Electrification

Ngwata

Kitwe, Zambia

100% repaid

Entrepreneur

Name

Ngwata

Member since

May 2017

On-time repayments

191 installments  •  82%

About Me

Am Ngwata Phiri born in Lusaka Zambia.
Started my primary school at Chalimbana in Lusaka. Then to Chilenje Primary School and later to Woodlands Primary School. Where I completed my primary education. Went to Kabulonga Boys Secondary School for my GEC certificate.
Did my tertiary education at Zambia Institute of Technology where I did Computer studies.
I also hold a certificate in psychosocial counselling.

My Business

Currently trying to run a Business Center. I need to finish the building and furnish it with the equipment needed to run the business. I have broken it into 4 phases
Phase 1.) Foundation, Superstructure, Roofing, Floor and Septic tank. Total cost about $2,300 (Completed)
Phase 2.) Plastering walls, Doorframes and doors, Window frames and Window panes, Painting. Total cost $2,000 (More than half has been done)
Phase 3.) Toilets, Verandah (Roofing, Pillars, Electrical wiring, Tiles) Total cost about $250. (Roofing, Electrical wiring and pillars done)
Phase 4.) Electricity connection to power grid, Equipment (Photocopier, Laminator, 2 Secondhand desktops, 2 Tables, 4 Secondhand chairs) Total cost about $1,000 (Electricity connected secondhand photocopier purchased, secondhand PC purchased)
Total remaining cost for the project is about $1,000
When I get the next loan I hope to finish phase 2 and phase 3.

I plan to help the youths in the area in the way of motivating them to make something of their lives and have computer games as way of teaching and recreation. There is not much in the way of creation and role-models here.

Loan Proposal

I want to bring power to the building, improve security by installing secure grill doors and install burglar bars on windows.

- Secure doors K 1850
- Electricity connection K2500
- Burglar bars and window panes K800
- Works on verandah K1500
- Labour K1500

