Expand my beauty work

Gertrude

Mombasa, Kenya

100% repaid

Entrepreneur

Name

Gertrude

Member since

May 2015

On-time repayments

168 installments  •  53%

About Me

My name is Gertrude Masiga, born on the west most county of Kenya - Busia. Busia is on the border of Kenya and Uganda and there is a lot of cross border trade between the two countries. It is an an area endowed with natural forests and rivers but sadly some have disappeared due to human activities occasioned by rapid population growth. In spite of all those issues, it is a nice place and I hope to return and settle there some time.

I lost my both parents at an early age and I went to live with my aunt in Mombasa town which is on extreme south of Kenya. This is where I did my primary and secondary education and I will forever remain grateful to my guardian who paid for my education and upkeep.

My aunt is not a person of means and that is the far she could afford to educate me. Without any other formal training, I resorted to using my hobby - hair dressing to make money. I am talented as a hair dresser and I do plaiting effortlessly and this has earned me many clients across my area.

My Business

I am a freelance hair dresser and I walk from house to house while attending my clients. I normally communicate with them using my mobile phone and I go to them since I do not have my own business premises. Plaiting is very common in our region and over 50% of women and young girls have braids or cornrows at any given time.

My charges range from $5 to $10 per head. I can do 1 or 2 heads per day depending on the complexity of the job to be done. This is what brings food on the table and I am glad that I due to my good work, I now have many clients due to referrals.

In spite of my relative success, moving from house to house is very inefficient because of the time lost while moving around. Ideally, this work should be done in a salon but I am yet to get funds to enable me rent a saloon, For this reason, I have come to Zidisha to ask for credit which will enable me take my business to the next level by opening a hair salon.

Loan Proposal

With this new year my desire is to expand my business by moving to a bigger space. I want to move to a nearby premises which is more spacious and it will enable me to serve my clients better.

The money will go towards paying for rent deposit and branding. This will definitely increase my income since I will be able to attend to more clients.

