Distributing milk for local dairy farmers

Gilbert

Nakuru, Kenya

55% repaid

Entrepreneur

Name

Gilbert

Member since

October 2014

On-time repayments

347 installments  •  38%

About Me

I am a resident of London estate- Outskirts of Nakuru town and I am the third born in a family five. I grew up in a farming village and developed a great passion in agriculture.
I source raw milk from the rural Mau-Narok area-supplying dairies, hotels, New KCC Limited as well as my own dairy in Nakuru town. This business has not only helped me pay my bills but also gather for my younger siblings. I am very enthusiastic with investments especially in agricultural sector. The current business has a ready market and I am confident it will only get better as I target to improve on volume.

My Business

Among other small scale businesses, I'm a Milk Trader- Sourcing raw milk from the rural Mau-Narok area and supplying dairies, hotels, New KCC Limited as well as my own dairy in Nakuru town. I get an average margin of 35% for every litre of milk I purchase and sell. I mostly sell all the volumes the same day except the surplus that goes to the processor; New KCC Limited where payments are made on a monthly basis. The untapped potential along the dairy value chain is huge and I can only grow into it- from improving on milk volumes to long term plans to venture into other businesses along the entire chain for instance, establishing my own farm, provision of contracted services such as milk transport and input supply and ultimately establishment of a milk processing plant in future

Loan Proposal

I am grateful for the support Zidisha has given me so far. The first loan was a success and helped me add volumes.
It is the onset of dry season here in Nakuru region- when the demand for fresh milk is high in town. The competition for the same milk is also high in the field. To meet this demand, I will need to increase volumes. With To achieve this, I have plans to establish a milk bulking point at Mauche shopping centre. The town is centrally located within my catchment area and will help me source more milk as well as build trust among the locals. The structure will also give me an upper hand among my competitors.
I will therefore use the loan as follows;
$118 on 3 months rent for the premise
$45 on painting and branding
$35 on assembling and branding a metallic sign post
$220 on sourcing more milk during the first month
$17 other miscellaneous expenses
With this premise, I project a 40 increase in profits which I will use to further expand the business and in future venture into other opportunities along the value chain of the dairy industry.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$435.00

