For direct sales of second-hand clothes in an open market

Mary

Nakuru, Kenya

35% repaid

Entrepreneur

Name

Mary

Member since

July 2014

On-time repayments

292 installments  •  9%

About Me

My name is Mary Boro, aged 24 and a single mother of one beautiful young lady.I was born in kenya, Nakuru county and raised in the outskirts of Nakuru while schooling at a tender age. I`m the first born in a family of six.I finished my O` level studies in 2008 and joined a collage of secretarial but dropped out one year later due to lack of school fees.
While at home I thought of an idea and started small farming where I planted kale's (Sukuma wiki) as it`s commonly known locally.People from my area liked my produce so much because I used composed manure which is biodegradable and I made it personally.Due to climatic changes, I was affected terribly that all my crops died leaving me with no choice but to look for an alternative business.
With the small capital which I had saved,I decided to venture in the sale of second hand clothes which my friends assisted me set up.I moved nearer to the Nakuru town and started purchasing in small quantities and selling them as I create good customer relationship with clients.I made customers everyday.I was able to construct a small stall to hang the clothes on which was good with publicity hence attracting more clients.
It`s due to the increased demand from my clients that made me figure out where I`ll get financial support ,coincidentally , a friend of mine informed me of this zidisha organization and I got interested.
He told me how the organization has changed his life and many other people.I finally requested him to guide me what next.
I now request the organization to consider my request as I want to boost my stock and expand my business to achieve my dreams in life.I have plans of going back to school in the near future for part time studies once my business stabilize.During my free time I make new friends and enjoy traveling.

My Business

My source of income currently is from my daily sales and orders of smart second hand clothes.I managed to open another Stall during my first loan term.These clothes I buy locally in whole sale and also sell them locally.This has even saved me expense of traveling far in search of small quantities. There is demand for my clothes because of huge relationship- with friends,church members,former school mates including passers by.
Regardless of competitive business in the market, my customers still come back due to strong bond between me and them.
Profits are made when costs are subtracted from Revenues.My monthly cost ranges at around $90 with more expenses reduced and a good revenue of averagely $150.
I`m in some small business groups where we practice merry go round on a weekly basis and I can get funds to repay the loan.
I believe second loan will enable me stabilize my business returns.

Loan Proposal

When I get this second loan, I plan now to expand on my new stall since I own two stalls courtesy of first loan. I also plan to ensure most moving clothes with high demand are given first priority.
I will take advantage of the forthcoming festive season of Christmas and ensure I have attractive stocks which can sell massively.
My customer segment actually buy more clothes during holiday season like the one we are approaching. I at times make 100% profit. This time round, I believe it shall be more if I receive this second loan.
I also look forward to ensuring my repayment is prompt to the later.
Thanks on advance.

Feedback

1

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$318.00

Date disbursed

Oct 22, 2014

Repayment status

Late

Projected term

65 months

Other loans

Lenders

IJAZBOF

Chihuahua, Mexico

C

chkuo

Taipei, Taiwan

DT

Dru Tarr

Gloucester, United States

joaoferraz

RINCHOA, Portugal

T

Travtroe

Lanesboro, United States

E

electrolite

United States

K

KiraDee

United States

L

Lagrange

United States

WA

With a little help

Groningen, Netherlands

dust

Seattle, United States

Alberto Cereser

Copenhagen, Denmark

Ask Mary a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Loading...