Thank you.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$192.00

Date disbursed

Jan 30, 2017

Repayment status

On Time

Projected term

22 months

Lenders

T

Tmann

Los Angeles, United States

tjm212003

Montreal, Canada

Feldborg

Stuttgart, Germany

H

Hilke

Bremen, Germany

C

Christian

Saarbruecken, Germany

valentin

Stockholm, Sweden

Irvin

Vancouver, Canada

investor

Candiac, Canada

J

jkats1988

New York, United States

Umair Mahmood

Raleigh, United States

DeanDropshot

Oslo, Norway

KivaTom

Tillamook, Oregon, United States

D

Debock

Dresden, Germany

AndreaBravi

London, UK, Canada

T

traderjohn

Baltimore, United States

T

Tallago3

Munich, Germany

johnandmoliehi

Canton, New York, United States

T

ToddK

Indianapolis, IN, USA, United States

RemyWay

Phoenixville, United States

C

cjmenchaca

Austin, United States

BJ

Brandon Joz

North Carolina, United States

P

pmyadlowsky

Charlottesville, United States

SP

Steve Picchione

Lake Elsinore, United States

B

briansedz

Canton, Ohio, United States

Krtecek

Balzers, Liechtenstein

E

Ethan

Middleburg, United States

S

suzerain

Kuala Lumpur, Malaysia

G

Goodwill

Oakland, United States

A

Aaron

Zurich, Switzerland

Cadwah

Barcelona, Spain

Y

Yevrahs

Dallas, Texas, United States

rfriedenberg

New Jersey, United States

V

vshafor

Carlsbad, United States

F

flaguy999

Tampa, United States

ShaneS

Port Pirie, Australia

G

Goldrivermob

Gold River, Canada

K

kjustad

Asker, Norway

gseletko

South Perth, Australia

soniad

Dubai, United Arab Emirates

ibc123

Seattle, United States

xtrahardware

Cazenovia, United States

R

rosebo

Bend, United States

I

Iamzwolf

Middletown, United States

M

Malibu

Westwood, United States

D

drorm

United States

jonnyhj

Stockholm, Sweden

Paul Buchheit

Mountain View, United States

F

FSO

Canada

M

merk85

United States

B

bugdaniel

Switzerland

Flipmore

Vancouver, Canada

joshuacollinson

Vienna, Austria

TyWee

Manila, Philippines

P

pfeng

United States

S

sarahb

United States

A

aajmp

United States

C

cactusgirl

London, United Kingdom

P

Pinkhobgoblin

United Kingdom

S

Stephan

Netherlands

SK

Sebastian Krohn

Amsterdam, Netherlands

E

Erich

Zurich, Switzerland

Bernd Knabe

Dortmund, Germany

W

Wade

United States

Elly

Woudrichem, United Kingdom

Lou Kaucic

Sanbornton, NH, United States

E

erica

antwerpen, Belgium

CN

Cyprien Noel

United States

Oliver Hasenberg

Iserlohn, Germany

George

Corvallis, Oregon, United States

ME

Manaal Eisa

Washington DC, United States

TH

tom hd

United Kingdom

PG

Paul Graham

United States

G

GS2

Germany

N

Nick

United States

Eszti

Budapest, Hungary

A

Andrei

United States

AK

Achim Königs

Bonn, Germany

Taylor

Memphis, United States

OH

Orion H.

United States

Y

YTSJ

London, United Kingdom

Max B

Saint Louis, United States

M

Matthias

Australia

HPK

Switzerland, Switzerland

RB

Ruth Brown

United States

Kevin

United States

Sinan Taifour

Munich, Germany, Germany

johannes

Taipei, Taiwan

TO

Thomas O'Neil

United States

J

Jon

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Benjamin Kniaz

Boston, United States

SH

Stephanie He

United States

Humble Bundle Community

San Francisco, United States

V

VJ

Canberra, Australia

D

Dalton

San Francisco, United States

Haroon S

United States

E

ericb321

Republic of Korea

TB

Tim Barrett

United States

J

Jakub

Czech Republic

TP

Tirzah Prince

United States

Mr Bucket Filler

United States

Paul Buchheit

Mountain View, United States

Bryce Bow

Bloomington, In, United States

A

Anonymous

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

CL

Cathey Leach

United States

S

SallyM

United States

Ask Gertrude a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Gertrude    Nov 17, 2023

    Hello worthy lenders, I hereby wish to apologize for delay if the 2nd instalment. There's payment I was expecting on 15th Nov but hasn't reflected. I'll repay ASAP.
    Kindly bear with me

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  • Gertrude    Oct 28, 2023

    Thank you team, I've received the funds. Again thanks for your support

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  • Gertrude    Oct 28, 2023

    Good evening my worthy and loyal lenders. I take this opportunity to really thank you and also appreciate you the tremendous work you've done to help crowdfund my project within a very short time record.
    I purpose to buy and print ordered t-shirts for end of exams candidate bash. Thank you for making my work convenient

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  • Lenah    Oct 28, 2023

    Dear Gertrude. Wish you to realize your project and that it will help you.

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  • Margaret    Oct 28, 2023

    You'll make it through.

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  • Noviandri    Oct 27, 2023

    T Shirt Project

    Translated by Google     Show original

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  • Noviandri    Oct 27, 2023

    T shirt project

    Translated by Google     Show original

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  • Millicent    Oct 26, 2023

    Goodluck gertrude

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  • Gertrude    Oct 24, 2023

    Good morning my loyal lenders. I take this opportunity to thank you for the support you accorded me. I thank you for making my dream a success. I managed to deliver my orders in convenient time thanks for your support.

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  • Gertrude    Oct 23, 2023

    Good evening my loyal lenders. I take this opportunity to thank you for the support you accorded me. I thank you for making my dream a success.

