Cultivating oyster mushrooms

Mardiana

Sungguminasa, Gowa, Indonesia

55% repaid

Entrepreneur

Name

Mardiana

Member since

May 2013

On-time repayments

342 installments  •  64%

About Me

Born from a remote village that Bonto Masunggu. Father and mother were farmers and I have 6 sisters. Small since I was never given any money at my father for free. I was only equipped with a pair of duck, duck, if it lay then I could sell it to the needs of school snacks.

After finishing elementary school in contact with the unfortunate family eventually to go to school I have to ride on somebody else's term foster parents. During the 6 years I lived with another person while working on the school also has the task of households that did little even I do not have time to study at home. However, during the 6 years I was always top of the class anyway. To qualify for the University I did not encounter difficulties of tens of thousands of applicants I managed to escape but the time my father paralyzed so I once again must be constrained by the cost of tuition. But it does not make my passion subsided, although I still have to work hard college and also have to bear my brothers because I was the first child that automatically should be the backbone of the family.

At the final stage of the final lecture I've spoken work by Space agency (National Institute of Aeronautics and Space) but only lasted 3 years since my goal is to become of small entrepreneurs

My Business

I am inspired effort from my hometown where many residents who migrated but not bring better results, I finally took the initiative to do something that could be done to help my hometown and incidentally I was looking for a business what I should do.

Finally my first market research looking prduk needed in Makassar but no manufacturer and finally I chose the mushroom cultivation. As a beginner Mushroom cultivation in Makassar with household was not easy the first 2 years is a very difficult time, but due to the strong commitment and support by the local community who are also mothers and their households also are the backbone of the family make I am stronger.

My hope these efforts can evolve and be able to help my family and help more people. Now the market has begun to pick up, order flows but the requirement to obtain capital loan from local financial institutions extremely unfavorable to small businesses like mine. It feels very little chance to develop, but it does not make my passion subsided. I actually have a great hope can grow with zidisha

Loan Proposal

Alhamdulillah our mushroom business now has a wide impact to the community around our business. Currently more than 40 mushroom farmers are incorporated in our efforts to support high demand growth. This loan will be used for early community empowerment of 5 heads of households. Location Village to be empowered is my birth village Bontomasunggu Village Kec. Tellu Limpoe Bone District. Given the mushroom market demand increased significantly from year to year requires us to take this way that is working together with the community due to limited business capital. The system we are running is we produce mushroom growing media and the community provides growth space then we rent the growth space that people make plus monthly maintenance salary. The number of baglogs that will be distributed to the community is 10,000 baglog. This amount is projected to produce 30-50 kg of mushroom harvest per day. This empowerment activity is expected to help the family economy with additional income every month.
Details of budget usage plans;
1. Mushroom growing media production (Baglog) of 10,000 bags @ 2000 IDR = 20,000,000 IDR
2. Baglog distribution costs 5 times @ 1.000.000 IDR = 5,000,000 IDR
Hopefully what we do will continue to have a positive impact on society, of course with the support of the funders. thank you

Show original Bahasa Indonesia  

About Me

Terlahir dari sebuah desa terpencil yaitu Desa Bonto Masunggu. Ayah dan ibu adalah petani dan saya mempunyai 6 orang adik. Sejak Kecil saya tidak pernah diberi uang sama Bapak saya secara gratis. Saya hanya dibekali dengan sepasang bebek, apabila bebek ini bertelur barulah saya bisa menjualnya untuk kebutuhan jajan di sekolah. Setelah tamat Sekolah Dasar keluarga kena musibah akhirnya untuk melanjutkan sekolah saya harus menumpang di rumah orang lain istilahnya orang tua asuh. Selama 6 tahun saya tinggal bersama orang lain dengan kerja keras karena sambil sekolah juga mempunyai tugas rumah tangga yang tidak sedikit bahkan saya tidak punya waktu untuk belajar di rumah. Namun selama 6 tahun pula saya selalu juara kelas. Untuk lolos ke Universitas saya tidak menemui kesulitan dari puluhan ribu pendaftar saya berhasil lolos namun waktu itu Bapak saya sakit lumpuh sehingga saya sekali lagi harus terkendala dengan biaya kuliah. Tetapi hal itu tidak membuat semangat saya surut, saya tetap kuliah walaupun harus bekerja keras dan juga harus menanggung adik-adik saya karena saya adalah anak pertama sehingga otomatis harus menjadi tulang punggung keluarga. Pada tahap akhir kuliah akhir saya sudah dilamar pekerjaan oleh LAPAN (Lembaga Penerbangan dan Antariksa Nasional) tetapi hanya bertahan 3 tahun karena cita-cita saya dari kecil adalah menjadi enterpreneur