Summary

Amount repaid

$175.94

Amount remaining

$326.50

Expected completion

Mar 22, 2020

Status

Repaying late

Installment amount

$1.14

Repayment History

Expected Payments Actual Payments
Nov 2, 2014 $15.76 Nov 2, 2014 $15.76
Nov 9, 2014 $15.76 Nov 9, 2014 $15.76
Nov 16, 2014 $15.76 Nov 16, 2014 $15.76
Nov 23, 2014 $15.76 Nov 24, 2014 $15.76
Nov 30, 2014 $15.76 Dec 1, 2014 $15.76
Dec 7, 2014 $15.76 Dec 7, 2014 $15.76
Dec 14, 2014 $15.76 Dec 15, 2014 $15.76
Dec 21, 2014 $15.76 Dec 21, 2014 $15.76
Dec 28, 2014 $15.76 Dec 29, 2014 $15.76
Jan 4, 2015 $0.00
Jan 11, 2015 $0.00
Jan 18, 2015 $0.00
Jan 25, 2015 $9.09 Jan 25, 2015 $9.09
Feb 1, 2015 $9.09 Feb 2, 2015 $9.09
Feb 8, 2015 $9.09 Feb 11, 2015 $9.09
Feb 15, 2015 $0.00
Feb 22, 2015 $0.00
Mar 1, 2015 $0.00
Mar 8, 2015 $0.00
Mar 15, 2015 $0.00
Mar 22, 2015 $5.68 Mar 22, 2015 $5.68
Mar 29, 2015 $0.00
Apr 5, 2015 $1.14 Sep 30, 2015 $1.14
Apr 12, 2015 $1.14
Apr 19, 2015 $1.14
Apr 26, 2015 $1.14
May 3, 2015 $1.14
May 10, 2015 $1.14
May 17, 2015 $1.14
May 24, 2015 $1.14
May 31, 2015 $1.14
Jun 7, 2015 $1.14
Jun 14, 2015 $1.14
Jun 21, 2015 $1.14
Jun 28, 2015 $1.14
Jul 5, 2015 $1.14
Jul 12, 2015 $1.14
Jul 19, 2015 $1.14
Jul 26, 2015 $1.14
Aug 2, 2015 $1.14
Aug 9, 2015 $1.14
Aug 16, 2015 $1.14
Aug 23, 2015 $1.14
Aug 30, 2015 $1.14
Sep 6, 2015 $1.14
Sep 13, 2015 $1.14
Sep 20, 2015 $1.14
Sep 27, 2015 $1.14
Oct 4, 2015 $1.14
Oct 11, 2015 $1.14
Oct 18, 2015 $1.14
Oct 25, 2015 $1.14
Nov 1, 2015 $1.14
Nov 8, 2015 $1.14
Nov 15, 2015 $1.14
Nov 22, 2015 $1.14
Nov 29, 2015 $1.14
Dec 6, 2015 $1.14
Dec 13, 2015 $1.14
Dec 20, 2015 $1.14
Dec 27, 2015 $1.14
Jan 3, 2016 $1.14
Jan 10, 2016 $1.14
Jan 17, 2016 $1.14
Jan 24, 2016 $1.14
Jan 31, 2016 $1.14
Feb 7, 2016 $1.14
Feb 14, 2016 $1.14
Feb 21, 2016 $1.14
Feb 28, 2016 $1.14
Mar 6, 2016 $1.14
Mar 13, 2016 $1.14
Mar 20, 2016 $1.14
Mar 27, 2016 $1.14
Apr 3, 2016 $1.14
Apr 10, 2016 $1.14
Apr 17, 2016 $1.14
Apr 24, 2016 $1.14
May 1, 2016 $1.14
May 8, 2016 $1.14
May 15, 2016 $1.14
May 22, 2016 $1.14
May 29, 2016 $1.14
Jun 5, 2016 $1.14
Jun 12, 2016 $1.14
Jun 19, 2016 $1.14
Jun 26, 2016 $1.14
Jul 3, 2016 $1.14
Jul 10, 2016 $1.14
Jul 17, 2016 $1.14
Jul 24, 2016 $1.14
Jul 31, 2016 $1.14
Aug 7, 2016 $1.14
Aug 14, 2016 $1.14
Aug 21, 2016 $1.14
Aug 28, 2016 $1.14
Sep 4, 2016 $1.14
Sep 11, 2016 $1.14
Sep 18, 2016 $1.14
Sep 25, 2016 $1.14
Oct 2, 2016 $1.14
Oct 9, 2016 $1.14
Oct 16, 2016 $1.14
Oct 23, 2016 $1.14
Oct 30, 2016 $1.14
Nov 6, 2016 $1.14
Nov 13, 2016 $1.14
Nov 20, 2016 $1.14
Nov 27, 2016 $1.14
Dec 4, 2016 $1.14
Dec 11, 2016 $1.14
Dec 18, 2016 $1.14
Dec 25, 2016 $1.14
Jan 1, 2017 $1.14
Jan 8, 2017 $1.14
Jan 15, 2017 $1.14
Jan 22, 2017 $1.14
Jan 29, 2017 $1.14
Feb 5, 2017 $1.14
Feb 12, 2017 $1.14
Feb 19, 2017 $1.14
Feb 26, 2017 $1.14
Mar 5, 2017 $1.14
Mar 12, 2017 $1.14
Mar 19, 2017 $1.14
Mar 26, 2017 $1.14
Apr 2, 2017 $1.14
Apr 9, 2017 $1.14
Apr 16, 2017 $1.14
