Josiah
Nairobi, Kenya
100% repaid
Name
Josiah
Member since
March 2015
On-time repayments
97 installments • 67%
Hi Lenders,
Josiah here, born and bred in a small Town in the North of Kenya. I'm the last born in a family of five. I come from a humble background and that inspired me to strive and achieve bigger and better things in life. Being a serial entrepreneur, I started off my first business at the age of 14, it was a farm produce delivery business that was facilitated using my Dad's bicycle. Though the business was quite profitable it affected my studies and had to quit and focus on my studies.
After high school, I developed an interest in online work and used to do freelance data entry and writing work for a friend who had a freelance account with Upwork. After trying different freelance jobs I found my sweet spot with writing. Over the past 4-years I've been exclusively offering my services in Content Mills platforms such as iWriter and more recently on Fiverr and Upwork.
My freelance work has been producing sufficient income for myself and my family BUT my objective has always been creating employment for my peers. MY GOAL is to establish an INDEPENDENT CONTENT CREATION AGENCY and offer employment opportunities for my fellow peers.
My PURPOSE for the loan is to help set up the necessary system I'll need to make my dream a reality; such as website, creating a training module and registering the business. This financing will go a long way in helping me realize a lifelong dream of empowering fellow youth to embrace self-employment through freelance work.
I intend to use the loan to develop a Training Module that will be of great help in advancing my vision of helping local youths find the necessary skills they need to prosper in FREELANCE WRITING. This is partly informed by the huge unemployment in my country.
So far, I've used the previous loans to setup the necessary infrastructure. Below is an expenditure breakdown thus far:
1. Domain+Hosting - $2.95 per month
2. Email Autoresponder - $16.5 per month
I intend to use the website as training portal where interested students can come and sign up for the course then receive the courses on a daily basis via email.
The entire budget for this venture is $150 BUT I only need to raise $70 as I have savings amounting to $80.
I will use the FULL AMOUNT of the loan for the SOLE PURPOSE of module creation.
REPAYMENT STRATEGY
The training will cost $10 per student (over a 10-day period). My projections is that I will be able to attract atleast 10-students for a start with a gross revenue of $100 after subtracting the expense of Hosting and Email Autoresponder I will be left with $70 NET REVENUE. Considering I will use part of the revenue for personal expenses I will be able to FULLY REPAY the loan within a 10-week window (with installments of $7 weekly)
I'm looking forward to your support. Thanks in advance.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$69.00
