Display for my food retail business

Hilda

Nakuru, Kenya

42% repaid

Entrepreneur

Name

Hilda

Member since

January 2015

On-time repayments

16 installments  •  38%

About Me

My childhood was incredible since I had my favourite cousin growing alongside me . I used to love everything that had to do with food, that is cooking and tasting anything that was edible . playtime was full of creativity where I would pretend that I was selling stuff at the marketplace.It was a child hood full of fun and adventure.
I am a diploma holder in the field of Information Techonolgy which I completed in the year2011.
. After My daughter was born, my finances was not enough to take care of her.Her father was also not in employment at the time.The bills and debts were piling and that's when I thought about starting a grocery business with the 30,000 shillings I had saved. Business was not so bad, but I noted that my husband could also do well if he got employed as I worked at the grocery and take care of the baby. I started networking, talking to friends , searching over the internet to be able to secure a job for my husband. All that I did became fruitful when my husband got a job at a petroleum company. Since then I am yet to cover my debts as well as sustain myself and my family.
One of the culture of the people in my land that i admire the most is the traditional ceremonies , where people dress in traditional attires that are colorful and impressive.
During the traditional ceremonies a bull is slaughtered and roasted for a feast.Another unique feature is drinking fermented milk milk which is always stored in a big calabash.
One of my unique pastime hobby is art and design.I enjoy designing any artwork through recyclable materials , such as tins, cans old cloth, papers etc. to create a wonderful artwork which can then be sold for cash.

My Business

The goods I provide are mainly groceries and fresh juices.The reason why the goods are useful is because they have high nutritional value and is highly recommended when one needs a balance diet.I chose this kind of business because the goods are readily available and come in variety and also it is nutritional.My typical costs are transport, labor, storage and packaging of the groceries that I sell.The profits that I get from the business are use for home Improvements and reinvesting to grow the business.i would also use the profits I get for home improvements and also learn and acquire new skills.

Loan Proposal

The loan will be used to buy a display worth $30 to enable my customers to be able to view and select the products of their preference with ease. This display will enable me and my customers save time hence my sales will increase leading to growth of the business. My profit will increase by 1.5%.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Jan 30, 2015

Repayment status

Late

Projected term

3 months

Lenders

AdamP

Sunnyvale, United States

Zidisha

Sterling, United States

P

PHU99

Zwingenberg, Germany

Matching Fund

Sterling, United States

J

jdelaporte

United States

Robert

Sweden

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  • Hilda    Mar 31, 2015

    Hi lenders,
    I thank you once again for this opportunity to talk to you.I was not able to repay the previous two installments due to illness.I wish to assure you that now that am well I will continue with the repayments regularly and even better than before.

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  • Robert    Mar 22, 2015

    Hello Hilda
    All the best in your venture the future is bright with Zidisha

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  • Hilda    Mar 11, 2015

    I am now able to manage my home bills and am hoping that I will be able to invest more in my business as well as make some home improvements

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  • Hilda    Feb 18, 2015

    I am grateful to Zidisha Inc for giving me a chance to become a volunteer mentor in my country and hoping that the effort I will input will go a long way into enabling people to access credit in a very easy way and be able to transform their lives by sticking to on time repayments and using the credit they get wisely. I hope to help my community to know a lot about Zidisha and to take advantage of the facilities ans services they give. Thank you once more.

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  • Hilda    Feb 3, 2015

    Thank alot Zidisha Inc. I was able to purchase a display for my food retail business worth $30 and this has made my work easy especially when my customers are selecting the food or snacks of their choice.They are able to do this easily from the glass display I purchased. This Display has saved me alot of time taken when serving each customer leading to increase in sales. The sales that I get from my business has enabled me pay part of my monthly bills and also purchase books for my child who just started primary school.Thanks alot Zidisha you are my hero!

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  • Simon    Jan 29, 2015

    great business idea all the best

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    • Hilda    Jan 30, 2015

      thanks a lot for the comment and hope to grow from here since it is my first zidisha loan

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