Improvement of cybercafe service business

Bede Tebino

Nairobi, Kenya

55% repaid

Entrepreneur

Name

Bede Tebino

Location

Nairobi, Kenya

On-time repayments

300 weekly installments  •  84%

About Me

I was born into a humble family in the city of Nairobi kenya in January 1980. I was schooled up to high school level when my Dad passed on while I was awaiting to join college. I was thereby forced to look for employment, which I swcured and used the income to pay for my university course (B.com - Finance). I managed to complete it and got a better job as a marketer, whereby 2 years later, the company downsized by retrenching a number of us. It is at this point that I chose to embark on an entrepreneurial journey, carrying out my own business ventures, to date.
I have a son who wishes to be a pilot when he grows up.
In my work environment, I am driven by the resolve of people working odd jobs in an attempt to fulfill their dreams.
My hobby is appreciating nature. I love growing plants and keeping animals, which I do in the village, with an aquarium in my city dwelling.

My Business

My current business is a combination of entertainment and essential service provision.
I sell movies, both new and classic, which I purchase from distributors for resale to clients. Demand for this was realized on seeing that people undergo a lot of stress in modern society and seek an escape such as watching an appealing movie to relieve their stress.
I also charge phones at a fee. With everyone having a smartphone that is always out of charge, I found it essential to provide a secure environment to provide this service.

I am currently running a small cyber cafe, whose demand is growing and prompts me to respond by increasing capacity to satisfy demand.
I see the cyber as an enlightening project within the community as it has got many people interested in computing and / or the internet.

It is for these reasons that I wish to increase capacity by improving on internet speeds, acquiring more CPUs as well as working towards having proper backup power. I am also intending to reinforce our security grills for the premises.

My typical costs are rent, staff wages, stock purchases, electricity bills and general maintenance costs.
Proceeds from the business assist to pay for my sons school fees, as well as helping friends and relatives, as well as children in the village go to school.

I am happy to report that our cyber cafe has been a welcome idea in our community whereby we are able to teach some basic computing to many whom we realise do not know how to use a desktop computer yet own smartphones. We are opening up a whole new world for such, and bringing services closer for others.

Your help once more will be highly appreciated and I promise to put the funds to proper and disciplined use as follows:

a. Purchase two(2) core i3 CPUs @ Ksh. 25,000/=
b. Back up power genset @ Ksh. 20,000/=
c. UPS voltage protection @ Ksh. 10,000/=
d. Other expenses will include branding, advertising, installation of secirity grills, etc.

Thank you in advance as I look forward to your generous consideration.
Have a a good day!

Loan Proposal

My plan for the new loan is first renovate the premises for better efficiency, which will require new fixtures and fittings plus labour and paintwork that I estimate to be in the tune of Ksh. 40,000/=, then I wish to purchase a microkit router for better internet experience @ 7,000/=, also pay for an advertising licence to the county government @ 4,000/=, Rebranding of the premises (external) @ 10,000/=, Increase my Airtel (mobile money agency) float @ 20,000/=,the balance of an estimated 40,000/= will be used to pay for my son's school fees due beginning of September.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,195.25

