

treyh

San Diego, CA, United States

S

share

Whitby, Canada

Cordula

Cologne, Germany

B

Brandon

Colorado Springs, United States

Tamanders

North Carolina, United States

rodcul

Altea, Spain

rfcno

New Orleans, United States

JimVandegriff

Trinidad, California, United States

Sundstroms

Falun, Sweden

K

kaf121

Lynnfield, United States

R

RichardH

Manchester, United Kingdom

K

KDeath

Dublin, Ireland

Quentin

Toronto, Canada

A

Astrid

Den Haag, Netherlands

DukusP

Glendale, United States

S

SvenWaage

Stavanger, Norway

Taata

Multia, Finland

Spidey3

Stamford, United States

Namaste250

Pittsford, United States

M

mrsdshomestead

ash fork, United States

T

tuttifrutti

tulare, United States

countrygirl

Spring Green, United States

L

LeegleechN

Sunnyvale, CA, United States

ads68

Melbourne, Australia

Ingela

Falun, Sweden

camilberlin

Berlin, Germany

wienerish

Vienna, Austria

S

solarkismet

Logan, United States

starsailorcolo

Giron, Colombia

H

HomesteadSchool

Glen Spey, United States

N

Neveda

Flagstaff, United States

Patrick

Berlin, Germany

J

jquinn373

Minneapolis, United States

T

Taupe

Balzers, Liechtenstein

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