16 installments • 75%
I started school my self at Biadan Methodist school in Berekum.
This was because of broken home.
I was helped by one teacher.
By the grace and help of God too, He granted me knowledge and wisdom.
In fact He is my companion and helper in hardship. He has been my only helper and guardian since my childhood. Scholarships and my awards, people's loving and caring, oh he knows why he brought me on this earth, so I do not used to say much about my difficulties. Everyone must know that God is the answer to all problems. I have no child.
I am an employed teacher in Berekum T- Kwarts School Of Excellence.
I am pupils teacher.
I also cultivate vegetables such as pepper, okro and garden eggs .
I wish to add poultry farming and growing of tomatoes in the harmattan season.
Vegetables cropping is very fast for marketing more especially during dry season.
I received Ghc400 every month but due to financial problems at home i can not depend on only that. I have four sisters and three nieces. My father is no more and my mother is now weak.
That is why I chose to add more work to the one I am doing now in order to help my two younger sisters and my three nieces.
I will have to also prepare for my future education further up.
In case I am awarded with the loan, these some of the things I have planned to use it for;
1. I want open a small scale business, MTN Mobile money and credit cards selling.
2. I have pepper farm that I want hire people for them to weed and take care for me.
3. I want to also invest into poultry farming.
4. I want to buy pumping machine that I will use to irrigate my crops during the dry season.
5. I also have siblings and nieces whose education is very important to me.
They are all ladies so if you do not be well equipped financially they indulge in fornication for money and other things.
This will create a very big problem for me since I am the only son of my mother.
So I am preparing for their future.
6. I will have to also upgrade myself to get a stand to hold the hands of other people.
I wish that no one have to suffer or pass through what I have been through.
7. My mother also hire a single room in which we all live.
I have plan to hire another but I also think that I have to keep the money to buy a plot of land.
I stay in a single room with my mum at this era. Can you imagine the situation I am in here and why I am trying to make payments fast and quick?
I am planning all these because I know how difficult and hard my father struggled in life for us.
I need to change the living standards of my family and my love ones.
I am now in for loan but I can tell you if you really help me, I know if the Creator wills and permits, one day you may also need my help.
I will a lender or giver one day I believe.
Please if you find anything strange about me prompt me through my mentors or email me.
You can even call me if possible.
I can not say much : *Too much words can not buy a horse*.
Time will tell.
Apr 8, 2018
Cost to entrepreneur
Service fee: $11.02
Credit risk payment: $22.03
Richard opted to pay $127.12 into the Zidisha Members Loan Fund in return for a higher starting credit limit.