Dry cleaner machine for my laundry service

Stephen

Kigumo, Kenya

63% repaid

Entrepreneur

Name

Stephen

Member since

July 2014

On-time repayments

14 installments  •  50%

About Me

at around 27years ago, i was born in Muturumbi village Gatundu south sub-county in Kiambu county central Kenya region. i was born in a family of five. i.e father, mother, i and two other siblings. after seven years my dad passed away, him been the sole bread winner and there he has passed we had a very hard time because my mother didn't have a formal job. so my mom was forced to start moving from one home to the other in search for casual work to helps in our up keeping. My mom struggled until i was able to join primary school, with the little she got i managed to sit for my primary level exams and passed well. since i did well i was enrolled in secondary school in form one. since the secondary education was so expensive many of the times i was forced to be sent back home for fees. by God's help and well wishers i managed to have my Kenya certificate of secondary education and also i did very well. due to mom's low income and bearing in mind that other sibling are back in school by then, i didn't proceed even though i had grades. since i was and and i am interested in my education i started casual job in order to help mom in paying fees for the others and still deposit for mine to. I really thank God so much for the far He has taken me together with my family and the success we have today is all about Him. Now i have enrolled for a CPA course also the others are in college.

My Business

When i was doing casual work from people's farms and homes i managed to save little that i got after helping my mom on expenses and i managed to buy a small laundry cleaner and it coast 225 USD, a second hard machine. so i started a laundry in our shopping center. At first i didn't have many customers. As time we went on customers started increasing i a way that today am receiving an average of 25 customers daily. many of my customers are males where they bring coats and trouser and also shirts, ladies who come to my shop bring heavy jackets for washing and house curtains. In an average, per day i get 15 suits, 5 shirts and 5 jackets. A suit a customer pays ksh 200(3usd), a jacket is ksh 250 (3.5usd) and shirts they pay ksh 100(1.5usd). My desire is to have a big machine that can hold many clothes and also a dry cleaner machine. I have many customers who keeps on asking the dry cleaner machine due to technology but i am unable to serve them for i don't have dry cleaner machine. I inquired about the new machine and i was told that is coasting at ksh 600,000 (6727usd), the cheapest one. If i get a loan, it will assist me in catering for all my customers and i will also be able to create jobs for other youths who are not employed. Also through the loan i will be able to pay for my school fees on time. I thank the lenders so much for encouraging young youths to start advancing their lives through loans. by this many will get opportunities which in the real sense are not meant to.

Loan Proposal

when i get this loan i will be able to purchase a dry cleaner machine which will improve my business. In this town many customers travel many kilometers to search for this services mostly in bigger towns like kiambu and nairobi. When i get this loan from zindisha together with my savings i will be able to raise the required amount to purchase this machine. for now the fact is that, i have a deficit of 250 dollars and when i get this small loan i will make it to purchase. The following are the benefits that will accompany this machine:
a) The machine will attract many customers and hence give bigger income and this will help in paying of my fees in ease.
b) Due to it demand in this town many customers will turn up therefore demanding more workers an so i will employing many energetic, abled and unemployed youths thus creating job opportunities.
c) Due to good income, i will be able to raise the standard of my family and pay the fees of my siblings in ease.

I request the lenders to fund me because i have tried with my saving but cannot make it, this is because in this country the demand of this machine is going up day after the other and so its price goes up, the longer you take from purchasing the higher the price goes. If i say i will always save until i get enough for buying, i may end up not buying because the price i always raising. Thanks so much for reviewing my proposal and funding me. may God bless you so much.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Aug 27, 2014

Repayment status

Late

Projected term

3 months

Lenders

R

Raabo

Rungsted, Denmark

KYLE LARSON

Little Falls, United States

JimVandegriff

Trinidad, California, United States

B

bopsquod

Seattle, Wa, United States

dlpringle

Denver, United States

Z

zvrk2014

Brookline, MA, United States

Matching Fund

Sterling, United States

A

Ansgar

Australia

L

leumasmc

United States

F

FloridaCandle

United States

CMK71

San Francisco, United States

M

MarkA

United Kingdom

P

Prometheus

Duisburg, Germany

begood

United States

A

adamdreaming

United States

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  • Joseph    Apr 28, 2015

    Hello lenders, I don't know yet what happened to Mr Stephen or where he shifted his business to bit I am still hoping that on of these days I will be able to locate him.
    regards
    Joseph

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  • Joseph    Mar 4, 2015

    Hello lenders, i have been trying to get in touch with mr stephen concerning his repayments but all in vain. i travelled to his town in kimgumo and i located his shop without any problems , the only problem was that the shop was closed down two months ago and none of his neighbours has any information of where he went. I am still trying my best to get any information about him. Bellow are the photos of the shop that i located according to his details in the application.

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  • Joseph    Jan 31, 2015

    Hello zidisha the person i contacted explained to me that he delivered the message to mr stephen but on my side i have not been able to get in touch with him. appologies for the inconviniences but i will keep on trying. i am also planing to visit his place of work soon since i have the directions ,
    Regards
    Joseph

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  • Joseph    Dec 31, 2014

    Hello Zidisha, I have been trying to contact Mr Stephen concerning his late repayments and I have not been lucky to get him.I called some of the listed contacts and they promised to five him the information.
    regards
    Joseph.

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  • Joseph    Nov 19, 2014

    Dear zidisha team iam joseph a vm from kenya , i called mr stephen on friday last week concerning his repayments and he explained that he had been sick for some days and this caused the delay for his repayments , he also explained that now he is okay and he will catch up with the past due soon
    regards
    joseph

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  • Stephen    Oct 4, 2014

    wish to decrease because i got an additional expense as my younger brother was admitted to Gatundu district hospital and am the one who is taking care of all the expenses so what am getting has been taken for the bills has gone higher more than i thought. zindisha group has really improved my live for i bought a dry cleaner machine and my profit doubled but now the devil has seen the improvement i got and he started to do his dirty missions. i just hope that he shall be discharged as soon as possible and i shall resume my loan repayment normally, i appreciate you so much for helping me and my family to improve our lives may my God bless you so much. am so sorry for any inconvenience i have made with my change of loan repayment.

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  • Daniel    Aug 19, 2014

    Our lovely lenders, please pay a visit in my loan Page and see my proposal. Thank you all and God bless you.

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  • John    Aug 18, 2014

    Thank you lenders. Continue helping us. Check my proposal too

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  • John    Aug 18, 2014

    Dear lenders,
    I would love to take this opportunity and thank you for helping us. Please take a moment and visit my page and view my proposal
    Thanks

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  • Ezekiel    Aug 18, 2014

    Thank you lenders. Continue helping us. Check my proposal too

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