Boda-boda business

Philip

Mombasa, Kenya

100% repaid

Entrepreneur

Name

Philip

Member since

June 2015

On-time repayments

46 installments  •  48%

About Me

My name is Philip born in Kenya in the year 1987 raised by mum in a small village called Kilifi in the coastal region,after my birth my parents Seperated that is why I ended up raised by a single perant.l started schooling in the year 1996 where I used to attend school for only two terms a year that is first and second term only this was as a result of the poverty that is in many communities here in coast region.I used to work as a Shephered in order to get school fees and some money to buy uniforms because my mum was having a hard time since she hard a child born mentally so she could not do any work but to take care of my yanger sister and my step farther was just a local gadener.i grew up as child that had no father but at this time I had not known him I came to know him when I was in class two that time I escaped from my mum and went to my dad.l stayed with dad but when I was in class four my dad died through a road carnage the accident which involved a public vehicle and a tryllor and that is when the really trouble began because I could not go back to my mum and my grandmum was too old to take care of me so I had to servive the hard way but the only way.I managed to finish my primary education in the year 2004 I got 360 marks but no one could take me to secondary school so I decide to learn capentry in a local workshop that is where a good samaritan came took me to form one in day school.when I was in form two the guy passed away then I decided to start boda boda that time there were no motor bike so I used bicycle to ferry passengers as I go to school from Monday to Friday during Wekend I do cycling to raise funds.

My Business

My business is boda boda I started my boda boda business when I was in form two using a biycle but when motorcycles come I shifted.I started my business in the year 2006,till to date am in it since I used it to pay for my tutor and now as my proffesion.this kind of business fall under transport industry where my main service is to carry one person at a time and you charge your client arccoding to the distance covered but the shortest distance is 50 bob.it does well in areas with no any other means of transport except Boda Boda.I love it because it helps me pay for my bills and also I started a grocery through Boda Boda now I want to join college next year to study a diploma in community development so that I can work closely with the community it's my passion.if I get my Zidisha loan I will use it to pay for my college fee so that I can get my higher education which will help me find a better job and realise my dreams after a long struggle.with my diploma I can work in ngos to help the community in service delivery as I work towards developing my carrer so I would be glad to be part of the zidisha lenders in future thankyou.

Loan Proposal

i will use it to boost my business which will help me save more for my education,and help me be come a well established businessman

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$8.00

Date disbursed

Feb 15, 2017

Repayment status

On Time

Projected term

2 months

Lenders

Craig Newmark

United States

Humble Bundle Community

San Francisco, United States

AS

Andreas Schäfer

Basel, Switzerland

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  • Philip    Dec 27, 2019

    Sorry lenders i could not pay my weekly installements due to chrismass arrangements

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  • Philip    Nov 29, 2019

    I used the money to buy small fish for my grocery

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  • Philip    Nov 21, 2019

    Hello my wonderfull lenders thank you for lend little by little i grow

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  • Philip    Jul 27, 2018

    my dashboad cant open the application menue

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  • Philip    Jul 23, 2018

    But i accepted the loan what was left was just disebusement why then am told it expired,i wonder

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  • Philip    Jul 16, 2018

    Hello my lenders thank you onceagain for funding my loan am reall grateful

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  • J    Jul 15, 2018

    Your loan is now fully funded. Please work on your “on-time repayment” score. It’s important to have a high score because such a loan is funded faster by the lenders.

    More info about how this core is calculated can be found here www.zidisha.org/forum-threa...

    Good luck with your business and please keep me posted.

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  • Philip    Jul 14, 2018

    tnx for the assistance i rlly apreciate

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  • Philip    Jul 8, 2018

    The issue was raised since may till now no action has been taken I have decided to pay again but problem is still there am rlly confused.

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  • Philip    Jul 8, 2018

    Iam now clearing my loan twice now kindly retrieve my account

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    • Philip    Jul 8, 2018

      My new job Tuk Tuk rider/driver

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    • Fitri    Jul 23, 2018

      Hi Philip,
      Is that name really Tuk-tuk in Kenya?
      I know that it's name Tuk-tuk in Philipines.
      In Indonesia, it's Bajaj.
      I saw that your loan fully funded by Joost but it was expired.
      I think there were some bug that make some of loan after fully funded and borrower agree to accept the term of the loan and all become expired. Please, try again. Other have face this problem too, you can read it in forum.

      Good luck for you.

      Translated by Google     Show original

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      • Philip    Jul 27, 2018

        hi,kenya we have tuk tuk infact this busiess is doing well here why are yuo wondering

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    • Fitri    Aug 17, 2018

      Hi Philip,
      I'm sorry I just saw your reply today. I don't get email notification when you replied mine.
      Tuk tuk it's the name of this vehicle in Philippine, I thought it will have different name in Kenya, that's all.
      That vehicle only work at Jakarta in Indonesia, I never ride that vehicle.
      Have you try to check your Dasboard again? I saw that few borrower who get notification as you are loan fundraising at now and few of it have their loan fully funded; last week if I'm not wrong.
      Good Luck Philip.

      Translated by Google     Show original

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  • Philip    Jul 8, 2018

    am tired with this

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  • Jason    Jun 9, 2018

    Can't reach him or any of the references

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  • Jason    May 8, 2018

    Philip has payed the loan but its not reflected on his account please help

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  • dave2319    May 7, 2018

    Philip, if you have a problem with your account, please send us a support ticket by going to your dashboard and clicking the Help link.
    Thank you.
    Dave, Volunteer.

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    • Philip    Jun 10, 2018

      What kind of a ticket is it money

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    • Philip    Jul 8, 2018

      I did everything but nothing has beenvdone in fact this issue is stressing me because I have paid twice and still am told that my loan has been paid 38% only so i wonder

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    • Philip    Jul 9, 2018

      I did it already but no responce

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    • Philip    Jul 27, 2018

      hello dave their is another problem

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  • Jason    May 3, 2018

    Saying his account has a technical problem

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  • Philip    Apr 29, 2018

    What is happening to my account guys

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  • Philip    Apr 22, 2018

    hello addmin what is happening to my account i really dont understand

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    • Jason    May 3, 2018

      You are not really committed to make ontime repayment in order to raise your credit limit

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  • Philip    Mar 8, 2018

    and if i may ask,where does this risk payment service fee go?

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