Improvement of cybercafe service business

Bede Tebino

Nairobi, Kenya

51% repaid

Entrepreneur

Name

Bede Tebino

Location

Nairobi, Kenya

On-time repayments

283 weekly installments  •  89%

About Me

I was born into a humble family in the city of Nairobi kenya in January 1980. I was schooled up to high school level when my Dad passed on while I was awaiting to join college. I was thereby forced to look for employment, which I swcured and used the income to pay for my university course (B.com - Finance). I managed to complete it and got a better job as a marketer, whereby 2 years later, the company downsized by retrenching a number of us. It is at this point that I chose to embark on an entrepreneurial journey, carrying out my own business ventures, to date.
I have a son who wishes to be a pilot when he grows up.
In my work environment, I am driven by the resolve of people working odd jobs in an attempt to fulfill their dreams.
My hobby is appreciating nature. I love growing plants and keeping animals, which I do in the village, with an aquarium in my city dwelling.

My Business

My current business is a combination of entertainment and essential service provision.
I sell movies, both new and classic, which I purchase from distributors for resale to clients. Demand for this was realized on seeing that people undergo a lot of stress in modern society and seek an escape such as watching an appealing movie to relieve their stress.
I also charge phones at a fee. With everyone having a smartphone that is always out of charge, I found it essential to provide a secure environment to provide this service.

I am currently running a small cyber cafe, whose demand is growing and prompts me to respond by increasing capacity to satisfy demand.
I see the cyber as an enlightening project within the community as it has got many people interested in computing and / or the internet.

It is for these reasons that I wish to increase capacity by improving on internet speeds, acquiring more CPUs as well as working towards having proper backup power. I am also intending to reinforce our security grills for the premises.

My typical costs are rent, staff wages, stock purchases, electricity bills and general maintenance costs.
Proceeds from the business assist to pay for my sons school fees, as well as helping friends and relatives, as well as children in the village go to school.

I am happy to report that our cyber cafe has been a welcome idea in our community whereby we are able to teach some basic computing to many whom we realise do not know how to use a desktop computer yet own smartphones. We are opening up a whole new world for such, and bringing services closer for others.

Your help once more will be highly appreciated and I promise to put the funds to proper and disciplined use as follows:

a. Purchase two(2) core i3 CPUs @ Ksh. 25,000/=
b. Back up power genset @ Ksh. 20,000/=
c. UPS voltage protection @ Ksh. 10,000/=
d. Other expenses will include branding, advertising, installation of secirity grills, etc.

Thank you in advance as I look forward to your generous consideration.
Have a a good day!

Loan Proposal

My plan for the new loan is first renovate the premises for better efficiency, which will require new fixtures and fittings plus labour and paintwork that I estimate to be in the tune of Ksh. 40,000/=, then I wish to purchase a microkit router for better internet experience @ 7,000/=, also pay for an advertising licence to the county government @ 4,000/=, Rebranding of the premises (external) @ 10,000/=, Increase my Airtel (mobile money agency) float @ 20,000/=,the balance of an estimated 40,000/= will be used to pay for my son's school fees due beginning of September.

Feedback

1

None

None

  • Lucy    Aug 1, 2016

    Very communicative and reliable! :)

    Log in to reply • Share
    • Bede Tebino    Aug 2, 2016

      Thank you madam Lucy. I am glad that I am able to display these positive attributes. I really appreciate your positive input.

      Log in to reply • Share


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Loan Info

Disbursed amount

$1,195.25

Date disbursed

Aug 2, 2019

Repayment status

Late

Projected term

25 months

Cost to entrepreneur

Service fee: 5% of $1,195.25 = $53.73

Credit risk payment: $322.39

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