Furniture for my milk bar

Margaret

Nakuru, Kenya

63% repaid

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How it Works

Entrepreneur

Name

Margaret

Member since

February 2016

On-time repayments

261 installments • 63%

About Me

My names are Margaret Ngatia, I am married, a mother of two. I live in Subukia. I own a Milk outlet dealing with fresh milk and other milk products. I underwent the 8.4.4 education system in Kenya and upon completion of my KCSE I went to College and undertook a course in Dairy Management. I am a member of Visions Women group and also actively participate in our Catholic church choir. I interact well with others and like helping the need in whatever way that I can. Besides being a business person, I like reading inspiration materials.

My Business

I have a milk shop called Subukia Dairies where I sell both fresh, fermented milk and other milk products in Subukia Town, Nakuru County.I buy milk from farmers in the neighbourhood who deliver the milk personally, I also have individuals whom I have contracted to deliver the milk to me from places that are far. The cost of buying the milk is much lower and most farmers prefer me because I pay them on weekly basis and others I pay the cash upon delivery. I also choose this business because I observed the market gap that was there because my main competitor is a nearby SACCO which was not efficient dealing with farmers. I am also strategically placed in a busy terminus with large inflow and outflow of people. I have bee in this business for the last two years and have acquired enough experience on the market trends. With this business, I have been able to put through my kids in school and also taken care of my family needs.

Loan Proposal

Thank you lenders for this third opportunity. I am now requesting funds that will go towards construction of furniture for my milk bar. I would wish to entice as many customers as possible to shop in my milk shop, this will be done by ensuring that enough space is available for them. July to October is a cold month and other than milk i will be providing tea and snacks to my clients. At home i have timber which i intend to use so as to save on cost of construction. To begin with i need about four tables that will be made of framed metals and top timber. This will have four chairs each so i need 16 chairs and 4 tables. i estimate total cost to be around USD200 and if it goes up then i will have additional from my personal savings. i look forward for your support.