Deposit for farmland purchase

Samuel Shehi

Mazeras, Kenya, Kenya

Expired

$1,692 to go

0% funded of $1,692 goal

0

days left

Entrepreneur

Name

Samuel Shehi

Location

Mazeras, Kenya, Kenya

On-time repayments

140 weekly installments  •  86%

About Me

I am a social and kind individual from a small town, Mazeras, in Kilifi County, Kenya. My typical day is a 12-hour work period and a 3-hour bonding with people I know in my area. I find interactions with people very enriching. I get to learn better ways of doing things. I simply love company though I come from a family of four. My deepest interest is solving problems; no wonder I am in this kind of business. Some problems take so little effort to solve that no one need be troubled when I am available.

My Business

After college in 2010, I had a hard time finding gainful employment. Being a passionate entrepreneur, I immediately realized a technological gap in my area. I started a one-computer cybercafe where I assist people in accessing email, downloadable forms and social networks like Twitter at a reasonable fee. I also got tasked to create new Facebook, Twitter and email accounts. Occasionally, I get to troubleshoot faulty computers and replace parts for clients, Additionally, I sell a few mobile accessories. I cannot complain about my business because I use the profits for meeting my bills and support my mother alongside.

Loan Proposal

I need to pay the deposit for a parcel of land for farming that is on offer for KES 200,000. It is a 100ft. by 100ft piece. And it is suitable for planting common vegetables. Tomatoes, kales, spinach. Those I will sell easily at our Mazeras fresh produce market.

Show original English  

About Me

Am a hardworking man as I work at least 12hrs a day. My life is around people that make my existence worthwhile. I strive to improve all people around me. So I provide solutions to mobile phone manipulation challenges and make online applications for customers at my shop.

My Business

I love what I do with a passion. offer solutions to almost anything a mobile phone can prove challenging. From settings to activating subscriptions and making online applications for customers. And I always offer my services at affordable prices thanks to your financial help. Many customers appreciate my apt services and have made me the man-to-go-to in my town.

Loan Proposal

I need to pay the deposit for a parcel of land for farming that is on offer for KES 200,000. It is a 100ft. by 100ft piece. And it is suitable for planting common vegetables. Tomatoes, kales, spinach. Those I will sell easily at our Mazeras fresh produce market.

Feedback

21

None

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Loan Info

Project Type

Classic Loan

Amount requested

$1,692.00

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  • Samuel Shehi    Dec 24, 2016

    I'm making good profits this season.

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  • Samuel Shehi    May 31, 2016

    It's time I recover from earlier lost time. Thank you for understanding!

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  • Samuel Shehi    Mar 31, 2016

    Dear lenders,
    I need to reduce this instalment further and honour them timely.
    Thanks.

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  • Samuel Shehi    Feb 13, 2016

    I had challenges with repayments but didn't wish to reschedule. However, now I feel it is prudent to reschedule this loan to a reasonable amount so that I continue to repay as expected. Thanks.

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  • andyfletcher    Dec 22, 2015

    Hello Shehi,
    Thank you for the explanation on your repayments and I wish you well.
    Do you have any news of Mary Nyagol? She has not made any repayments on her loan.

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    • Samuel Shehi    Dec 23, 2015

      Hi Andyfletcher,
      I have been in touch with Mary Nyagol (actually, we meet in person because she lives near my shop) and posted on her loan page. However, my post is awaiting Zidisha approval.

      Thanks.

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  • Samuel Shehi    Dec 21, 2015

    Hi Friends,
    Since I started benefitting from these affordable loans my life has improved GREATLY. Before, I had been struggling in business with lack of essential equipment and steady electricity.
    Earlier last year, I afforded my own electricity connection and I purchased a collection of phone repair tools that make an impressive daily earning on this side of the Sahara. Then mid 2014, I got into M-Pesa subagency that I run till today and enjoying monthly commissions.

    Come 2015 and I got a big leap into life. I purchased a piece of land and got a comfortable home for my family bit.ly/1YqvYWQ . And it has been GOOD. We're enjoying living in that house EVERY minute. If I was to do it again, I wouldn't have it any other way :-)

    However, the current repayments that I make on my parralel loans are almost suffocating. Therefore, I wish to let you know that I will be taking a fresh approach towards my debts. I will need to restructure them in a way that I don't hurt my business that I depend on for a living and prevent possible default. From now on, I cannot promise steady repayments. The easy thing would be to reschedule to an 6-year loan term of $3/week ( and game the repayment rate) but that wouldn't help anyone :-( I might take sometime to stabilize but it is the best thing to do. Else, my business will fail and I will have to inevitably default.