Date disbursed

Dec 28, 2014

Repayment status

Late

Projected term

83 months

Other loans

Lenders

PeteMx

Los Angeles CA,, United States

H

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seattle, United States

S

Snake707

Somewhere, Germany

F

FilemonInvest

Odense, Denmark

Namaste250

Pittsford, United States

J

josemrus

León, Spain

Bhayl

Stavanger, Norway

MikaL

Helsinki, Finland

K

Karin

Toronto, Canada

calvero

Bergen, Norway

NativeTexan

Dfw Metroplex, United States

kivadoris

Vancouver, Washington, United States

R

RutgersStudent

New Brunswick, United States

Games4Charities

Rochester, United States

J

jumpfunky

Dortmund, Germany

D

daylin

Chicago, IL, United States

E

elourenco

Porto, Portugal

P

pitypang

Switzerland

R

roozbeh

United States

L

lfender6445

United States

J

Jason

Australia

T

tmarkus

Netherlands

KM

Kirsty M

United Kingdom

Tanya

Nelson, New Zealand

BM

Brian Mickel

United States

S

Staf

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K

kelsey

United States

Felix

Munich, Germany

Sherri Quinn

North Saint Paul, United States

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Summary

Amount repaid

$464.62

Amount remaining

$378.13

Expected completion

Oct 24, 2021

Status

Repaying late

Installment amount

$112.36

Repayment History

Expected Payments Actual Payments
Jan 4, 2015 $25.21 Jan 4, 2015 $25.21
Jan 11, 2015 $11.24 Jan 11, 2015 $11.24
Jan 18, 2015 $11.24 Jan 22, 2015 $11.24
Jan 25, 2015 $2.81 Jan 28, 2015 $2.81
Feb 1, 2015 $2.81 Feb 3, 2015 $2.81
Feb 8, 2015 $2.81 Feb 12, 2015 $2.81
Feb 15, 2015 $2.81 Feb 14, 2015 $2.81
Feb 22, 2015 $2.81 Feb 23, 2015 $2.81
Mar 1, 2015 $2.81 Feb 28, 2015 $2.81
Mar 8, 2015 $2.81 Mar 11, 2015 $2.81
Mar 15, 2015 $2.81 Mar 26, 2015 $2.81
Mar 22, 2015 $2.81 Mar 26, 2015 $2.81
Mar 29, 2015 $2.81 Apr 2, 2015 $2.81
Apr 5, 2015 $2.81 Apr 9, 2015 $2.81
Apr 12, 2015 $2.81 Apr 15, 2015 $2.81
Apr 19, 2015 $2.81 Apr 25, 2015 $1.12
May 6, 2015 $1.69
Apr 26, 2015 $2.81 May 6, 2015 $0.90
May 7, 2015 $1.91
May 3, 2015 $1.46 May 7, 2015 $1.46
May 10, 2015 $1.12 May 9, 2015 $1.12
May 17, 2015 $1.12 May 9, 2015 $1.12
May 24, 2015 $1.12 May 9, 2015 $1.12
May 31, 2015 $1.12 May 9, 2015 $1.12
Jun 7, 2015 $1.12 Jun 7, 2015 $1.12
Jun 14, 2015 $1.12 Jun 7, 2015 $1.12
Jun 21, 2015 $1.12 Jun 7, 2015 $1.12
Jun 28, 2015 $1.12 Jun 7, 2015 $1.12
Jul 5, 2015 $1.12 Jul 10, 2015 $1.12
Jul 12, 2015 $1.12 Jul 10, 2015 $1.12
