Adding a high-yield dairy cow
Emmy
Burgei Village, Rongai., Kenya
100% repaid
Entrepreneur
Name
Emmy
Member since
June 2013
On-time repayments
339 installments • 84%
About Me
I am Emmy, married with two children. I live in Burgei village, rongai in Nakuru. I am a secretary by profession where i work in a secondary school.
I hold Diploma in Business Management, Certificate in Secretarial and Computer studies.
Despite the monthly salary I earn it could not cater for my needs therefore I engaged in farming where i majorly deal with dairy cows.
Indeed the project has really assisted my family but much has not been exploited due to lack of enough funds to widen the scope.
My Business
I have 3 dairy cows with some heifers. Each cow I milk approximately 8/9 litres in the morning thus giving the total of 24 litres @27shs (though the prices keep on fluctuating.) I therefore earn Ksh648 on the lower side x30days=19440.
After deductions of the expenses incurred for treatment, and feeds the profit is about Ksh. 10,000.
Diseases e.g East coast Fever which is common in our place is a serious drawback of this business despite the cost of treatment which is costly sometimes it leads to the death of a cow. Also fluctuation of price of milk is a very serious challenge since one cannot plan ahead or budget for the income expected.
Thirdly, drought normally affects the dairy cattle since there production becomes low hence need for enough storage of food to cub the problem.
Since the project has not been exploited well due to funds i therefore request for funds in order to do it to the fullest by using a zero grazing method which is normally very productive.
I will therefore use the funds to construct the structure for the 3 dairy cows and employ someone to assist me in achieving my set goal which I believe it will be highly achieved.
Loan Proposal
Having done livestock farming for some years, I wish to upgrade my dairy cows. I therefore wish to buy high yield dairy cow costing between Ksh 150,000 - 170,000. Though it will be expensive in maintaining but I will do it since it will give me good returns.
Feedback
Positive
11
Neutral
None
Negative
1
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,590.00
Date disbursed
Sep 17, 2018
Repayment status
On Time
Projected term
22 months
Other loans
Lenders
Jeruslem, Israel
Oslo, Norway
United States
Devon, United Kingdom
United Kingdom
Germany
United States
United States
רעננה, Israel
United States
Germany
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Summary
Amount repaid
$1,591.00
Amount remaining
$0.00
Date repaid
May 25, 2020
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Sep 29, 2018 | $46.32 | Oct 2, 2018 | $46.32 |
| Oct 6, 2018 | $32.52 | Oct 2, 2018 | $32.52 |
| Oct 13, 2018 | $19.71 | Nov 8, 2018 | $19.71 |
| Oct 20, 2018 | $19.71 | Nov 8, 2018 | $19.71 |
| Oct 27, 2018 | $19.71 | Nov 8, 2018 | $19.71 |
| Nov 3, 2018 | $19.71 | Nov 8, 2018 | $19.71 |
| Nov 10, 2018 | $19.71 | Nov 8, 2018 | $19.71 |
| Nov 17, 2018 | $46.32 | Dec 11, 2018 | $46.32 |
| Nov 24, 2018 | $46.32 | Dec 11, 2018 | $46.32 |
| Dec 1, 2018 | $5.91 | Dec 11, 2018 | $5.91 |
| Dec 8, 2018 | $0.00 | ||
| Dec 15, 2018 | $0.00 | ||
| Dec 22, 2018 | $0.00 | ||
| Dec 29, 2018 | $19.71 | Feb 8, 2019 | $19.71 |
| Jan 5, 2019 | $19.71 | Feb 8, 2019 | $19.71 |
| Jan 12, 2019 | $19.71 | Feb 8, 2019 | $19.71 |
| Jan 19, 2019 | $19.71 | Feb 8, 2019 | $19.71 |
| Jan 26, 2019 | $19.71 | Feb 8, 2019 | $19.71 |
| Feb 2, 2019 | $46.32 | Feb 8, 2019 | $19.71 |
| Feb 21, 2019 | $26.61 | ||
| Feb 9, 2019 | $46.32 | Feb 21, 2019 | $15.77 |
| Feb 28, 2019 | $30.55 | ||
| Feb 16, 2019 | $46.32 | Feb 28, 2019 | $18.72 |
| Mar 23, 2019 | $27.59 | ||
| Feb 23, 2019 | $29.56 | Mar 23, 2019 | $29.56 |
| Mar 2, 2019 | $0.00 | ||
| Mar 9, 2019 | $0.00 | ||
| Mar 16, 2019 | $0.00 | ||