Date disbursed

Aug 2, 2019

Repayment status

Late

Projected term

27 months

Cost to entrepreneur

Service fee: $53.73

Credit risk payment: $322.39

Lenders

G

GalantnostS

Hong Kong, Hong Kong

E

Errol

Bradenton, FL, United States

sworthington

San Francisco, United States

CaseySampson

Vancouver, Canada

D

dbedell

Brooklyn, United States

Y

yop324

Ottawa, Canada

G

glosoli

Boston, United States

jesuisneil

MATTESON, United States

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

E

erozlum

Istanbul, Turkey

A

Ashbless

Lake Cowichan, Canada

C

cgrumboski

Atlanta, United States

Tilius

Oslo, Norway

KivaTom

Tillamook, Oregon, United States

Silver

Steiermark, Austria

S

soren

Göteborg, Sweden

ErikN

Stockholm, Sweden

P

Puffnstuff

Auckland, New Zealand

B

butterflyspirit

coventry, United Kingdom

C

czeisler

Hochheim, Germany

L

ldron7

Utah, United States

Martin

Manama, Bahrain

F

FaaThailand

Bangkok, Thailand

A

anonymus

Moon, United States

Pere

Barcelona, Spain

S

SamTom

Carindale, Australia

AF

a f

washington, United States

johnandmoliehi

Canton, New York, United States

E

evanglend

Arlington, United States

T

ToddK

Indianapolis, IN, USA, United States

J

JakeA

Wellington, New Zealand

B

Buchbinder

Berlin, Germany

BJ

Brandon Joz

North Carolina, United States

Laurent

Vevey, Switzerland

E

Elisa

Espoo, Finland

O

Orchidx4

Seeleys bay, Canada

C

cflint

Springville, United States

O

OneSummer

Muenster/Westphalia, Germany

B

Bavarian

Bavaria, Germany

airvillepa

Airville, Pennsylvania, United States

BenRump

Washington DC, United States

indeh

London, United Kingdom

andreasol

Bielefeld, Germany

R

RichardH

Manchester, United Kingdom

D

Divergent

Bethesda, United States

Cloudways

Malta, Malta

D

Dadiolafs

Vestmannaeyjar, Iceland

P

Pelle

Ragusa, Italy

J

jzidi

Los Angeles, United States

eastcoastcanuck

Fredericton, Canada

B

BClay

Campbell, United States

R

randy98109

Seattle, United States

ads68

Melbourne, Australia

Christopher

Copenhagen, Denmark

A

Aaron

Zurich, Switzerland

B

Bluejay

Magrath, Canada

OlyRhys

Olympia, United States

E

eboleaga

Mexico City, Mexico

P

Peksa

Espoo, Finland

J

JozefDora

Poprad, Slovakia

J

jackieric

Folsom, CA, United States

M

moneypatch

Heber City, United States

V

Valis

Singapore, Singapore

A

Andy

Berlin, United States

MDILLENB

Aschaffenburg, Germany

C

cardiff

Falls Church, United States

joaoferraz

RINCHOA, Portugal

T

Travtroe

Lanesboro, United States

G

Goldrivermob

Gold River, Canada

D

Don100

Wilton, United States

PulsoJewelry

Los Angeles, United States

Bill2073

Florida, United States

Nadja

Weissach, Germany

dougdo

Seattle, United States

W

WinWinNL

The Hague, Netherlands

gseletko

South Perth, Australia

F

Forfex

Zurich, Switzerland

A

anagnan

BRUXELLES, Belgium

FriendinOregon

Hillsboro, Oregon, United States

R

ronimo

Brussels, Belgium

D

Draka

South park, United States

ibc123

Seattle, United States

O

OrientExpress

Tokyo, Japan

F

Flanderin

Hrusica, Slovenia

Freewolf

Salt Lake City, United States

M

markus61

cologne, Germany

Jamesaubrey

Norman, United States

fransk

Culemborg, Netherlands

C

Clben7

Cincinnati, United States

Namulanda

nairobi, Kenya

A

akshu71

Ottawa, Canada

D

Deback

Denver, United States

W

wiwillia

Milbrae, United States

A

AileenH

United Kingdom

O

osubucks45

United States

J

JeffH

United States

K

kvillantz18

United States

T

tomspalla

United States

P

plhughes

United States

mepster

San Francisco, Ca, United States

chriseyre

Fremont, Ca, United States

R

RonEddy

United States

B

bscent

Hong Kong

J

JEllerby

United Kingdom

W

wesbh89

United States

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

ThomasJosef

Berlin, Germany

S

sarahb

United States

N

Nicolaas

Doha, Qatar

Andrew267

Birmingham, United Kingdom

S

SuzanneD

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

Jansa

Oulu, Finland

S

Sven

Netherlands

E

Erich

Zurich, Switzerland

Dave Bogard

New York, United States

AA

Adam Atlas

Montreal, QC, Canada, Canada

R

Robert

Berlin, Germany

RH

Robby Howell

United States

SMOICE

Berlin, Germany

jtreyes

United States

Kate Courteau

United States

Lou Kaucic

Sanbornton, NH, United States

E

erica

antwerpen, Belgium

Daniel Hammarberg

Gothenburg, Sweden

Max Lettenberger

Madison, WI, United States

Kevin

San Francisco, United States

C

cota

United States

George

Corvallis, Oregon, United States

Jorgen V

Mol, Belgium

ME

Manaal Eisa

Washington DC, United States

TH

tom hd

United Kingdom

MR

Michiel Rauws

San Francisco, Netherlands

Carla

Amsterdam, Netherlands

Pedro R-C

Cambridge, United States

AH

ajay hampapur

United States

Stephan W

Witten, Germany

Ren

Minneapolis/StPaul, United States

The X2AI Team

San Francisco, United States

M

Margaret

United States

JF

J Fister

United States

CP

Colin Pardue

United States

Paul Buchheit

Mountain View, United States

M

Mary

United States

BS

Brooke Schreier Ganz

Mill Valley, California, United States

Joost

Noord Brabant, Netherlands

M

MFarrell2008

United States

alexalexalex

Berlin, Germany

K

Kit

Canada

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