Jul 19, 2015 $1.12 Jul 30, 2015 $1.12
Jul 26, 2015 $1.12 Jul 30, 2015 $1.12
Aug 2, 2015 $1.12 Jul 30, 2015 $1.12
Aug 9, 2015 $1.12 Aug 19, 2015 $1.12
Aug 16, 2015 $1.12 Aug 19, 2015 $1.12
Aug 23, 2015 $1.12 Aug 19, 2015 $1.12
Aug 30, 2015 $1.12 Sep 9, 2015 $1.12
Sep 6, 2015 $1.12 Sep 9, 2015 $1.12
Sep 13, 2015 $1.12 Sep 22, 2015 $1.12
Sep 20, 2015 $1.12 Sep 22, 2015 $1.12
Sep 27, 2015 $1.12 Sep 22, 2015 $1.12
Oct 4, 2015 $1.12 Oct 14, 2015 $1.12
Oct 11, 2015 $1.12 Oct 14, 2015 $1.12
Oct 18, 2015 $1.12 Oct 14, 2015 $1.12
Oct 25, 2015 $1.12 Nov 3, 2015 $1.12
Nov 1, 2015 $1.12 Nov 3, 2015 $1.12
Nov 8, 2015 $1.12 Nov 18, 2015 $1.12
Nov 15, 2015 $0.22 Nov 18, 2015 $0.22
Nov 22, 2015 $1.12 Nov 25, 2015 $1.12
Nov 29, 2015 $1.12 Dec 9, 2015 $1.12
Dec 6, 2015 $0.22 Dec 9, 2015 $0.22
Dec 13, 2015 $1.12 Dec 18, 2015 $1.12
Dec 20, 2015 $1.12 Dec 18, 2015 $0.22
Jan 1, 2016 $0.90
Dec 27, 2015 $0.56 Jan 1, 2016 $0.56
Jan 3, 2016 $1.12 Jan 12, 2016 $1.12
Jan 10, 2016 $0.34 Jan 12, 2016 $0.34
Jan 17, 2016 $1.12 Jan 18, 2016 $1.12
Jan 24, 2016 $0.22 Jan 18, 2016 $0.22
Jan 31, 2016 $1.12 Feb 8, 2016 $1.12
Feb 7, 2016 $0.11 Feb 8, 2016 $0.11
Feb 14, 2016 $1.12 Feb 22, 2016 $1.12
Feb 21, 2016 $0.11 Feb 22, 2016 $0.11
Feb 28, 2016 $0.11 Mar 18, 2016 $0.11
Mar 6, 2016 $0.00
Mar 13, 2016 $0.00
Mar 20, 2016 $0.11 Mar 21, 2016 $0.11
Mar 27, 2016 $0.00
Apr 3, 2016 $0.22 Mar 29, 2016 $0.11
Apr 21, 2016 $0.11
Apr 10, 2016 $0.00
Apr 17, 2016 $0.00
Apr 24, 2016 $0.00
May 1, 2016 $0.11 May 12, 2016 $0.11
May 8, 2016 $0.00
May 15, 2016 $0.22 May 26, 2016 $0.11
Jun 11, 2016 $0.11
May 22, 2016 $0.00
May 29, 2016 $0.00
Jun 5, 2016 $0.00
Jun 12, 2016 $0.00
Jun 19, 2016 $0.11 Jun 27, 2016 $0.11
Jun 26, 2016 $0.00
Jul 3, 2016 $0.11 Jul 18, 2016 $0.11
Jul 10, 2016 $0.00
Jul 17, 2016 $0.00
Jul 24, 2016 $0.11 Aug 6, 2016 $0.11
Jul 31, 2016 $0.00
Aug 7, 2016 $0.00
Aug 14, 2016 $0.11 Aug 18, 2016 $0.11
Aug 21, 2016 $0.11 Sep 3, 2016 $0.11
Aug 28, 2016 $0.00
Sep 4, 2016 $0.00
Sep 11, 2016 $0.00
Sep 18, 2016 $0.00
Sep 25, 2016 $0.11 Oct 13, 2016 $0.11
Oct 2, 2016 $0.00
Oct 9, 2016 $0.00
Oct 16, 2016 $0.00
Oct 23, 2016 $0.00
Oct 30, 2016 $0.11 Nov 30, 2016 $0.11
Nov 6, 2016 $0.00
Nov 13, 2016 $0.00
Nov 20, 2016 $0.00
Nov 27, 2016 $0.00
Dec 4, 2016 $0.22 Dec 10, 2016 $0.11
Dec 17, 2016 $0.11
Dec 11, 2016 $0.00
Dec 18, 2016 $0.00
Dec 25, 2016 $0.11 Dec 21, 2016 $0.11
Jan 1, 2017 $0.11 Jan 14, 2017 $0.11
Jan 8, 2017 $0.00
Jan 15, 2017 $0.00