| Mar 23, 2019 | $0.00 | ||
| Mar 30, 2019 | $9.85 | Apr 1, 2019 | $9.85 |
| Apr 6, 2019 | $9.85 | Apr 1, 2019 | $9.85 |
| Apr 13, 2019 | $9.85 | Apr 1, 2019 | $9.85 |
| Apr 20, 2019 | $9.85 | Apr 1, 2019 | $9.85 |
| Apr 27, 2019 | $9.85 | Apr 1, 2019 | $9.85 |
| May 4, 2019 | $46.32 | Apr 1, 2019 | $4.93 |
| May 7, 2019 | $41.39 | ||
| May 11, 2019 | $46.32 | May 7, 2019 | $0.99 |
| May 16, 2019 | $45.33 | ||
| May 18, 2019 | $46.32 | May 16, 2019 | $10.84 |
| May 24, 2019 | $35.48 | ||
| May 25, 2019 | $3.94 | May 24, 2019 | $3.94 |
| Jun 1, 2019 | $14.78 | Jun 10, 2019 | $14.78 |
| Jun 8, 2019 | $14.78 | Jun 10, 2019 | $4.93 |
| Jun 24, 2019 | $9.85 | ||
| Jun 15, 2019 | $14.78 | Jun 24, 2019 | $5.91 |
| Jul 10, 2019 | $8.87 | ||
| Jun 22, 2019 | $14.78 | Jul 10, 2019 | $0.99 |
| Jul 23, 2019 | $13.80 | ||
| Jun 29, 2019 | $14.78 | Jul 23, 2019 | $14.78 |
| Jul 6, 2019 | $46.32 | Jul 23, 2019 | $46.32 |
| Jul 13, 2019 | $46.32 | Jul 23, 2019 | $23.65 |
| Jul 31, 2019 | $22.66 | ||
| Jul 20, 2019 | $46.32 | Jul 31, 2019 | $46.32 |
| Jul 27, 2019 | $20.69 | Jul 31, 2019 | $20.69 |
| Aug 3, 2019 | $14.78 | Aug 6, 2019 | $7.88 |
| Aug 12, 2019 | $6.90 | ||
| Aug 10, 2019 | $14.78 | Aug 12, 2019 | $14.78 |
| Aug 17, 2019 | $14.78 | Aug 12, 2019 | $14.78 |
| Aug 24, 2019 | $14.78 | Aug 12, 2019 | $2.96 |
| Aug 26, 2019 | $11.83 | ||
| Aug 31, 2019 | $14.78 | Aug 26, 2019 | $5.91 |
| Sep 2, 2019 | $8.87 | ||
| Sep 7, 2019 | $30.55 | Sep 2, 2019 | $10.84 |
| Sep 9, 2019 | $19.71 | ||
| Sep 14, 2019 | $4.93 | Sep 17, 2019 | $4.93 |
| Sep 21, 2019 | $4.93 | Sep 17, 2019 | $4.93 |
| Sep 28, 2019 | $4.93 | Sep 30, 2019 | $4.93 |
| Oct 5, 2019 | $4.93 | Oct 3, 2019 | $4.93 |
| Oct 12, 2019 | $4.93 | Oct 3, 2019 | $4.93 |
| Oct 19, 2019 | $4.93 | Oct 22, 2019 | $4.93 |
| Oct 26, 2019 | $4.93 | Oct 22, 2019 | $4.93 |
| Nov 2, 2019 | $4.93 | Oct 22, 2019 | $4.93 |
| Nov 9, 2019 | $4.93 | Nov 13, 2019 | $4.93 |
| Nov 16, 2019 | $4.93 | Nov 13, 2019 | $4.93 |
| Nov 23, 2019 | $4.93 | Nov 25, 2019 | $4.93 |
| Nov 30, 2019 | $4.93 | Nov 25, 2019 | $4.93 |
| Dec 7, 2019 | $4.93 | Nov 25, 2019 | $4.93 |
| Dec 14, 2019 | $4.93 | Dec 18, 2019 | $1.48 |
| Dec 21, 2019 | $3.45 | ||
| Dec 21, 2019 | $4.93 | Dec 21, 2019 | $4.93 |
| Dec 28, 2019 | $16.26 | Dec 21, 2019 | $6.41 |
| Jan 3, 2020 | $9.85 | ||
| Jan 4, 2020 | $4.93 | Jan 8, 2020 | $4.93 |
| Jan 11, 2020 | $4.93 | Jan 8, 2020 | $4.93 |
| Jan 18, 2020 | $4.93 | Jan 21, 2020 | $4.93 |
| Jan 25, 2020 | $4.93 | Jan 21, 2020 | $4.93 |
| Feb 1, 2020 | $0.00 | ||
| Feb 8, 2020 | $0.00 | ||
| Feb 15, 2020 | $4.93 | Feb 11, 2020 | $4.93 |
| Feb 22, 2020 | $4.93 | Feb 11, 2020 | $4.93 |
| Feb 29, 2020 | $4.93 | Feb 11, 2020 | $4.93 |
| Mar 7, 2020 | $4.93 | Mar 6, 2020 | $4.93 |
| Mar 14, 2020 | $4.93 | Mar 6, 2020 | $4.93 |
| Mar 21, 2020 | $34.49 | Mar 6, 2020 | $4.93 |
| Mar 24, 2020 | $29.56 | ||
| Mar 28, 2020 | $2.96 | Mar 31, 2020 | $2.96 |
| Apr 4, 2020 | $2.96 | Apr 5, 2020 | $2.96 |
| Apr 11, 2020 | $2.96 | Apr 5, 2020 | $2.96 |
| Apr 18, 2020 | $2.96 | Apr 5, 2020 | $2.96 |
| Apr 25, 2020 | $2.96 | Apr 5, 2020 | $0.99 |
| Apr 27, 2020 | $1.97 | ||
| May 2, 2020 | $45.33 | Apr 27, 2020 | $7.88 |
| May 1, 2020 | $37.45 | ||
| May 9, 2020 | $4.94 | May 12, 2020 | $4.94 |
| May 16, 2020 | $4.94 | May 12, 2020 | $4.94 |
| May 23, 2020 | $4.94 | May 12, 2020 | $4.94 |
| May 30, 2020 | $4.94 | May 12, 2020 | $2.43 |
| May 25, 2020 | $2.50 | ||
| Jun 6, 2020 | $4.94 | May 25, 2020 | $4.94 |
| Jun 13, 2020 | $46.32 | May 25, 2020 | $46.32 |
| Jun 20, 2020 | $46.32 | May 25, 2020 | $46.32 |
| Jun 27, 2020 | $46.32 | May 25, 2020 | $46.32 |
| Jul 4, 2020 | $46.32 | May 25, 2020 | $46.32 |
| Jul 11, 2020 | $46.32 | May 25, 2020 | $46.32 |
| Jul 18, 2020 | $32.50 | May 25, 2020 | $32.50 |
Anonymous Jan 1, 2024
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