Total K7500

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$737.00

Date disbursed

Jan 8, 2018

Repayment status

On Time

Projected term

18 months

Lenders

Brian

Midhurst, Canada

CaseySampson

Vancouver, Canada

investor

Candiac, Canada

jesuisneil

MATTESON, United States

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

ErikN

Stockholm, Sweden

R

Rotterdammer

Rotterdam, Netherlands

T

Tec69200

Jacksonville, United States

Ambrose

Calgary, Canada

J

jkwilson

Winona, United States

T

ToddK

Indianapolis, IN, USA, United States

H

HappythroughHelp

Torrance, United States

MindMuse

Talking Rock, United States

J

Jessica

Patagonia, Argentina

Y

Yasha

Beer Sheva, Israel

4

42Theo

London, United Kingdom

A

AlexCheng

Seattle, United States

B

briansedz

Canton, Ohio, United States

Tavin

Ottawa, Canada

C

chrisherron

Chicago, United States

indeh

London, United Kingdom

gbnbca

Janeville, Canada

J

JandC

Watsonville, United States

Cloudways

Malta, Malta

D

Dadiolafs

Vestmannaeyjar, Iceland

Ellwood

Richelieu, France

D

danderson1953

Plainsboro, United States

P

PhilACK

Brampton, Canada

pentatonicscale

Niiza-shi, Japan

L

loistf

Madrid, Spain

McJulio

New Jersey, United States

Hype1

Ashburn VA, United States

Christopher

Copenhagen, Denmark

swendl

Iowa, United States

F

FuzzyHat

London, Canada

C

CheapThrills

Liminka, Finland

hugomesser

Blokker, Netherlands

rhagen

New York, United States

Gordons28

Santa Monica, United States

nmatpt

Lisboa, Portugal

W

Winniether

Rochester, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

Marod

Edmonton, Canada

D

Don100

Wilton, United States

isabelv

Barcelona, Spain, Sweden

U

urtica

Moscow, United States

P

Pavane

Kungsbacka, Sweden

JOKer

Weisendorf, Germany

A

Anonymous

United Kingdom

H

Habroukema

Austin, United States

xtrahardware

Cazenovia, United States

E

Esseni

Cincinnati, United States

R

rosebo

Bend, United States

G

Gdrvasc

Frederick, United States

C

Clben7

Cincinnati, United States

D

dj9812

United States

Shemuel

New Jersey, United States

M

Mullagh

United Kingdom

R

rossgarlick

United States

B

benlenarts

Netherlands

D

DandS

United States

J

jay12

Germany

S

sjoerd

Netherlands

B

bugdaniel

Switzerland

bb4dogs

United States

joshuacollinson

Vienna, Austria

Insomnus

Cheltenham, United Kingdom

A

ajayhk

San Jose, United States

smastermind

Jerusalem, Israel

J

jsbisa

New Orleans, Louisiana, United States

B

bscent

Hong Kong

Scangaid

Pittsburgh, United States

V

vbud

United States

H

HLCharityFund

United Kingdom

A

Akowal

United States

T

Tim47

United States

S

satheajay

United States

C

cocolo

United States

Andrew267

Birmingham, United Kingdom

S

Stephan

Netherlands

JL

Joao Leal

United Kingdom

KM

Kirsty M

United Kingdom

MY

Moe Yoshioka

United States

A

AER

Germany

Elias

Ulm, Germany

W

Wade

United States

Jake Badger

Roskilde, Denmark

H

Hakon

Drammen, Norway

Max Lettenberger

Madison, WI, United States

KL

Kevin Law

United States

Kevin

San Francisco, United States

ME

Manaal Eisa

Washington DC, United States

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

Pedro R-C

Cambridge, United States

Martin Nielsen

Aarhus, Denmark

M

Mart

United Kingdom

P

Peter

Bratislava, Slovakia

Christopher Hey

Sudbury, Canada

Cliff

United States

SH

Steven Huntington

London, United Kingdom

DM

Dritan Muneka

United States

Thomas

Sweden, Sweden

Gabriel Fenili

Santo André, Brazil

LD

Luã de Souza

Sydney, Brazil

DL

Dunja Lazic

United States

KE

Karen Epolito

Syracuse, NY, United States

YV

Yuri Vanin

United States

I

isaac

United Kingdom

KK

karl kerksiek

United States

MB

Mark Blatter

United States

L

LuZi44

Basel, Switzerland

Jes-c

United States

RG

Ravi Gadad

United States

Bill Ballew

Kansas City, Missouri, United States

RC

Roy Chicky Arad

tel aviv, Israel, Israel

JA

Jan Andresen

Hamburg, Germany

ED

em degu

United States

Sinan Taifour

Munich, Germany, Germany

Benjamin Kniaz

Boston, United States

Andrea

Rome, Italy

C

CaroH

Germany

LM

Li Morgan

Exeter, United Kingdom

Katie

United States

JV

Jose Vidal

New York, United States

Donald

United States

V

Veronica

United States

K

Kyle

Durban, United Kingdom

HCPSPIRIT

Helsinki, Finland

DW

David Westmoreland

Colorado Springs, Colorado, United States

TK

Thomas Kramer

Canal Winchester, United States

ED

Eunan Doherty

donegal ireland, Ireland

R

Raffins

United States

Menno

Adelaide, Australia

TB

Tim Barrett

United States

Alex

Ohio, United States

MM

Mike McGary

United States

WC

Walter Clarke

Phoenix, United States

CY

Carly Yoshida

United States

L

Liam

New Zealand

CA

Carles Alcolea

Barcelona, Spain

Paul Buchheit

Mountain View, United States

Bryce Bow

Bloomington, In, United States

Jane

Ontario, Canada

TL

Tao Luo

United States

S

Sarah

Arlington, United States

BN

Bence Nagy

Czech Republic

Nethanel Kohen

NYC, United States

daniel

maryborough, Australia

HB

Hugo Boss

United Kingdom

MR

Micky Richards

United Kingdom

SS

Sam Smith

United States

EB

Elijah Bialik

United States

Darren Jeppson

Denver, Colorado, United States

H

Haley

United States

sbdoc

Reno, United States

AA

Andrew and Kim

Nashville, TN, United States

Metalfreund

Berlin, Germany

P

Paul

Germany

J

JB

Germany

MH

Matt Hodges

United Kingdom

Marcelo De Polli

São Paulo, Brazil

CH

Christian Holck

United Kingdom

TD

Tim Duthie

United Kingdom

JK

Janardan Kelkar

Atlanta, United States

Remo

Switzerland

Amanda

United States

K

karin

Germany

Ask Ngwata a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Ngwata    Apr 12, 2021

    Business is at a stand still. Right now it is difficult to make instalment payments

    Log in to reply • Share
  • Mogarn    Mar 11, 2021

    I called him and he said that he will repay his loan in the next 2 weeks

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  • Loveness    Jan 30, 2021

    I have talked to Mr phiri and he has said he is committed except he has challenges due to covid19 business has been very slow.

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  • Ngwata    Jan 14, 2021

    Things are getting tougher.
    Even this will be a stretch.

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  • Ngwata    Dec 3, 2020

    Things are still hard. It is almost impossible to make a living

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  • Ngwata    Oct 23, 2020

    Business has not been good, in fact there has not been any business at all.
    I pray that things will change and soon

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  • Ngwata    Sep 2, 2020

    Dear Lender,
    Am sorry for adjusting payments. The situation is very difficult now.
    Business is at standstill. When business is better I will make better repayments

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  • Ngwata    Jul 16, 2020

    Business situation still very bad. Am doing all I can to get to normal.
    There is no business activity

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  • Ngwata    Jun 1, 2020

    Hello Lender,
    Business and everything is more or less at a standstill. All my sources of revenue have dried up.
    Sorry about not repaying back as planned

    Log in to reply • Share
  • Ngwata    Apr 13, 2020

    Dear lender,
    Am sorry to report this.
    All my income sources have dried up.
    They have been shut till the epidemic
    Is over

    Log in to reply • Share
  • Ngwata    Mar 3, 2020

    The recovery has been very slow and hard. I trying to get back on track. I think I WILL

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  • Ngwata    Jan 16, 2020

    Things are really terrible. Power outage is having an untold toll on businesses. Power outage of 15 hours a day. Power only comes on at night, midnight to early hours of the morning.

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  • Ngwata    Nov 23, 2019

    These power outages are killing businesses.
    I really hope and pray things change soon

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  • Ngwata    Nov 6, 2019

    Dear Ru,
    I pray you and family are okay.
    Things here are not so good. We have power outages of about 15 hours a day. This is posing a challenge, but am pressing on and am going to meet my obligations

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  • Ngwata    Oct 28, 2019

    Dear Ru,
    Thank you for funding my loan. This will go a long way to completing the project.
    As you may have read my application, am building a structure from scratch, this has not been easy.
    Thank you for the confidence shown.

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  • Ngwata    Sep 26, 2019

    Purchased secondhand photocopier

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  • Ngwata    Sep 26, 2019

    purchased second hand PC

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  • Ngwata    Aug 7, 2019

    Dear Lenders,
    Thank you for your help. Last loan fully paid but the project continues.
    Once again a big thank you

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  • Ngwata    Aug 7, 2019

    Power is in and painting has started

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  • Ngwata    Jan 12, 2019

    Dear Lenders,
    The problem was rectified on the 11th and I made a payment of ZMK200 yesterday on the we th.

    Kind Regards
    Ngwata

    Log in to reply • Share


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