Date disbursed
Dec 17, 2017
Repayment status
On Time
Projected term
14 months
Amount repaid
$68.68
Amount remaining
$0.00
Date repaid
Feb 19, 2019
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Dec 26, 2017 | $6.90 | Jan 7, 2018 | $6.90 |
Jan 2, 2018 | $0.00 | ||
Jan 9, 2018 | $2.96 | Feb 9, 2018 | $2.96 |
Jan 16, 2018 | $2.96 | Feb 9, 2018 | $2.96 |
Jan 23, 2018 | $0.00 | ||
Jan 30, 2018 | $0.00 | ||
Feb 6, 2018 | $0.00 | ||
Feb 13, 2018 | $0.99 | Mar 11, 2018 | $0.99 |
Feb 20, 2018 | $0.99 | Mar 11, 2018 | $0.99 |
Feb 27, 2018 | $0.99 | Mar 11, 2018 | $0.99 |
Mar 6, 2018 | $0.99 | Mar 13, 2018 | $0.99 |
Mar 13, 2018 | $0.99 | Mar 13, 2018 | $0.99 |
Mar 20, 2018 | $0.99 | Apr 3, 2018 | $0.99 |
Mar 27, 2018 | $0.99 | Apr 3, 2018 | $0.99 |
Apr 3, 2018 | $0.99 | Apr 3, 2018 | $0.99 |
Apr 10, 2018 | $0.99 | Apr 8, 2018 | $0.99 |
Apr 17, 2018 | $0.99 | Apr 8, 2018 | $0.99 |
Apr 24, 2018 | $0.99 | Apr 15, 2018 | $0.99 |
May 1, 2018 | $0.99 | Apr 22, 2018 | $0.99 |
May 8, 2018 | $0.99 | Apr 29, 2018 | $0.99 |
May 15, 2018 | $0.99 | May 7, 2018 | $0.99 |
May 22, 2018 | $0.99 | May 13, 2018 | $0.99 |
May 29, 2018 | $0.99 | May 20, 2018 | $0.99 |
Jun 5, 2018 | $0.99 | May 27, 2018 | $0.99 |
Jun 12, 2018 | $0.99 | Jun 3, 2018 | $0.99 |
Jun 19, 2018 | $0.99 | Jun 10, 2018 | $0.99 |
Jun 26, 2018 | $0.99 | Jun 17, 2018 | $0.99 |
Jul 3, 2018 | $0.99 | Jul 4, 2018 | $0.99 |
Jul 10, 2018 | $0.99 | Jul 6, 2018 | $0.99 |
Jul 17, 2018 | $0.99 | Jul 8, 2018 | $0.99 |
Jul 24, 2018 | $0.99 | Aug 4, 2018 | $0.99 |
Jul 31, 2018 | $0.99 | Aug 5, 2018 | $0.99 |
Aug 7, 2018 | $0.99 | Aug 9, 2018 | $0.99 |
Aug 14, 2018 | $0.99 | Aug 11, 2018 | $0.99 |
Aug 21, 2018 | $0.99 | Aug 12, 2018 | $0.99 |
Aug 28, 2018 | $0.99 | Sep 13, 2018 | $0.99 |
Sep 4, 2018 | $0.99 | Sep 14, 2018 | $0.99 |
Sep 11, 2018 | $0.99 | Sep 17, 2018 | $0.99 |
Sep 18, 2018 | $0.00 | ||
Sep 25, 2018 | $0.49 | Sep 27, 2018 | $0.49 |
Oct 2, 2018 | $0.49 | Oct 2, 2018 | $0.49 |
Oct 9, 2018 | $0.49 | Oct 9, 2018 | $0.49 |
Oct 16, 2018 | $0.49 | Oct 17, 2018 | $0.49 |
Oct 23, 2018 | $0.49 | Oct 25, 2018 | $0.49 |
Oct 30, 2018 | $0.49 | Nov 2, 2018 | $0.49 |
Nov 6, 2018 | $0.49 | Nov 7, 2018 | $0.49 |
Nov 13, 2018 | $0.49 | Nov 8, 2018 | $0.49 |
Nov 20, 2018 | $0.49 | Nov 11, 2018 | $0.49 |
Nov 27, 2018 | $0.49 | Nov 20, 2018 | $0.49 |
Dec 4, 2018 | $0.99 | Dec 4, 2018 | $0.99 |
Dec 11, 2018 | $0.00 | ||
Dec 18, 2018 | $0.00 | ||
Dec 25, 2018 | $0.49 | Dec 31, 2018 | $0.49 |
Jan 1, 2019 | $0.49 | Jan 5, 2019 | $0.49 |
Jan 8, 2019 | $0.49 | Jan 14, 2019 | $0.49 |
Jan 15, 2019 | $0.49 | Jan 15, 2019 | $0.49 |
Jan 22, 2019 | $0.49 | Jan 16, 2019 | $0.49 |
Jan 29, 2019 | $0.99 | Jan 28, 2019 | $0.99 |
Feb 5, 2019 | $0.99 | Feb 5, 2019 | $0.99 |
Feb 12, 2019 | $0.00 | ||
Feb 19, 2019 | $0.49 | Feb 19, 2019 | $0.49 |
Feb 26, 2019 | $14.49 | Feb 19, 2019 | $14.49 |
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