Entrepreneur
Name
Sam
Member since
August 2014
On-time repayments
137 installments • 7%
About Me
I'm a passionate freelance writer and researcher but I'm currently working towards investing in an alternative source of income that will supplement my online business. I was born in Ndhiwa District, Homabay County, but I live in Ongata Rongai,about 22 kilometers from Nairobi. I began my online business immediately after graduating from Egerton University in 2011. However, I have been saving funds to start up a small cyber-cafe business in Ongata Rongai township. My internet-cafe that will offer a wide range of differentiated services.
My Business
I intend to start Cyber cafe business will offer a diverse range of services some of which will include but not limited to the following;
-Faster internet services
-Instant Digital photography services
- Photocopy services, Typesetting T-shirts printing etc.
-Stocking and sales of books, bulk printing materials, writing materials
Additionally, since I have always been working from home as an online writer, I intend to use my proposed cyber cafe as my office which will enable me to better manage my research writing consultancy.
Ongata Rongai is a thriving business center hosting many academic institutions and campuses in the neighborhood. The high population in the locality will provide a viable market for my business.
The risks involved include potential stiff competition from established similar businesses in the area. However, I intend to counter this through service differentiation. I currently make an average of $600 per month and I will be able to repay my loan even before my business will be able to be self sustainable.
Loan Proposal
I intend to use the requested loan to purchase a refurbished 3 in 1 printer for my proposed Internet cafe business at a cost of $ 100 . The remaining amount will go towards purchasing between 6 and 8 plastic chairs each at approximately $8. I have already purchased a few items such as an internet router and 4 desktop PCs using my personal savings. I still remain with some more savings from my online writing business and I'm counting on the loan from Zidisha to supplement the remaining deficit.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Aug 28, 2014
Repayment status
Late
Projected term
32 months
Lenders
Republic of Korea
Maputo, United States
Summary
Amount repaid
$84.02
Amount remaining
$135.21
Expected completion
Apr 20, 2017
Status
Repaying late
Installment amount
$1.74
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Sep 5, 2014 | $2.80 | Sep 4, 2014 | $2.80 |
| Sep 12, 2014 | $2.80 | Sep 11, 2014 | $2.80 |
| Sep 19, 2014 | $2.80 | Sep 11, 2014 | $2.80 |
| Sep 26, 2014 | $2.80 | Oct 22, 2014 | $2.80 |
| Oct 3, 2014 | $2.80 | Oct 22, 2014 | $2.80 |
| Oct 10, 2014 | $2.80 | Oct 22, 2014 | $2.80 |
| Oct 17, 2014 | $2.80 | Oct 22, 2014 | $2.80 |
| Oct 24, 2014 | $2.80 | Oct 22, 2014 | $2.80 |
| Oct 31, 2014 | $2.80 | Oct 22, 2014 | $2.80 |
| Nov 6, 2014 | $2.80 | Oct 22, 2014 | $0.63 |
| Dec 2, 2014 | $2.17 | ||
| Nov 13, 2014 | $2.80 | Dec 2, 2014 | $1.90 |
| Dec 26, 2014 | $0.91 | ||
| Nov 20, 2014 | $2.80 | Dec 26, 2014 | $2.80 |
| Nov 27, 2014 | $2.80 | Dec 26, 2014 | $2.80 |
| Dec 4, 2014 | $2.80 | Dec 26, 2014 | $2.80 |
| Dec 11, 2014 | $2.35 | Dec 26, 2014 | $2.31 |
| Mar 13, 2015 | $0.03 | ||
| Dec 18, 2014 | $0.00 | ||
| Dec 25, 2014 | $0.00 | ||
| Jan 1, 2015 | $0.00 | ||
| Jan 8, 2015 | $0.00 | ||
| Jan 15, 2015 | $2.80 | Mar 13, 2015 | $2.80 |
| Jan 22, 2015 | $2.80 | Mar 13, 2015 | $2.80 |
| Jan 29, 2015 | $1.37 | Mar 13, 2015 | $1.34 |
| Mar 25, 2015 | $0.03 | ||
| Feb 5, 2015 | $0.00 | ||
| Feb 12, 2015 | $0.00 | ||
| Feb 19, 2015 | $0.00 | ||
