Enlargement and marketing of african catfish

Nur Hamzah

Makassar, Indonesia

100% repaid

Entrepreneur

Name

Nur Hamzah

Member since

September 2015

On-time repayments

24 installments  •  42%

About Me

Bone, 23 July 1990, I was born in a small village named torakkala, was born without his father and his beloved mother made me have to bear the burdens of life that is extraordinary. the struggle for the struggle to do a mother to feed her child that she loved. although it can not feel how wonderful the love of a father I still feel proud of my state, and the life of orphans is not a reason for me not to live successful, but it is my biggest motivation to prove to the world that I was able to stand on its own feet.____      long lived alone with his beloved mother apparently god wills. My mother met a man who became her soul mate until now. happy to see his beloved mother got a companion who had been expecting him, but my condition should also be filled with grief, weeping same time because I had to part with his beloved mother and a new father. then I have to go to the city together with my aunt to study in primary school, his pass in the city of Makassar. large distances make me and my beloved parents rarely met.__  __       living together with other people it feels very different life with loving parents, even though it was still a close family member. live away from your parents made me be more independent, stronger mentally and certainly other experiences that are difficult to express.____      elementary school years passed, I decided to go back into the village extend the middle school level. atmosphere much different from previous conditions. This is the place my parents returned struggling to survive. more regular school but to defend education, I sometimes have their own to seek costs, construction workers, farm laborers all I had gone through, for the sake of an education.____         Such is the course of my life to finish high school in 2009 did not end there, I had to think to go back to college frequency. of building workers' wages can I sign up to one of the universities in Makassar. although eventually have foundered amid street a few years after college. and out of the company I have ever experienced since college, after leaving school with no status expires, there I decided a very tough choice, decided to become an entrepreneur.____        starting from the sales of watches around 2011, then a service call, then buying and selling used electronic goods. which made me feel that my mental strength to strength to become a businessman, saw the potential of existing natural areas, I, I gradually switched to fishing business which continues today. The last few months I've been in design of a company engaged in the manufacture of fish feed and organic fertilizer.____      to meet the needs of my funds are also trying to collect money from salary as surveyor at one of the company's board of survey. My biggest dream of business that I run result is a happy people closest to me, especially his beloved mother, partly for business development.

My Business

1. sources of income__sources of income that will be used for the payment of loans derived from catfish business profits and salaries from survey institutes, where the results of the efforts of African catfish can be accepted every 4 months amounted to 8,000,000 IDR and received monthly salary amounted to 2,400,000 IDR.____2. type of business__ the fishing effort because the potential is increasingly becoming one of the basic needs of society in general, which I named business enterprises LELE HAB, which is engaged in the enlargement and marketing of African catfish.__ needs of the fresh fish that is constantly increasing, especially in urban areas and densely populated areas makes me motivated to develop this business,____3. The reason for the development of enterprises__ the more expensive salt water fish made of freshwater fish are increasingly in demand, especially fish of African catfish because resilience physically stronger than other freshwater fish and more fresh, evident from the survey that I've ever done in one fishmonger African catfish that focus on sales, within a week he can sell an average of 2 tons of catfish live.____4. The reason for choosing organic catfish__ catfish quality is highly dependent on feed given. Other farmers generally rely on the manufacturer of feed or feed made by big industry, while I rely on organic feed or natural. Industrial expensive feed prices make African catfish fish prices also expensive, besides physical endurance catfish feed manufacturers use is easier to die than those using organic feed, or feed homemade.____5. profits__ No gains on the feed that I gave, I can reduce feed costs by up to 30% compared to using the feed industry.__ My advantages compared to other catfish farmers are on a marketing system that I run and feed relatively cheaper because homemade.__jaringn business and experience of survey institutions make marketing system I manage better, plus economics in college.____6.Risks__ The main risk faced by existing weather conditions. where in the dry season there are some areas experiencing water shortages. so that necessary preparations in anticipation of drought conditions. one of which reserve land acquisition area water conditions are good.__moreover, transportation an obstacle that I face because I have not had a car transporting fish. African catfish so prices are relatively cheap when buyers come directly to the place of harvest than buyers ushered into place.__ __7. The monthly fees and total revenue__ initial capital / 5,000,000 IDR 4 months__ harvest 1 ton @ 13,000 IDR 13,000,000 IDR =__ -profit 13,000,000 IDR 5,000,000 IDR 8,000,000 IDR =__ __ the average monthly income of 2,000,000 IDR