Apr 23, 2017 $1.14
Apr 30, 2017 $1.14
May 7, 2017 $1.14
May 14, 2017 $1.14
May 21, 2017 $1.14
May 28, 2017 $1.14
Jun 4, 2017 $1.14
Jun 11, 2017 $1.14
Jun 18, 2017 $1.14
Jun 25, 2017 $1.14
Jul 2, 2017 $1.14
Jul 9, 2017 $1.14
Jul 16, 2017 $1.14
Jul 23, 2017 $1.14
Jul 30, 2017 $1.14
Aug 6, 2017 $1.14
Aug 13, 2017 $1.14
Aug 20, 2017 $1.14
Aug 27, 2017 $1.14
Sep 3, 2017 $1.14
Sep 10, 2017 $1.14
Sep 17, 2017 $1.14
Sep 24, 2017 $1.14
Oct 1, 2017 $1.14
Oct 8, 2017 $1.14
Oct 15, 2017 $1.14
Oct 22, 2017 $1.14
Oct 29, 2017 $1.14
Nov 5, 2017 $1.14
Nov 12, 2017 $1.14
Nov 19, 2017 $1.14
Nov 26, 2017 $1.14
Dec 3, 2017 $1.14
Dec 10, 2017 $1.14
Dec 17, 2017 $1.14
Dec 24, 2017 $1.14
Dec 31, 2017 $1.14
Jan 7, 2018 $1.14
Jan 14, 2018 $1.14
Jan 21, 2018 $1.14
Jan 28, 2018 $1.14
Feb 4, 2018 $1.14
Feb 11, 2018 $1.14
Feb 18, 2018 $1.14
Feb 25, 2018 $1.14
Mar 4, 2018 $1.14
Mar 11, 2018 $1.14
Mar 18, 2018 $1.14
Mar 25, 2018 $1.14
Apr 1, 2018 $1.14
Apr 8, 2018 $1.14
Apr 15, 2018 $1.14
Apr 22, 2018 $1.14
Apr 29, 2018 $1.14
May 6, 2018 $1.14
May 13, 2018 $1.14
May 20, 2018 $1.14
May 27, 2018 $1.14
Jun 3, 2018 $1.14
Jun 10, 2018 $1.14
Jun 17, 2018 $1.14
Jun 24, 2018 $1.14
Jul 1, 2018 $1.14
Jul 8, 2018 $1.14
Jul 15, 2018 $1.14
Jul 22, 2018 $1.14
Jul 29, 2018 $1.14
Aug 5, 2018 $1.14
Aug 12, 2018 $1.14
Aug 19, 2018 $1.14
Aug 26, 2018 $1.14
Sep 2, 2018 $1.14
Sep 9, 2018 $1.14
Sep 16, 2018 $1.14
Sep 23, 2018 $1.14
Sep 30, 2018 $1.14
Oct 7, 2018 $1.14
Oct 14, 2018 $1.14
Oct 21, 2018 $1.14
Oct 28, 2018 $1.14
Nov 4, 2018 $1.14
Nov 11, 2018 $1.14
Nov 18, 2018 $1.14
Nov 25, 2018 $1.14
Dec 2, 2018 $1.14
Dec 9, 2018 $1.14
Dec 16, 2018 $1.14
Dec 23, 2018 $1.14
Dec 30, 2018 $1.14
Jan 6, 2019 $1.14
Jan 13, 2019 $1.14
Jan 20, 2019 $1.14
Jan 27, 2019 $1.14
Feb 3, 2019 $1.14
Feb 10, 2019 $1.14
Feb 17, 2019 $1.14
Feb 24, 2019 $1.14
Mar 3, 2019 $1.14
Mar 10, 2019 $1.14
Mar 17, 2019 $1.14
Mar 24, 2019 $1.14
Mar 31, 2019 $1.14
Apr 7, 2019 $1.14
Apr 14, 2019 $1.14
Apr 21, 2019 $1.14
Apr 28, 2019 $1.14
May 5, 2019 $1.14
May 12, 2019 $1.14
May 19, 2019 $1.14
May 26, 2019 $1.14
Jun 2, 2019 $1.14
Jun 9, 2019 $1.14
Jun 16, 2019 $1.14
Jun 23, 2019 $1.14
Jun 30, 2019 $1.14
Jul 7, 2019 $1.14
Jul 14, 2019 $1.14
Jul 21, 2019 $1.14
Jul 28, 2019 $1.14
Aug 4, 2019 $1.14
Aug 11, 2019 $1.14
Aug 18, 2019 $1.14
Aug 25, 2019 $1.14
Sep 1, 2019 $1.14
Sep 8, 2019 $1.14
Sep 15, 2019 $1.14
Sep 22, 2019 $1.14
Sep 29, 2019 $1.14
Oct 6, 2019 $1.14
Oct 13, 2019 $1.14
Oct 20, 2019 $1.14
Oct 27, 2019 $1.14
Nov 3, 2019 $1.14
Nov 10, 2019 $1.14
Nov 17, 2019 $1.14
Nov 24, 2019 $1.14
Dec 1, 2019 $1.14
Dec 8, 2019 $1.14
Dec 15, 2019 $1.14
Dec 22, 2019 $1.14
Dec 29, 2019 $1.14
Jan 5, 2020 $1.14
Jan 12, 2020 $1.14
Jan 19, 2020 $1.14
Jan 26, 2020 $1.14
Feb 2, 2020 $1.14
Feb 9, 2020 $1.14
Feb 16, 2020 $1.14
Feb 23, 2020 $1.14
Mar 1, 2020 $1.14
Mar 8, 2020 $1.14
Mar 15, 2020 $1.14
Mar 22, 2020 $33.32

Loading...