Jan 22, 2017 $0.56 Feb 2, 2017 $0.56
Jan 29, 2017 $0.00
Feb 5, 2017 $0.00
Feb 12, 2017 $0.56 Feb 22, 2017 $0.56
Feb 19, 2017 $0.00
Feb 26, 2017 $0.11 Mar 11, 2017 $0.11
Mar 5, 2017 $0.00
Mar 12, 2017 $0.00
Mar 19, 2017 $0.00
Mar 26, 2017 $0.11 Apr 1, 2017 $0.11
Apr 2, 2017 $0.56 Apr 28, 2017 $0.56
Apr 9, 2017 $0.00
Apr 16, 2017 $0.00
Apr 23, 2017 $0.00
Apr 30, 2017 $0.11 May 11, 2017 $0.11
May 7, 2017 $0.00
May 14, 2017 $0.56 Jun 1, 2017 $0.56
May 21, 2017 $0.00
May 28, 2017 $0.00
Jun 4, 2017 $0.56 Jun 23, 2017 $0.56
Jun 11, 2017 $0.00
Jun 18, 2017 $0.00
Jun 25, 2017 $0.00
Jul 2, 2017 $0.00
Jul 9, 2017 $0.56 Sep 6, 2017 $0.56
Jul 16, 2017 $0.00
Jul 23, 2017 $0.00
Jul 30, 2017 $0.00
Aug 6, 2017 $0.00
Aug 13, 2017 $0.00
Aug 20, 2017 $0.00
Aug 27, 2017 $0.00
Sep 3, 2017 $0.00
Sep 10, 2017 $0.00
Sep 17, 2017 $1.12 Oct 17, 2017 $0.56
Sep 26, 2018 $0.56
Sep 24, 2017 $0.56 Sep 26, 2018 $0.56
Oct 1, 2017 $0.00
Oct 8, 2017 $0.00
Oct 15, 2017 $0.00
Oct 22, 2017 $0.00
Oct 29, 2017 $0.00
Nov 5, 2017 $0.00
Nov 12, 2017 $0.00
Nov 19, 2017 $0.00
Nov 26, 2017 $0.00
Dec 3, 2017 $0.00
Dec 10, 2017 $0.00
Dec 17, 2017 $0.00
Dec 24, 2017 $0.00
Dec 31, 2017 $0.00
Jan 7, 2018 $0.00
Jan 14, 2018 $0.00
Jan 21, 2018 $0.00
Jan 28, 2018 $0.00
Feb 4, 2018 $0.00
Feb 11, 2018 $0.00
Feb 18, 2018 $0.00
Feb 25, 2018 $0.00
Mar 4, 2018 $0.00
Mar 11, 2018 $0.00
Mar 18, 2018 $0.00
Mar 25, 2018 $0.00
Apr 1, 2018 $0.00
Apr 8, 2018 $0.00
Apr 15, 2018 $0.00
Apr 22, 2018 $0.00
Apr 29, 2018 $0.00
May 6, 2018 $0.00
May 13, 2018 $0.00
May 20, 2018 $0.00
May 27, 2018 $0.00
Jun 3, 2018 $0.00
Jun 10, 2018 $0.00
Jun 17, 2018 $0.00
Jun 24, 2018 $0.00
Jul 1, 2018 $0.00
Jul 8, 2018 $0.00
Jul 15, 2018 $0.00
Jul 22, 2018 $0.00
Jul 29, 2018 $0.00
Aug 5, 2018 $0.00
Aug 12, 2018 $0.00
Aug 19, 2018 $0.00
Aug 26, 2018 $0.00
Sep 2, 2018 $0.00
Sep 9, 2018 $0.00
Sep 16, 2018 $0.00
Sep 23, 2018 $0.00
Sep 30, 2018 $1.12 Sep 26, 2018 $1.12
Oct 7, 2018 $0.56 Dec 14, 2018 $0.56
Oct 14, 2018 $0.00
Oct 21, 2018 $0.00
Oct 28, 2018 $0.00
Nov 4, 2018 $0.00
Nov 11, 2018 $0.00
Nov 18, 2018 $0.00
Nov 25, 2018 $0.00
Dec 2, 2018 $0.00
Dec 9, 2018 $0.00
Dec 16, 2018 $1.12 Jan 26, 2019 $0.56
Feb 9, 2019 $0.56
Dec 23, 2018 $0.00
Dec 30, 2018 $0.00
Jan 6, 2019 $0.00
Jan 13, 2019 $0.00
Jan 20, 2019 $0.00
Jan 27, 2019 $0.00
Feb 3, 2019 $0.00
Feb 10, 2019 $0.00
Feb 17, 2019 $0.56 Mar 14, 2019 $0.56
Feb 24, 2019 $0.56 Mar 25, 2019 $0.56
Mar 3, 2019 $0.00
Mar 10, 2019 $0.00
Mar 17, 2019 $0.00
Mar 24, 2019 $0.00