Loan Proposal

1. The loan that I can I will use for the purchase of equipment and operational costs.____details of fixtures and equipment to be purchased____seed (6,000 @ 200) 1,200.000 IDR__organic feed 1,200,000 IDR__revamping pool 500,000 IDR__pool supplies 500,000 IDR__labor 600,000 IDR__ electricity 200,000 IDR__unexpected costs 500,000 IDR____I need a capital of 5,000,000 IDR while I have the money of 2,300,000 IDR so I begged funding of 2,700,000 IDR__ __2. personal gain and for others__-can create jobs for themselves and future targets could__ creating jobs for others__-Give a good example for the unemployed to be more creative in finding business opportunities__-Is willing to train the unemployed who want to come to work together in the effort of African catfish__-surrounding communities making them easier to get fresh fish is relatively cheaper and quality__-10% Of the profits are used for social purposes,__making them easier super market and modern market to get the fish of African catfish with the best quality and the price is relatively cheap____3. The estimate is calculated based on experience and under normal conditions.__there are some things that can make the target is missed, including__- Weather conditions, rain water greatly affect the survival of catfish, where the torrential rain, the development of African catfish fishing the slower, but on the other hand, the better water availability,__-QUALITY water, water conditions have a stable PH can reduce mortality in African catfish fish seed.__-QUALITY feed, the quality of feed given the increasingly rapid growth,__- Stocking densities, this condition can also affect the growth of African catfish, the more dense the number the better the importance of feed guaranteed, but if the feed is not guaranteed as needed then would devour each other catfish____profit forecast for 4 months__an initial capital of 5,000,000 IDR__sales target 13,000,000 IDR__profit 13,000,000 IDR-5,000,000 IDR =8,000,000 IDR / 4 months__ 2,000,000 IDR / month__the profit to be gained in a month amounted to 2,000,000 IDR

Show original Bahasa Indonesia  

About Me

Bone, 23 July 1990, I was born in a small village named torakkala, was born without his father and his beloved mother made me have to bear the burdens of life that is extraordinary. the struggle for the struggle to do a mother to feed her child that she loved. although it can not feel how wonderful the love of a father I still feel proud of my state, and the life of orphans is not a reason for me not to live successful, but it is my biggest motivation to prove to the world that I was able to stand on its own feet.

      long lived alone with his beloved mother apparently god wills. My mother met a man who became her soul mate until now. happy to see his beloved mother got a companion who had been expecting him, but my condition should also be filled with grief, weeping same time because I had to part with his beloved mother and a new father. then I have to go to the city together with my aunt to study in primary school, his pass in the city of Makassar. large distances make me and my beloved parents rarely met.
  
       living together with other people it feels very different life with loving parents, even though it was still a close family member. live away from your parents made me be more independent, stronger mentally and certainly other experiences that are difficult to express.

      elementary school years passed, I decided to go back into the village extend the middle school level. atmosphere much different from previous conditions. This is the place my parents returned struggling to survive. more regular school but to defend education, I sometimes have their own to seek costs, construction workers, farm laborers all I had gone through, for the sake of an education.

         Such is the course of my life to finish high school in 2009 did not end there, I had to think to go back to college frequency. of building workers' wages can I sign up to one of the universities in Makassar. although eventually have foundered amid street a few years after college. and out of the company I have ever experienced since college, after leaving school with no status expires, there I decided a very tough choice, decided to become an entrepreneur.

        starting from the sales of watches around 2011, then a service call, then buying and selling used electronic goods. which made me feel that my mental strength to strength to become a businessman, saw the potential of existing natural areas, I, I gradually switched to fishing business which continues today. The last few months I've been in design of a company engaged in the manufacture of fish feed and organic fertilizer.

      to meet the needs of my funds are also trying to collect money from salary as surveyor at one of the company's board of survey. My biggest dream of business that I run result is a happy people closest to me, especially his beloved mother, partly for business development.

