Detergents for perfect cleanliness

Sarah Wahu

Juja, Highpoint, Kenya

100% repaid

Entrepreneur

Name

Sarah Wahu

Location

Juja, Highpoint, Kenya

On-time repayments

293 weekly installments  •  35%

About Me

I wish to pass my gratitude to the lenders who supported me with my previous loan which went a long way to boost '‘THE PAT’s BEAUTY CENTRE’. The business has expanded and we have contracted one more employee who is helping us with 'NAIL ART'. Besides stocking the beauty products, ‘THE PAT’s BEAUTY CENTRE’ have gone a ladder higher by introducing Nail Art services to our esteemed clients. We are doing the nail art at a subsidised rate for the Jomo Kenyatta University Students who form a base of clientelle.

My Business

I wish to thank the Zidisha team for their previous loan extended to me that I have just completed repaying. This amount helped us to boost our stock at the 'THE PAT’s BEAUTY CENTRE’. We are optimistic that given more loans by Zidisha community our business will prosper. We have a two years plan that we have laid down. At the end of the two years it is expected that THE PAT’s BEAUTY CENTRE’ will have expanded further.

Loan Proposal

I wish to take this opportunity to ask for a loan of USD 409.871. I have been talking to my friends who have been complaining about the high cost of living especially when it comes to items that are used in the house. One of the most crucial areas that people especially women care about is cleanliness. I therefore decided to give this business a trial by providing women and other households with affordable detergent for cleaning of floors and kitchen surfaces. I also target boarding schools, hotels and salons who use a lot of soap to clean their floor.

I have already established a reliable supplier in Nairobi town who will be supplying me the detergent at a cost of USD 0.65 per litre. In return, I will sell a litre at Kshs 1.079. Juja being located 40kms away from the Nairobi Business District, I will be using one of my friend’s car to ferry the detergent where the friend will only charge me fuel cost. I have partnered with a friend who lives in a different locality and together we have successful registered a business by the name HANRYHS SERVICES.

I am planning to employ one young lady who completed her form four education in 2014 and therefore have not joined university. I will be paying the lady USD 64.71 per month, I have rent a room where I will be paying USD32.4 per month as rent and USD 10.78 for electricity and water.

My target is to sell 300 litres of detergent per month therefore getting USD 323.59. If I subratct all expenses as follows; rent USD32.4, labour USD 64.71, labour USD 10.78 and cost of detergent USD 64.71, I will be left with USD 151, pay Zidisha loan at USD 16.17 per week, thus 4 weeks in a month (USD 16.17*4=64.71) and be left with a profit of USD 16.17

If given this loan, it will go a long way to boost my school fees to a degree course that I am undertaking at Jomo Kenyatta University of Agriculture and Technology.

I once again wish to thank the lenders for always lending me the money since I joined zidisha. Thank you very much.

Show original English  

About Me

I am a lady aged 32. I live in Juja town, 40 KM from the Kenyan capital Nairobi. I have a permanent job in one the Kenyan Private University. I wish to thank Zidisha for giving me my first loan which I used to boost my beauty products business. I have been able to increase stock at the ‘THE PAT’s BEAUTY CENTRE’. Currently we are selling earrings, bracelets, hair buds, necklaces, hair extensions, hand and body lotions, perfumes, nail polish among other beauty products. I am determined to see ‘THE PAT’s BEAUTY CENTRE’ blossom to greater heights in future. I have also enrolled for short course at Jomo Kenyatta University. The course title is ‘ENTREPRENUERSHIP’. This course will go a long way to polish my business management skills and also help realize my dream of opening a beauty products supermarket in Juja town.

My Business

At ‘THE PAT’s BEAUTY CENTRE’ (The business name) our motto is ‘VARIETY with QUALITY’. As the business blossoms, we are still increasing stock using our net profit which is currently at 92USD after paying USD33 rent, 5USD electricity bill and 22USD transport. I will commit to pay the loan with part of the net profit and use the remaining to plough it back to the business. The business has been in operation since December 2013 and the trend of profits has been encouraging. It is our sincere hope that if given consecutive loans offered at Zidisha, we shall be able to achieve our motto. As the business progresses, we are hoping to expand more and eventually open a beauty products supermarket in Juja town which will be one of its kind in the locality. ‘The Pats Beauty Centre’ aims at being a supermarket of ot its kind taking care of the modern woman by providing her with ‘classy complementary looks’ and outfits
The beauty market among women is a venture that is long term as women continue having the urge to look good and more presentable. A well dressed lady can only complement this with her jewelry which we offer at THE PAT’s BEAUTY CENTRE.

Loan Proposal

I wish to take this opportunity to ask for a loan of USD 409.871. I have been talking to my friends who have been complaining about the high cost of living especially when it comes to items that are used in the house. One of the most crucial areas that people especially women care about is cleanliness. I therefore decided to give this business a trial by providing women and other households with affordable detergent for cleaning of floors and kitchen surfaces. I also target boarding schools, hotels and salons who use a lot of soap to clean their floor.

I have already established a reliable supplier in Nairobi town who will be supplying me the detergent at a cost of USD 0.65 per litre. In return, I will sell a litre at Kshs 1.079. Juja being located 40kms away from the Nairobi Business District, I will be using one of my friend’s car to ferry the detergent where the friend will only charge me fuel cost. I have partnered with a friend who lives in a different locality and together we have successful registered a business by the name HANRYHS SERVICES.

I am planning to employ one young lady who completed her form four education in 2014 and therefore have not joined university. I will be paying the lady USD 64.71 per month, I have rent a room where I will be paying USD32.4 per month as rent and USD 10.78 for electricity and water.