My Business

Usaha saya terinspirasi dari kampung saya dimana penduduk banyak yang merantau namun tidak membawa hasil yang lebih baik, akhirnya saya berinisiatif untuk melakukan sesuatu yang bisa dilakukan untuk menolong kampung saya dan kebetulan juga saya sedang mencari usaha apa yang saya harus lakukan. Akhirnya saya riset pasar dulu mencari prduk yang dibutuhkan di kota Makassar tetapi belum ada produsennya dan akhirnya saya memilih budidaya jamur . Sebagai pemula usaha budidaya Jamur di Kota Makassar dengan skala rumah tangga itu tidak mudah 2 tahun pertama adalah masa yang sangat sulit, namun karena komitmen yang kuat dan di support oleh masyarakat sekitar yang juga ibu-ibu rumah tangga dan mereka juga adalah tulang punggung keluarga membuat saya lebih kuat. Harapan saya usaha ini bisa berkembang dan bisa menolong keluarga saya dan membantu lebih banyak orang lagi. Sekarang pasar sudah mulai menggeliat, pesanan mengalir tetapi persyaratan untuk mendapatkan pinjaman modal dari lembaga keuangan lokal sangat tidak berpihak kepada usaha kecil seperti saya. Rasanya kesempatan berkembang sangat sedikit, tetapi itu tidak membuat semangat saya surut. Saya justru mempunyai harapan besar bisa berkembang bersama zidisha

Loan Proposal

Alhamdulillah our mushroom business now has a wide impact to the community around our business. Currently more than 40 mushroom farmers are incorporated in our efforts to support high demand growth. This loan will be used for early community empowerment of 5 heads of households. Location Village to be empowered is my birth village Bontomasunggu Village Kec. Tellu Limpoe Bone District. Given the mushroom market demand increased significantly from year to year requires us to take this way that is working together with the community due to limited business capital. The system we are running is we produce mushroom growing media and the community provides growth space then we rent the growth space that people make plus monthly maintenance salary. The number of baglogs that will be distributed to the community is 10,000 baglog. This amount is projected to produce 30-50 kg of mushroom harvest per day. This empowerment activity is expected to help the family economy with additional income every month.
Details of budget usage plans;
1. Mushroom growing media production (Baglog) of 10,000 bags @ 2000 IDR = 20,000,000 IDR
2. Baglog distribution costs 5 times @ 1.000.000 IDR = 5,000,000 IDR
Hopefully what we do will continue to have a positive impact on society, of course with the support of the funders. thank you