My Business

1. sources of income
sources of income that will be used for the payment of loans derived from catfish business profits and salaries from survey institutes, where the results of the efforts of African catfish can be accepted every 4 months amounted to 8,000,000 IDR and received monthly salary amounted to 2,400,000 IDR.

2. type of business
the fishing effort because the potential is increasingly becoming one of the basic needs of society in general, which I named business enterprises LELE HAB, which is engaged in the enlargement and marketing of African catfish.
needs of the fresh fish that is constantly increasing, especially in urban areas and densely populated areas makes me motivated to develop this business,

3. The reason for the development of enterprises
the more expensive salt water fish made of freshwater fish are increasingly in demand, especially fish of African catfish because resilience physically stronger than other freshwater fish and more fresh, evident from the survey that I've ever done in one fishmonger African catfish that focus on sales, within a week he can sell an average of 2 tons of catfish live.

4. The reason for choosing organic catfish
catfish quality is highly dependent on feed given. Other farmers generally rely on the manufacturer of feed or feed made by big industry, while I rely on organic feed or natural. Industrial expensive feed prices make African catfish fish prices also expensive, besides physical endurance catfish feed manufacturers use is easier to die than those using organic feed, or feed homemade.

5. profits
No gains on the feed that I gave, I can reduce feed costs by up to 30% compared to using the feed industry.
My advantages compared to other catfish farmers are on a marketing system that I run and feed relatively cheaper because homemade.
jaringn business and experience of survey institutions make marketing system I manage better, plus economics in college.

6.Risks
The main risk faced by existing weather conditions. where in the dry season there are some areas experiencing water shortages. so that necessary preparations in anticipation of drought conditions. one of which reserve land acquisition area water conditions are good.
moreover, transportation an obstacle that I face because I have not had a car transporting fish. African catfish so prices are relatively cheap when buyers come directly to the place of harvest than buyers ushered into place.

7. The monthly fees and total revenue
initial capital / 5,000,000 IDR 4 months
harvest 1 ton @ 13,000 IDR 13,000,000 IDR =
-profit 13,000,000 IDR 5,000,000 IDR 8,000,000 IDR =

the average monthly income of 2,000,000 IDR

Loan Proposal

1. The loan that I can I will use for the purchase of equipment and operational costs.

details of fixtures and equipment to be purchased

seed (6,000 @ 200) 1,200.000 IDR
organic feed 1,200,000 IDR
revamping pool 500,000 IDR
pool supplies 500,000 IDR
labor 600,000 IDR
electricity 200,000 IDR
unexpected costs 500,000 IDR

I need a capital of 5,000,000 IDR while I have the money of 2,300,000 IDR so I begged funding of 2,700,000 IDR

2. personal gain and for others
-can create jobs for themselves and future targets could
creating jobs for others
-Give a good example for the unemployed to be more creative in finding business opportunities
-Is willing to train the unemployed who want to come to work together in the effort of African catfish
-surrounding communities making them easier to get fresh fish is relatively cheaper and quality
-10% Of the profits are used for social purposes,
making them easier super market and modern market to get the fish of African catfish with the best quality and the price is relatively cheap

3. The estimate is calculated based on experience and under normal conditions.
there are some things that can make the target is missed, including
- Weather conditions, rain water greatly affect the survival of catfish, where the torrential rain, the development of African catfish fishing the slower, but on the other hand, the better water availability,
-QUALITY water, water conditions have a stable PH can reduce mortality in African catfish fish seed.
-QUALITY feed, the quality of feed given the increasingly rapid growth,
- Stocking densities, this condition can also affect the growth of African catfish, the more dense the number the better the importance of feed guaranteed, but if the feed is not guaranteed as needed then would devour each other catfish

profit forecast for 4 months
an initial capital of 5,000,000 IDR
sales target 13,000,000 IDR
profit 13,000,000 IDR-5,000,000 IDR =8,000,000 IDR / 4 months
2,000,000 IDR / month
the profit to be gained in a month amounted to 2,000,000 IDR

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Loan Info

Project Type

Classic Loan

Disbursed amount

$200.00

Date disbursed

Oct 16, 2015

Repayment status

On Time

Projected term

8 weeks

Cost to entrepreneur

Service fee: $9.52

Nur opted to pay $97.05 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

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