Electrical products

Ruth

Kitale, Kenya

56% repaid

Entrepreneur

Name

Ruth

Member since

January 2015

On-time repayments

54 installments  •  76%

About Me

My names are Ruth Mwangi I reside in Kitale,Trans Nzoia,Rift valley region in Kenya.I was born in a family of 12 siblings being the fifth-born .I was brought up in a poor family and my parents had to work extra hard to pay our school fees .This made my school life a challenge but I managed to complete primary level and later secondary. My parents could not afford to pay my college fees .I started selling farm products from our small piece of land at the nearby market ,the profit I acquired from this business i helped my parents in paying fees for my younger siblings and I was also able to pay for my college tuition fees I was studying part-time .
In college, I attained a diploma in sales and marketing and I was employed in a company in nakuru town(Simba machinery) as a sales representative. I worked very hard and was promoted to a sales manager.
I started my own business in 2010 from the savings I had saved from my salary. I purchased farm machines ie choppers, posh mills and generators.
I shifted to kitale town because it is an agricultural town and therefore there is high demand of these farm products.
My hobbies are singing, reading, traveling socializing and volunteering,dancing, .

My Business

Planning to add some more stock in my new electrical shop due to risen demand.Am doing fine in my new electrical shop.Thankyou soo much for the continued support.Am kindly requesting for some more funds.soo that i can restock my shop with some products am lacking.Bulbs and clips.Thankyou zidisha.

Loan Proposal

bulbs 50$
extensions40$
balance transport.
This will allow me to improve my business and also be able to satisfy the demand in the area.
My expectation is that my profit will increase by 40%
Thankyou lenders in advance for considering my proposal.

Feedback

1

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Loan Info

Project Type

Classic Loan

Disbursed amount

$90.00

Date disbursed

Feb 8, 2017

Repayment status

Late

Projected term

3 months

Lenders

V

Vidar

Oslo, Norway

Ren

Minneapolis/StPaul, United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

JV

Jose Vidal

New York, United States

Paul Buchheit

Mountain View, United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

A

Anonymous

United States

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  • Victor    Sep 28, 2017

    I have been unable to reach Ruth lately but im doing all the best through the referees she provided and once i get to her i will provide an update

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  • Victor    Aug 10, 2017

    I've advised Ruth to adjust repayments to small amount that she can afford weekly and she has promised to resume repayments

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  • Victor    May 4, 2017

    i talked to Emma to reconsider adjusting her repayment to a low manageable amount so that she can repay swiftly and now she will embark on repayment of the loan

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  • Victor    Mar 11, 2017

    Wishing you all the best in your business. Keep repaying on time and if the amount is too high please adjut to enable you repay swiftly

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  • Emma    Feb 3, 2017

    Hi Ruth :-) Just wondering if you had considered solar? It is particularly useful in rural communities with strong sun :-) Sounds like it would work well with your business, and getting loans would be much easier with zidisha :-)

    All the best with your business. Hope you're well, Emma.

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  • Ruth    Feb 3, 2017

    Thankyou soo much lenders for the great support you've offered me.This will boost me to the next Level.
    I really appreciate.

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  • Ruth    Dec 31, 2016

    I have plans to finish up paying my balance in size of 500.

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  • Ruth    Dec 8, 2016

    It's end month.I have soo many bills to pay.that's why the adjustment

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  • Ruth    Nov 27, 2016

    I need a change.

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  • Ruth    Oct 29, 2016

    Business better this week

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  • Ruth    Oct 22, 2016

    This week has been tough on me.sales went low but next week will be better.

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  • Ruth    Sep 19, 2016

    Thankyou zidisha.i got the money.blessings.doing purchases today.will send photos soon.

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  • Ruth    Sep 16, 2016

    Thankyou paul Buchheit for your kindness.Am greatful.keep up the spirit.looking forward to becoming a lender likeyou someday.

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  • Victor    Sep 15, 2016

    Wishing you all the best in your business Ruth. Grow with zidisha

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    • Ruth    Sep 16, 2016

      Thankyou Victor for being soo helpful.
      Am waiting for disbursement of the funds am greatful to all lenders.

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  • Ruth    Sep 15, 2016

    Hallo zidisha.If you give me this money I will buy some energy saver bulbs.Many varieties of then.Affodable to people around me.I have opened a shop where I can help supply the bulbs to the community in a certain village in nakuru.There is a programme of rural electrification by our government and I thought it wise to make sure I supply quality accessories to the customers. Thanks so much to the lender who has funded me.

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  • Ruth    Sep 30, 2015

    Zidisha team.Why am i treated like a new member?

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  • Elizabeth    Sep 15, 2015

    hi,congratulations for repaying your loan,Zidisha family will automatically lend you ,Good i wish you the very best in your Business
    regards liz

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  • Ruth    Sep 10, 2015

    Thankyou lenders for bearing with me.i was late by a month n am soo sorry.i promise not to repeat the mistake.

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  • Ruth    Sep 4, 2015

    Hi lenders.am still working things out.almost there.
    I was to enrol my younger brother to the university and unfortunately my younger sister fell sick n had to undergo an operation..I got soo confused at some point but i thank God this things are over am now back and am hoping we i will still get your support.am always thankful
    Thanks to david n the team for encouragement.

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  • David    Aug 1, 2015

    Hi lenders,
    About Mwangi I called her and she explained to me about a few hitches she has gone through that made her fell into arrears. Fortunately she promised to clear the arrears the soonest.
    Will still call her to find out and get back to you immediately.

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