| Feb 26, 2015 | $0.00 | ||
| Mar 5, 2015 | $0.00 | ||
| Mar 12, 2015 | $0.00 | ||
| Mar 19, 2015 | $0.00 | ||
| Mar 26, 2015 | $2.33 | Mar 25, 2015 | $2.29 |
| Apr 26, 2015 | $0.03 | ||
| Apr 2, 2015 | $2.33 | Apr 26, 2015 | $2.33 |
| Apr 9, 2015 | $2.33 | Apr 26, 2015 | $2.33 |
| Apr 16, 2015 | $2.33 | Apr 26, 2015 | $1.13 |
| May 9, 2015 | $1.20 | ||
| Apr 23, 2015 | $2.33 | May 9, 2015 | $2.29 |
| Jun 5, 2015 | $0.03 | ||
| Apr 30, 2015 | $2.33 | Jun 5, 2015 | $2.33 |
| May 7, 2015 | $2.33 | Jun 5, 2015 | $2.33 |
| May 14, 2015 | $2.33 | Jun 5, 2015 | $2.33 |
| May 21, 2015 | $1.16 | Jun 5, 2015 | $1.13 |
| Aug 22, 2015 | $0.03 | ||
| May 28, 2015 | $0.00 | ||
| Jun 4, 2015 | $0.00 | ||
| Jun 11, 2015 | $0.00 | ||
| Jun 18, 2015 | $0.00 | ||
| Jun 25, 2015 | $0.00 | ||
| Jul 2, 2015 | $0.00 | ||
| Jul 9, 2015 | $0.58 | Aug 22, 2015 | $0.55 |
| Oct 24, 2015 | $0.03 | ||
| Jul 16, 2015 | $0.00 | ||
| Jul 23, 2015 | $0.00 | ||
| Jul 30, 2015 | $0.00 | ||
| Aug 6, 2015 | $0.00 | ||
| Aug 13, 2015 | $0.00 | ||
| Aug 20, 2015 | $0.00 | ||
| Aug 27, 2015 | $0.00 | ||
| Sep 3, 2015 | $1.74 | Oct 24, 2015 | $1.74 |
| Sep 10, 2015 | $1.74 | Oct 24, 2015 | $1.71 |
| Nov 27, 2015 | $0.03 | ||
| Sep 17, 2015 | $1.74 | Nov 27, 2015 | $1.74 |
| Sep 24, 2015 | $1.74 | Nov 27, 2015 | $1.74 |
| Oct 1, 2015 | $1.74 | Nov 27, 2015 | $1.74 |
| Oct 8, 2015 | $1.74 | Nov 27, 2015 | $1.74 |
| Oct 15, 2015 | $1.74 | Nov 27, 2015 | $1.74 |
| Oct 22, 2015 | $1.74 | Nov 27, 2015 | $1.74 |
| Oct 29, 2015 | $1.74 | Nov 27, 2015 | $1.13 |
| Nov 5, 2015 | $1.74 | ||
| Nov 12, 2015 | $1.74 | ||
| Nov 19, 2015 | $1.74 | ||
| Nov 26, 2015 | $1.74 | ||
| Dec 3, 2015 | $1.74 | ||
| Dec 10, 2015 | $1.74 | ||
| Dec 17, 2015 | $1.74 | ||
| Dec 24, 2015 | $1.74 | ||
| Dec 31, 2015 | $1.74 | ||
| Jan 7, 2016 | $1.74 | ||
| Jan 14, 2016 | $1.74 | ||
| Jan 21, 2016 | $1.74 | ||
| Jan 28, 2016 | $1.74 | ||
| Feb 4, 2016 | $1.74 | ||
| Feb 11, 2016 | $1.74 | ||
| Feb 18, 2016 | $1.74 | ||
| Feb 25, 2016 | $1.74 | ||
| Mar 3, 2016 | $1.74 | ||
| Mar 10, 2016 | $1.74 | ||
| Mar 17, 2016 | $1.74 | ||
| Mar 24, 2016 | $1.74 | ||
| Mar 31, 2016 | $1.74 | ||
| Apr 7, 2016 | $1.74 | ||
| Apr 14, 2016 | $1.74 | ||
| Apr 21, 2016 | $1.74 | ||
| Apr 28, 2016 | $1.74 | ||
| May 5, 2016 | $1.74 | ||
| May 12, 2016 | $1.74 | ||
| May 19, 2016 | $1.74 | ||
| May 26, 2016 | $1.74 | ||
| Jun 2, 2016 | $1.74 | ||
| Jun 9, 2016 | $1.74 | ||
| Jun 16, 2016 | $1.74 | ||
| Jun 23, 2016 | $1.74 | ||
| Jun 30, 2016 | $1.74 | ||
| Jul 7, 2016 | $1.74 | ||
| Jul 14, 2016 | $1.74 | ||
| Jul 21, 2016 | $1.74 | ||
| Jul 28, 2016 | $1.74 | ||
| Aug 4, 2016 | $1.74 | ||
| Aug 11, 2016 | $1.74 | ||
| Aug 18, 2016 | $1.74 | ||
| Aug 25, 2016 | $1.74 | ||
| Sep 1, 2016 | $1.74 | ||
| Sep 8, 2016 | $1.74 | ||
| Sep 15, 2016 | $1.74 | ||
| Sep 22, 2016 | $1.74 | ||
| Sep 29, 2016 | $1.74 | ||
| Oct 6, 2016 | $1.74 | ||
| Oct 13, 2016 | $1.74 | ||
| Oct 20, 2016 | $1.74 | ||
| Oct 27, 2016 | $1.74 | ||
| Nov 3, 2016 | $1.74 | ||
| Nov 10, 2016 | $1.74 | ||
| Nov 17, 2016 | $1.74 | ||
| Nov 24, 2016 | $1.74 | ||
| Dec 1, 2016 | $1.74 | ||
| Dec 8, 2016 | $1.74 | ||
| Dec 15, 2016 | $1.74 | ||
| Dec 22, 2016 | $1.74 | ||
| Dec 29, 2016 | $1.74 | ||
| Jan 5, 2017 | $1.74 | ||
| Jan 12, 2017 | $1.74 | ||
| Jan 19, 2017 | $1.74 | ||
| Jan 26, 2017 | $1.74 | ||
| Feb 2, 2017 | $1.74 | ||
| Feb 9, 2017 | $1.74 | ||
| Feb 16, 2017 | $1.74 | ||
| Feb 23, 2017 | $1.74 | ||
| Mar 2, 2017 | $1.74 | ||
| Mar 9, 2017 | $1.74 | ||
| Mar 16, 2017 | $1.74 | ||
| Mar 23, 2017 | $1.74 | ||
| Mar 30, 2017 | $1.74 | ||
| Apr 6, 2017 | $1.74 | ||
| Apr 13, 2017 | $1.74 | ||
| Apr 20, 2017 | $2.07 | ||
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