Name
Evans
Member since
July 2014
On-time repayments
167 installments • 59%
My name is Evans Kanja. I was born in Kiambu county near Nairobi in a family of 6 where I am the 4th born. I lost my parents at an early age and I was brought up by my uncle who took care of my upkeep. I went to school for my primary and later secondary school in the same area and later did a diploma course in printing where I graduated in 1989 as a printer.
I later relocated to Mombasa, where I got employed at a printing firm until 2001 when I left on my own volition to start my own business.
I am married with 4 children (all boys) all who are in school. I am a self-made hard working person. These qualities have made me grow my business to the level it h as reached today.
I run a small printing press in Mombasa town. I have wide client base ranging from schools, hospitals and government institutions. I deal with all kinds of publications such as office stationery, magazines and journals, promotional posters/banners etc.
My firm employs 2 permanent workers and 2 casuals. However, the number of casuals goes up when we are very busy. My average net income per month about $350. Though my business is doing relatively well, I do face some challenges, key among them lack of adequate capital to expand. Getting credit locally for small enterprises such as mine is very difficult since banks and other lending institutions prefer dealing with large companies.
With this loan I am seeking an entry point to Zidisha with an aim of ultimately getting large credit to buy a cutting machine which costs about $3,000. In the meantime if given the $150 loan, I will use the money to replace my comb binder which will cost $200.00. This loan combined with my savings will be enough to buy the binder.
I get a continuous flow of clients daily, I will be able to repay the loan comfortably as stated in the repayment schedule.
Thank you.
We are doing well, everything is working well. We are hopping to venture into identification cards printing for Secondary schools, Colleges, Corporations and individual companies the business is a good one here, since as like schools all students must have identification cards which they end up paying inclusive to their admission fee to their respective schools. Later the school automatically tenders the same to small companies like us, this is where the Epson L850 printer comes in it is the best printer that can scan and print very efficiently . the printer is able to print 100 pc a day at a cost of 1.5 dollar the material cost and labour and even the overheads is less then 0.6 so the balance goes to paying the loan and profit. at the end of the day we need an extra staff who will earn a daily bread and our company reputation will go up. with all this goodies we will be pleased to be lend at least 39.386 Dollar which we understand will be deducted then the balance we will get it from our savings hoping to be funded soonest
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$397.00
Date disbursed
May 11, 2016
Repayment status
Late
Projected term
19 months
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