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  • Gertrude    Oct 6, 2023

    Thank you my faithful lenders, I do now confirm receipt of the funds. Thank you

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  • Millicent    Oct 5, 2023

    Goodluck gertrude

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  • Festus    Oct 4, 2023

    All the best Gertrude !

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  • Grace    Oct 3, 2023

    Be successful

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  • Gertrude    Aug 22, 2018

    I take this opportunity to appreciate my lenders and Zidisha for the big support they have given me . As an Orphan life has not been easy for me. Courtesy of you i can have food on the table, pay utilities and sustain myself. I had issues paying my loan previous because my business went down and made a little profit to repay and sustain myself. I am sorry for that Lenders and zidisha too. But now i have set myself and my business is well now and same time i have increased my services now. I will love your support in making my dreams true. Thank you Zidisha.

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  • Gertrude    Aug 16, 2018

    Hello team.
    Hope you're doing well. I wish to thank you for the purchase of two seats as a result of the previous loan. My business is doing relatively well. I also happen to make my own homemade shampoo, detergent and fabric bleaching products
    My little concern is that I do hope you'll give me another chance to borrow again so as to make my own products and sell aswell.
    Meanwhile, I humbly request to have my mentors local ( Kenyan) contact. It's difficult to reach him through the international line he called me with.

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    • J    Aug 16, 2018

      Dear Gertrude,

      You can click on the name of your mentor to navigate to his page.
      www.zidisha.org/loan/purcha...

      You should be able to leave him a message there.

      Kind regards,
      Joost
      Team Zidisha

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      • Gertrude    Aug 17, 2018

        Hello sir.
        Thank you for the timely reply. I barely remember the name of my mentor. And, as per the link you had send me; it's leading to a specific individual. Could he be the one? If not, how or where do I click to my mentor's name

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    • Gertrude    Aug 17, 2018

      And also in my dashboard I'm advised to try again with a new loan application but there's no provision for that.
      Kindly advise further on the way forward.

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  • Gertrude    Aug 15, 2018

    Hello my worthy lenders, first I want to thank and appreciate you so much for the previous loan. It helped me to get some equipment important in my salon work.
    Due to circumstances beyond my control, being a sole proprietor; I acknowledge the fact that the loan at some point dragged a bit and therefore I did let you down.
    Nevertheless, I tried my best to to pull up my socks taking advantage of the May and August peak seasons for my business to catch up and try to redeem my status.
    Having learn alot as a result of the challenging experiences I've decided to include my side-hustle business (shampoo, liquid soap & bleach) to act as backup /booster.
    Hopefully this time around I'll not dissa point you.
    Thank you.

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  • Gertrude    Apr 2, 2018

    Hello my worthy and loyal lenders. Happy Easter greetings to you as well.
    I'm happy to get back to you and humbled for your continuous patience on me.
    It's been long since I last communicated back to you, and I also admit having been contacted by some colleagues like Agnes Nyaguthii as well as my Invitor and very close friend madam Elizabeth Kariu late last Year.
    Well, things were not that bad initially for I was doing well in my business and managed to get a profit margin of 60% which apparently I had to use to cater for my daughter's academic expenses.
    For some reasons at the school she had to be transferred to another school of which my business profit caterd for since I was out of career.
    Of course with my husband's partly support I took her all the way to our rural area Girls' Boarding School which is in Busia. ( St. Cecilia Namenya Girls' Boarding School).
    I thank God she's adjusted and now doing well.
    Well, by God's grace I promise to repay back my loan balance within the stipulated time given the business is Easter festivities n soon joining the April holidays whereby I expect a boom in my business for there's alot of work.
    Attached is the photo of my premise with one of the two chairs I had purchased with my previous loan.
    I promise to be loyal and timely in my repayments and be communicating.
    Thank you.

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  • Agnes    Nov 6, 2017

    I called Gertrude and she said she she will make some payments in two weeks time. She has been out of work for the last few weeks hence the delay.

    VM.

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