My target is to sell 300 litres of detergent per month therefore getting USD 323.59. If I subratct all expenses as follows; rent USD32.4, labour USD 64.71, labour USD 10.78 and cost of detergent USD 64.71, I will be left with USD 151, pay Zidisha loan at USD 16.17 per week, thus 4 weeks in a month (USD 16.17*4=64.71) and be left with a profit of USD 16.17

If given this loan, it will go a long way to boost my school fees to a degree course that I am undertaking at Jomo Kenyatta University of Agriculture and Technology.

I once again wish to thank the lenders for always lending me the money since I joined zidisha. Thank you very much.

Feedback

1

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$431.53

Date disbursed

May 20, 2015

Repayment status

On Time

Projected term

17 months

Cost to entrepreneur

Service fee: $21.58

Lenders

W

WilsonLending

Atlanta, United States

N

nitram

Stockholm, Sweden

R

RielCanadian

Lethbridge, Canada

C

CThelper

Guilford, United States

S

SeeBiscuit

Reston, United States

NhinSD

San Diego, United States

P

peterczech

Farmingdale, United States

lorrymac

Killough, United Kingdom

C

cgrumboski

Atlanta, United States

C

CanadianMom

Toronto, Canada

T

tloureiro

Pfungstadt, Germany

R

Roman

Barcelona, Spain

Zidisha

Sterling, United States

AnnaChristina

Pittsburgh, United States

M

mogensh

København V, Denmark

tmisch

San Jose, California, United States

RebeccaNie

Palo Alto, United States

S

setoc

Bragg Creek, Canada

Apmay

Melbourne, Australia

M

mason243

Denver Colorado, United States

B

briansedz

Canton, Ohio, United States

Dan Haynes

Bozeman, United States

C

chrisherron

Chicago, United States

F

farwest

Alamo, United States

J

JoycaLeplae

Gent, Belgium

J

JandC

Watsonville, United States

A

Aleks

Oslo, Norway

Los Wade

United States

ReducedFat

Lake Forest, United States

D

danderson1953

Plainsboro, United States

Jouni

Finland

AdvancingCompassion

San Diego, United States

J

JoeSolar

Virginia, United States

T

tuttifrutti

tulare, United States

S

silsley

Cheltenham, United Kingdom

dhulsterwim

LIER, Belgium

E

eboleaga

Mexico City, Mexico

S

spesalvi

Houston, United States

rfriedenberg

New Jersey, United States

S

Suspiria

Wolverhampton, United Kingdom

D

dannimw

Victoria BC, United Kingdom

A

Arnfinn

Aasgardstrand, Norway

hugomesser

Blokker, Netherlands

fairspirit

Utrecht, Netherlands

T

TurgayAlihos

SOUTHBANK, Australia

Winona

Yakima, United States

TimK01

Auckland, New Zealand

JTShorty

Gorham, Maine, United States

M

Marod

Edmonton, Canada

E

EnriqueD

Madrid, Spain

D

dpvidal

Eindhoven, Netherlands

F

Fish42

Fairfax Station, United States

O

Odysseus

Auckland, New Zealand

B

bagheera

Vienna, Austria

A

aditsu

Tai Po, Hong Kong

A

alexanderdowns

mayfield heights, United States

ThorstenH

Bensheim, Germany

S

SnifferTheBunny

Brighton, United Kingdom

M

Mieli

Kotka, Finland

ibc123

Seattle, United States

Z

zangalan

Maryland, United States

E

Esukken

Göteborg, Sweden

B

Bernsjx

Montreal, Canada

M

magnaculpa

Silver Spring, United States

Jamesaubrey

Norman, United States

B

BearLa

Indianapolis, United States

M

mark3339

San Diego, United States

C

Clben7

Cincinnati, United States

Franky

London, United Kingdom

S

SanderBeckers

Brussel, Belgium

Déméter&Kotler

Paris, France

S

scottpz

branford, United States

Garry Tan

San Francisco, California, United States

Shemuel

New Jersey, United States

I

ibd267

Ambler, United States

G

guiambros

United States

C

chrishol

United States

camden01

Connecticut, United States

J

JBane

Ireland

C

CRR7x

United States

Paul Buchheit

Mountain View, United States

P

phantomdiver

United States

J

jd365

United States

F

FSO

Canada

N

nathaliekar

United States

M

merk85

United States

D

dfreire

Portugal

C

condo86

United States

mepster

San Francisco, Ca, United States

VK

Vasily Kudrin

Moscow, Russia

A

astout

United States

L

luckiestmonkey

United States

T

tehmle

United States

K

kalalouann

United States

M

Medagan

San Franciso, United States

S

satheajay

United States

C

cocolo

United States

adrianz

United States

S

Schwartz

United States

M

mcgeefamilyny

United States

P

Paul

United States

reluck

Marseille, France, France

Eduardo

Sorocaba, Brazil

S

Sven

Netherlands

P

pombo

United States

D

Doug

Baltimore, United States

MJ

Matt Jenkins

United States

J

Joshua

United Kingdom

A

Andreas

Munich, Germany

Lauren

United Kingdom

M

mmartin

United States

R

Robert

Berlin, Germany

Zain Haq

Chicago, United States

R

RoyKaufman

United States

Jerome

Switzerland

DC

Dennis Comeau

United States

T

Teresa

Australia

MH

Meghan Hughes

United States

Benni

Stuttgart, Germany

DB

Dianne Bayes

Huntersville, United States

GF

Grace Franco

United States

Kristina Speed

Seattle, WA, United States

BS

Bart Sturm

Amsterdam, Brazil

S

SP

United States

Mark Thumpston

Solihull, UK, United Kingdom

K

K

United States

K

KJLake

United States

V

Vantine

United States

R

Ryan

United States

Thomas

Mueller, Germany

John Barnett

United States

Ask Sarah a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Loading...

Loading...

Loading...