Mar 31, 2019 $0.56 Mar 25, 2019 $0.56
Apr 7, 2019 $0.56 May 7, 2019 $0.56
Apr 14, 2019 $0.56 May 15, 2019 $0.56
Apr 21, 2019 $0.56 May 15, 2019 $0.56
Apr 28, 2019 $0.00
May 5, 2019 $0.00
May 12, 2019 $0.00
May 19, 2019 $0.56 May 23, 2019 $0.56
May 26, 2019 $0.56 Jun 20, 2019 $0.56
Jun 2, 2019 $0.56 Jun 25, 2019 $0.56
Jun 9, 2019 $0.00
Jun 16, 2019 $0.00
Jun 23, 2019 $0.00
Jun 30, 2019 $0.56 Jul 4, 2019 $0.56
Jul 7, 2019 $0.56 Jul 4, 2019 $0.56
Jul 14, 2019 $0.56 Aug 1, 2019 $0.56
Jul 21, 2019 $0.00
Jul 28, 2019 $0.00
Aug 4, 2019 $0.56 Aug 13, 2019 $0.56
Aug 11, 2019 $0.00
Aug 18, 2019 $0.56 Sep 3, 2019 $0.56
Aug 25, 2019 $0.00
Sep 1, 2019 $0.00
Sep 8, 2019 $0.56 Oct 3, 2019 $0.56
Sep 15, 2019 $0.56 Oct 3, 2019 $0.56
Sep 22, 2019 $0.56 Oct 23, 2019 $0.56
Sep 29, 2019 $0.00
Oct 6, 2019 $0.00
Oct 13, 2019 $0.00
Oct 20, 2019 $0.00
Oct 27, 2019 $0.56 Oct 29, 2019 $0.56
Nov 3, 2019 $0.56 Nov 7, 2019 $0.56
Nov 10, 2019 $0.56 Nov 19, 2019 $0.56
Nov 17, 2019 $0.56 Nov 19, 2019 $0.56
Nov 24, 2019 $0.56 Nov 26, 2019 $0.56
Dec 1, 2019 $0.56 Dec 3, 2019 $0.56
Dec 8, 2019 $0.56 Dec 17, 2019 $0.56
Dec 15, 2019 $0.56 Dec 17, 2019 $0.56
Dec 22, 2019 $0.56 Jan 1, 2020 $0.56
Dec 29, 2019 $0.00
Jan 5, 2020 $0.56 Jan 14, 2020 $0.56
Jan 12, 2020 $0.56 Jan 14, 2020 $0.56
Jan 19, 2020 $0.56 Jan 21, 2020 $0.56
Jan 26, 2020 $0.56 Jan 21, 2020 $0.56
Feb 2, 2020 $0.56 Feb 8, 2020 $0.56
Feb 9, 2020 $1.12 Feb 8, 2020 $0.56
Feb 26, 2020 $0.56
Feb 16, 2020 $0.00
Feb 23, 2020 $0.00
Mar 1, 2020 $0.56 Mar 11, 2020 $0.56
Mar 8, 2020 $0.56 Mar 11, 2020 $0.56
Mar 15, 2020 $0.56 Mar 17, 2020 $0.56
Mar 22, 2020 $0.56 Apr 6, 2020 $0.56
Mar 29, 2020 $0.56 Apr 6, 2020 $0.56
Apr 5, 2020 $0.00
Apr 12, 2020 $0.56 Apr 22, 2020 $0.56
Apr 19, 2020 $0.56 Apr 22, 2020 $0.56
Apr 26, 2020 $0.56 Apr 30, 2020 $0.56
May 3, 2020 $0.56 May 5, 2020 $0.56
May 10, 2020 $0.56 May 25, 2020 $0.56
May 17, 2020 $0.00
May 24, 2020 $0.00
May 31, 2020 $0.57 Jun 2, 2020 $0.57
Jun 7, 2020 $0.57 Jun 23, 2020 $0.57
Jun 14, 2020 $0.57 Jun 23, 2020 $0.57
Jun 21, 2020 $0.57 Jun 23, 2020 $0.57
Jun 28, 2020 $0.57 Jul 15, 2020 $0.57
Jul 5, 2020 $0.61 Jul 15, 2020 $0.61
Jul 12, 2020 $0.00
Jul 19, 2020 $0.00
Jul 26, 2020 $0.57 Jul 22, 2020 $0.57
Aug 2, 2020 $0.57 Aug 18, 2020 $0.57
Aug 9, 2020 $0.10 Aug 18, 2020 $0.10
Aug 16, 2020 $0.00
Aug 23, 2020 $0.57 Aug 25, 2020 $0.57
Aug 30, 2020 $0.57 Aug 25, 2020 $0.10
Sep 24, 2020 $0.47
Sep 6, 2020 $0.57 Sep 24, 2020 $0.57
Sep 13, 2020 $0.08 Sep 24, 2020 $0.08