    Any word of encouragement or questions should be directed to my personal contact [email protected] . Thank you for your understanding on this.

    Yours truly, Shehi.

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  • Samuel Shehi    Nov 29, 2015

    Hi lenders,
    It's been a long time since we connected here. I am doing great and I hope @Pavane, @Evinpa, @FranMiguel , @Andyfletcher, @CamilBerlin , @WiredFox , @Kilmeny, @Mikers, @SvenWaage @Jan73 and many more lenders are doing fine.

    I've been busy setting up our FIRST family house.

    Thanks.

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    • Franmiguel    Nov 29, 2015

      Hi Samuel,
      Good to hear that all is well, and congratulations on the news of your first home.
      I wish you all the best.
      All is fine here in Australia - in fact a little too "fine" with bush fires wreaking havoc in many parts - and officially summer hasn't even started yet!
      Regards
      Michael

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      • Samuel Shehi    Dec 1, 2015

        Hi Franmiguel,
        Thank you for confirming that you're well in Australia. Sorry for the bush fires. They're so characteristic of your continent :-(
        Yes, I am glad we got a house now. I got another loan from a new lending platform and built the right side1-bedroomed house for my mum. Then an amazing friend (ex-Zidisha lender) donated to me the 2 sets on the left for myself and my brother (see photo).

        It has been wonderful in Mazeras. Two weeks of raining but very high temperatures of 20-30 degree Celcius. No Cholera or Typhoid disease breakouts though. Business is also booming as many people are coming back to rural homes for X-Mass holidays.
        We also had the Pope visiting our country.

        Regards,
        Shehi.

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  • Samuel Shehi    Nov 29, 2015

    Hi lenders,
    It's been a long time since we conneted here. I am doing great and I hope @Pavane, @Evinpa, @FranMiguel , @Andyfletcher, @CamilBerlin , @WiredFox , @Kilmeny, @Mikers, @SvenWaage @Jan73 and many more lenders are doing fine.

    I've been busy setting up our FIRST family house.

    Thanks.

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    • evinpa    Jan 22, 2017

      Hi Samuel!

      I am sorry I did not see this message until just now, more than a year later. I am doing fine. Wow a house! Looks great! Congratulations on your house and on repaying your loan. I hope everything is good with you.

      Evinpa

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      • Samuel Shehi    Jan 23, 2017

        Hi Evelyn,

        Thank you! No worries. We have been friends for years. I know that yours is a beautiful soul.

        I'm glad that I get better each year.

        Shehi.

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  • bconrad    Sep 14, 2015

    Dear Lenders,

    Samuel kindly contacted us over the weekend to let us know he thought some of his payments had been duplicated in his account. Checking over our records, it seems he was correct! Upon removing these payments, you may notice your lending account balance decrease accordingly. I so apologize for this error, and give a huge thanks to Samuel for helping us catch it.

    Best,
    Bayle, Country Liaison Manager

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  • Franmiguel    Aug 5, 2015

    Hi Samuel,
    Thanks again for contacting Ediso and Jared.
    Much appreciated.
    Sorry to hear that you are being forestalled by bureaucracy.
    Regards,
    Michael.

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    • Samuel Shehi    Aug 5, 2015

      You're welcome, Michael.
      I will try with the service provider again some months later. Since I have spent better part of the loan on purchase of land, I have to work extra hard on my business to raise the deficit in few months.
      Wish me luck, friend. Thanks.
      Shehi.

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  • Samuel Shehi    Jul 15, 2015

    Hi lenders,
    Sadly, my M-Pesa superagency endeavour has been frustrated. The service provider insists that my company has to be 6 months old for it to get the nod for setting up shop.
    I have now invested part of the loan in the acquisition of a piece of land and the rest of loan I have put into my M-Pesa sub-agency float .
    This was the best way to preserve the value of the loan amount.
    Either way I will keep repaying from my business profits. I don't plan to reschedule my repayments any time soon.

    Thanks.

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  • andyfletcher    Jul 6, 2015

    Hi Shehi,
    Thanks for contacting Violet Ouma again. I hope she will start making her repayments soon.