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,769.00

Date disbursed

Jun 20, 2018

Repayment status

Late

Projected term

33 months

Lenders

Cloudways

Malta, Malta

ads68

Melbourne, Australia

Grant Xavier Storer

Seattle, Wa, United States

A

Andrei

United States

HCPSPIRIT

Helsinki, Finland

Paul Buchheit

Mountain View, United States

Ask Mardiana a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$971.12

Amount remaining

$798.06

Expected completion

Mar 26, 2021

Status

Repaying late

Installment amount

$7.36

Repayment History

Expected Payments Actual Payments
Jun 29, 2018 $51.50 Jun 30, 2018 $51.50
Jul 6, 2018 $51.50 Jul 7, 2018 $51.50
Jul 13, 2018 $51.50 Jul 15, 2018 $51.50
Jul 20, 2018 $51.50 Jul 22, 2018 $51.50
Jul 27, 2018 $51.50 Jul 30, 2018 $51.50
Aug 3, 2018 $51.50 Aug 7, 2018 $51.50
Aug 10, 2018 $51.50 Aug 14, 2018 $51.50
Aug 17, 2018 $51.50 Aug 28, 2018 $51.50
Aug 24, 2018 $51.50 Sep 6, 2018 $51.50
Aug 31, 2018 $51.50 Sep 16, 2018 $51.50
Sep 7, 2018 $51.50 Oct 7, 2018 $51.50
Sep 14, 2018 $0.00
Sep 21, 2018 $0.00
Sep 28, 2018 $0.00
Oct 5, 2018 $0.00
Oct 12, 2018 $0.00
Oct 19, 2018 $0.00
Oct 26, 2018 $22.07 Dec 6, 2018 $22.07
Nov 2, 2018 $0.00
Nov 9, 2018 $0.00
Nov 16, 2018 $0.00
Nov 23, 2018 $0.00
Nov 30, 2018 $0.00
Dec 7, 2018 $14.71 Dec 11, 2018 $14.71
Dec 14, 2018 $14.71 Dec 30, 2018 $14.71
Dec 21, 2018 $14.71 Dec 30, 2018 $14.71
Dec 28, 2018 $0.00
Jan 4, 2019 $0.00
Jan 11, 2019 $0.00
Jan 18, 2019 $0.00
Jan 25, 2019 $0.00
Feb 1, 2019 $18.39 Jan 28, 2019 $11.04
Feb 8, 2019 $7.36
Feb 8, 2019 $18.39 Feb 8, 2019 $14.71
Feb 8, 2019 $3.68
Feb 15, 2019 $0.00
Feb 22, 2019 $0.00
Mar 1, 2019 $0.00
Mar 8, 2019 $14.71 Mar 5, 2019 $14.71
Mar 15, 2019 $14.71 Mar 5, 2019 $14.71
Mar 22, 2019 $0.00
Mar 29, 2019 $0.00
Apr 5, 2019 $0.00
Apr 12, 2019 $0.00
Apr 19, 2019 $0.00
Apr 26, 2019 $0.00
May 3, 2019 $14.71 May 19, 2019 $14.71
May 10, 2019 $14.71 May 19, 2019 $14.71
May 17, 2019 $11.04 May 19, 2019 $11.04
May 24, 2019 $0.00
May 31, 2019 $0.00
Jun 7, 2019 $0.00
Jun 14, 2019 $0.00
Jun 21, 2019 $0.00
Jun 28, 2019 $0.00
Jul 5, 2019 $14.71 Jun 30, 2019 $14.71
Jul 12, 2019 $14.71 Jul 10, 2019 $14.71
Jul 19, 2019 $14.71 Aug 1, 2019 $14.71
Jul 26, 2019 $7.36 Aug 1, 2019 $7.36
Aug 2, 2019 $0.00
Aug 9, 2019 $0.00
Aug 16, 2019 $0.00
Aug 23, 2019 $0.00
Aug 30, 2019 $0.00
Sep 6, 2019 $0.00
Sep 13, 2019 $0.00
Sep 20, 2019 $0.00
Sep 27, 2019 $0.00
Oct 4, 2019 $0.00
Oct 11, 2019 $11.04 Oct 9, 2019 $11.04
Oct 18, 2019 $11.04 Oct 15, 2019 $11.04
Oct 25, 2019 $11.04 Oct 29, 2019 $11.04
Nov 1, 2019 $11.04 Nov 11, 2019 $11.04
Nov 8, 2019 $11.04 Nov 11, 2019 $11.04
Nov 15, 2019 $11.04 Nov 20, 2019 $11.04
Nov 22, 2019 $11.04 Dec 5, 2019 $11.04
Nov 29, 2019 $11.04 Dec 5, 2019 $11.04
Dec 6, 2019 $0.00
Dec 13, 2019 $0.00
Dec 20, 2019 $0.00
Dec 27, 2019 $0.00
Jan 3, 2020 $11.04 Dec 31, 2019 $11.04
Jan 10, 2020 $11.04 Jan 13, 2020 $11.04
Jan 17, 2020 $0.00
Jan 24, 2020 $0.00
Jan 31, 2020 $0.00
Feb 7, 2020 $0.00
Feb 14, 2020 $0.00
Feb 21, 2020 $0.00
Feb 28, 2020 $0.00
Mar 6, 2020 $11.04 Mar 15, 2020 $11.04
Mar 13, 2020 $7.36 Mar 15, 2020 $7.36
Mar 20, 2020 $0.00
Mar 27, 2020 $0.00
Apr 3, 2020 $0.00
Apr 10, 2020 $0.00
Apr 17, 2020 $0.00
Apr 24, 2020 $0.00
May 1, 2020 $0.00
May 8, 2020 $0.00
May 15, 2020 $7.36 Jun 22, 2020 $7.36
May 22, 2020 $3.68 Jun 22, 2020 $3.68
May 29, 2020 $0.00
Jun 5, 2020 $0.00
Jun 12, 2020 $0.00
Jun 19, 2020 $0.00
Jun 26, 2020 $7.36 Jul 29, 2020 $7.36
Jul 3, 2020 $7.36 Jul 29, 2020 $7.36
Jul 10, 2020 $7.36 Jul 29, 2020 $7.36
Jul 17, 2020 $3.68 Jul 29, 2020 $3.68
Jul 24, 2020 $0.00
Jul 31, 2020 $0.00
Aug 7, 2020 $0.00
Aug 14, 2020 $0.00
Aug 21, 2020 $0.00
Aug 28, 2020 $0.00
Sep 4, 2020 $7.36 Sep 2, 2020 $7.36
Sep 11, 2020 $0.00
Sep 18, 2020 $0.00
Sep 25, 2020 $0.00
Oct 2, 2020 $0.00
Oct 9, 2020 $0.00
Oct 16, 2020 $0.00
Oct 23, 2020 $0.00
Oct 30, 2020 $0.00
Nov 6, 2020 $0.00
Nov 13, 2020 $7.36 Nov 8, 2020 $7.36
Nov 20, 2020 $7.36
Nov 27, 2020 $7.36
Dec 4, 2020 $7.36
Dec 11, 2020 $7.36
Dec 18, 2020 $51.50
Dec 25, 2020 $51.50
Jan 1, 2021 $51.50
Jan 8, 2021 $51.50
Jan 15, 2021 $51.50
Jan 22, 2021 $51.50
Jan 29, 2021 $51.50
Feb 5, 2021 $51.50
Feb 12, 2021 $51.50
Feb 19, 2021 $51.50
Feb 26, 2021 $51.50
Mar 5, 2021 $51.50
Mar 12, 2021 $51.50
Mar 19, 2021 $51.50
Mar 26, 2021 $47.65

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