Sep 20, 2020 $0.00
Sep 27, 2020 $0.00
Oct 4, 2020 $0.00
Oct 11, 2020 $0.57 Oct 22, 2020 $0.57
Oct 18, 2020 $0.57 Oct 22, 2020 $0.57
Oct 25, 2020 $0.57 Oct 22, 2020 $0.03
Nov 3, 2020 $0.54
Nov 1, 2020 $0.57 Nov 3, 2020 $0.57
Nov 8, 2020 $0.57 Nov 3, 2020 $0.07
Nov 17, 2020 $0.51
Nov 15, 2020 $0.73 Nov 17, 2020 $0.73
Nov 22, 2020 $0.00
Nov 29, 2020 $0.57 Nov 27, 2020 $0.57
Dec 6, 2020 $0.57 Nov 27, 2020 $0.10
Dec 8, 2020 $0.47
Dec 13, 2020 $0.57 Dec 22, 2020 $0.57
Dec 20, 2020 $0.57 Dec 22, 2020 $0.04
Dec 29, 2020 $0.53
Dec 27, 2020 $0.57 Dec 29, 2020 $0.57
Jan 3, 2021 $1.35 Jan 12, 2021 $1.35
Jan 10, 2021 $1.18 Jan 27, 2021 $1.18
Jan 17, 2021 $0.00
Jan 24, 2021 $1.24 Feb 9, 2021 $1.24
Jan 31, 2021 $0.00
Feb 7, 2021 $1.24 Feb 16, 2021 $1.24
Feb 14, 2021 $2.81 Feb 16, 2021 $0.45
Feb 18, 2021 $1.24
Feb 25, 2021 $1.12
Feb 21, 2021 $1.18 Mar 12, 2021 $1.18
Feb 28, 2021 $0.00
Mar 7, 2021 $0.00
Mar 14, 2021 $1.12 Apr 1, 2021 $1.12
Mar 21, 2021 $0.00
Mar 28, 2021 $1.80 Apr 15, 2021 $1.24
Apr 15, 2021 $0.56
Apr 4, 2021 $0.00
Apr 11, 2021 $0.00
Apr 18, 2021 $12.67 Apr 28, 2021 $1.12
May 12, 2021 $1.12
May 12, 2021 $1.12
May 18, 2021 $1.12
Jun 1, 2021 $1.12
Jun 15, 2021 $1.12
Jul 12, 2021 $1.12
Jul 12, 2021 $0.56
Jul 20, 2021 $4.25
Apr 25, 2021 $12.67 Jul 20, 2021 $12.67
May 2, 2021 $12.67 Jul 20, 2021 $12.67
May 9, 2021 $12.67 Jul 20, 2021 $12.67
May 16, 2021 $12.67 Jul 20, 2021 $12.67
May 23, 2021 $12.67 Jul 20, 2021 $12.67
May 30, 2021 $12.67 Jul 20, 2021 $12.67
Jun 6, 2021 $12.67 Jul 20, 2021 $12.67
Jun 13, 2021 $12.67 Jul 20, 2021 $12.67
Jun 20, 2021 $12.67 Jul 20, 2021 $12.67
Jun 27, 2021 $12.67 Jul 20, 2021 $12.67
Jul 4, 2021 $12.67 Jul 20, 2021 $12.67
Jul 11, 2021 $12.67 Jul 20, 2021 $12.67
Jul 18, 2021 $12.67 Jul 20, 2021 $12.67
Jul 25, 2021 $12.67 Sep 15, 2021 $1.12
Sep 19, 2021 $1.12
Oct 9, 2021 $1.12
Oct 14, 2021 $1.12
Nov 9, 2021 $1.12
Nov 14, 2021 $0.56
Dec 2, 2021 $1.12
Jan 12, 2022 $1.12
Jan 19, 2022 $4.25
Aug 1, 2021 $12.67 Jan 19, 2022 $6.99
Jan 27, 2022 $5.69
Aug 8, 2021 $12.67 Jan 27, 2022 $5.55
Feb 1, 2022 $7.12
Aug 15, 2021 $112.36 Feb 1, 2022 $4.11
Feb 22, 2022 $11.24
Mar 9, 2022 $11.24
Mar 24, 2022 $11.24
May 5, 2022 $11.24
Jun 29, 2022 $11.24
Aug 22, 2021 $112.36
Aug 29, 2021 $112.36
Sep 5, 2021 $12.67
Sep 12, 2021 $12.67
Sep 19, 2021 $12.67
Sep 26, 2021 $12.67
Oct 3, 2021 $12.67
Oct 10, 2021 $12.67
Oct 17, 2021 $12.67
Oct 24, 2021 $12.63

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