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  • Franmiguel    Jul 4, 2015

    Hi Samuel,
    Again you have posted on the discussion pages of Ediso Mungoma and Jared Tochi.
    And again I thank you for spending time and effort to make enquiries on the behalf of the lenders.
    Much appreciated.
    Regards,
    Michael.

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    • Samuel Shehi    Jul 6, 2015

      You're welcome. We have to do everything to better lender -borrower interactions!

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    • Samuel Shehi    Jul 6, 2015

      Hi Michael,
      How is life in Perth? I suspect we share the same hot weather because I live near Mombasa beaches myself. Also, how do college graduates without formal employment, engage themselves economically in Australia? I understand there is no neighbouring country that they can go to in search of jobs.

      Thanks.

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      • Franmiguel    Jul 14, 2015

        Hi Samuel,
        Thanks again for following up on a few of your mentees on my behalf.
        Perth does have a hot climate, however at this time of year it is cool, although never really cold, as it is winter.
        I have heard about the beaches in Kenya, we also have fantastic beaches, but it will be a couple of months before I go back to the beach for a swim.
        Here in Australia, we are very lucky. We have a social welfare system that enables those less fortunate to access some money for food and housing if they are sick or unable to find work. The unemployment rate is slowly rising at the moment, indicating that our economy is weakening, although the official unemployment figures, currently 6%, suggest far less people out of work than is actually the case.
        Many people in Australia would talk about how hard it is to get by, with increasing electricity costs or rising food costs, but in truth, we have it very easy here and most people do not appreciate how tough it is elsewhere, and just because they cannot afford to buy the new iPhone and go on an overseas holiday, that is not the definition of a tough life!
        Thanks again for being a link between borrowers and lenders.
        Regards
        Michael

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        • Samuel Shehi    Jul 15, 2015

          You're welcome. The world is showing their support to Kenya and I am appreciating.

          At least in your hemisphere you have seasons. In Kenya, I can hardly tell winter from autumn. The changes are small.
          Welfare in Kenya isn't the best. Unemployed people do not access any funds for basics. However, the entrepreneurial spirit is keeping many people with just enough money to live by. No holidays or expensive gadgets. Maybe once we have fixed our politics then the cake will become big enough for everyone.

          I can't blame the Australians. Everyone wants to live like Kardashians -care free. ;-)

          Thanks, Shehi.

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  • andyfletcher    Jun 20, 2015

    Hello Shehi,
    Thank you for your efforts so far with Violet Ouma. Do you have any more updates on her?

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    • Samuel Shehi    Jul 1, 2015

      Sorry for seeing your request late, Andy .
      Violet had believed that she was done repaying her loan. However, after making a call to her, I made her know of the outstanding balance. Then she promised to clear her loan when she back to profit making.

      Thank you for reminding me, Andy!

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  • Franmiguel    May 21, 2015

    Hi Samuel,
    You have posted on the discussion pages of Ediso Mungoma and Jared Tochi.
    Thanks again for spending time and effort to make enquiries of borrowers on the behalf of the lenders.
    Thanks.
    Michael.

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    • Samuel Shehi    Jun 4, 2015

      Thanks for appreciating my VM work. Feel free to inquire about any borrower here and via email [email protected] . I'll be ready to follow up on the borrower and post real-time feedback if he or she is unable to.
      I have benefited a lot from Zidisha. This is the least I can do to see more people succeed on this platform.

      VM Shehi.

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  • Samuel Shehi    May 15, 2015

    Thank you lenders for this show of confidence in me. I am busy complying with Safaricom requirements. Soonest I have more news I will update you.

    Delighted Shehi.

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  • Johnik Kamau    May 13, 2015

    wish all the best and keep it up man

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  • Trish    May 12, 2015

    This changed to pending disbursement! Hongera! So excited for you! I know you will take these funds and be very successful! Best of luck to you. You work so hard and deserve the best!

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  • Annah Mwaniki    May 12, 2015

    Great work Samuel.

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  • ueberlisten    May 7, 2015

    A friend invited me to join this loan and I'm extremely impressed. 100% on-time repayment, steady and consistent growth over the course of few loans, and excellent communication with fellow borrowers and lenders alike. Zidisha must be so proud to have Mr. Shehi among his members!

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    • Samuel Shehi    May 7, 2015

      Welcome to Zidisha. Thank you for the kind words.
      You will love it here!

      VM Shehi.

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