New facility for my crispy fish and potato snack production

Zephania

Elburgon, Kenya

1% repaid

Entrepreneur

Name

Zephania

Member since

July 2014

On-time repayments

327 installments  •  19%

About Me

I am Zephania Osida.I live in Elburgon Nakuru county.I was born in the year 1990.I completed my form four three years ago.Due to lack of funds i did not manage to proceed with education,so i started a small business to be able to earn a living.I also play football in a local small club on weekends.Last year year we played played agaist Nakuru young stars to raise fund to go to ophan children at Imani children home.I love helping ophans because my life i grew up as an ophan.Despite all i thank God my business is small but it serves people i dint expect simply because i have been known as a good and honest man in the area.

My Business

I have been in the business for more than two years now.I mainly make "chips" from irish potatoe and sell to the local,small fish "omena",avocados,vegetables and tomatoes.I sell chips mostly at lunch time to the timsales workers where i earn alot as compared to other products which i sell only in the evening.If i am offered this loan i will use it to renovate my structure(kibanda) so that i may attract more and more customer to add revenue.This is where i get my daily bread and hope with good capital i will expand.

Loan Proposal

I am going to move from this structure to a better and secure house which was build just next to my business premise so that my business properties can be safe.Last time i lost my electric frier which i bought with my third loan through theft.
-Now am going to pay 6 months rent for new premise which is secure at $240 so i will be sure my business is safe.
-Then $530 i will use to buy a bigger electric frier.This because currently i have large numbers of customers and with small machine some customers are not patient enough to wait so with the big machine i will be able to serve more and get more profit.
-$450 will be use to buy a dip freezer which i will use to store unsold food hence this will help me save the loss am going through with the left that is perishable.
-$100 i will use to pay electric bill since the frier use electric power that must be paid
-The remaining $600 will be my working capital for irice potatoes for chips making,cooking oil,soft drinks and other materials that i use to make food staff in my Cafe.I will be paying for one week supply for suppliers so that i wont run out of stock even when the shortage are experience.This loan will expand my business and bring stability,please wish me well

Feedback

9

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$1,936.00

Date disbursed

Sep 9, 2015

Repayment status

Late

Projected term

63 months

Lenders

Daniel

Brussels, Belgium

joerg

Berlin, Germany

O

ola840

Malmo, Sweden

Martin

Manama, Bahrain

Zidisha

Sterling, United States

J

Jessica

Patagonia, Argentina

A

AlexCheng

Seattle, United States

Tavin

Ottawa, Canada

G

graememoss

Amsterdam, Netherlands

Mannysgirl

Surrey, Canada

S

SvenWaage

Stavanger, Norway

mtnsailor

Harrisonburg, United States

ads68

Melbourne, Australia

P

Prysdahl

Marshall, United States

fairspirit

Utrecht, Netherlands

Bobrm2k3

Charleston, United States

K

kingcamo1095

Mountain Home, United States

B

BigWillie

Belfast, United Kingdom

D

DavidJSmu

North Attleboro, MA, United States

B

BMcDermott

Washington, DC, United States

Evan Lamos

Brussels, Belgium

K

kristina19

United States

Matching Fund

Sterling, United States

AllieJ

Camberwell, Australia

mepster

San Francisco, Ca, United States

T

tmarkus

Netherlands

AAE USA Team

United States

WiscoHorndog

United States

D

Desteli

United States

TyrynyRed

United States

K

Keith

Luxembourg

J

jowde

Germany

SuperMario28

Cudahy, United States

melissapmeier

United States

OllieOladele

London, United Kingdom

M

mbarbier

United States

K

Kristiina

All Countries

KM

Kirsty M

United Kingdom

Nigel Titley

Milton Keynes, United Kingdom

Joerg

Velen, Germany

TR

Tom Roucoux

Studham, Bedfordshire, United Kingdom

Franmiguel

Perth, Australia

Paul

Auckland, New Zealand

MB

michael breen

United Kingdom

The Bayiates Family

Chicago, IL, United States

V

Vivek

Arlington, VA, United States

PR

Paul Rausch

United States

J

jede

Germany

P

patricio

Yorba Linda, Ca, United States

AH

ajay hampapur

United States

J

Jeff

United States

N

Nick

United States

Egor

Kiev, Ukraine

EF

Eddie Flores

NYC, United States

HR

Heather Rolon

United States

SY

Sean Yu

United States

Steven Hill

Barcelona, United Kingdom

DL

Dan Lawrence

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Zephania a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Franmiguel    Dec 5, 2016

    Hi Zephania,
    Happy Holiday Season to you.
    I hope you and your business have a great 2017.
    Regards
    Michael

    Log in to reply • Share
  • Franmiguel    Aug 11, 2016

    Hi Zephania,
    How are you?
    It has been a while since we have heard from you.
    I hope that all is OK.
    All the best
    Michael

    Log in to reply • Share
  • Joerg    Apr 15, 2016

    Dear Zephania,

    I hope you are doing well. How's business?
    You not made any repayments for some time.
    I wish you good luck for your future endeavors.

    Yours
    Jörg.

    Log in to reply • Share
  • Franmiguel    Jan 28, 2016

    Hi Zephania,
    I thought that I would just touch base and see how you are doing. I hope that all is OK.
    Regards,
    Michael

    Log in to reply • Share
  • Franmiguel    Dec 17, 2015

    Hi Zephania,
    Happy Holiday Season to you.
    I hope you and your business have a great 2016.
    Regards
    Michael

    Log in to reply • Share
  • Zephania    Nov 26, 2015

    I kindly request you to allow me have reschedule my loan to a smaller amount as a way of getting the one month grace period to allow me use the loan fully,thank you very much.

    Log in to reply • Share
  • Alessandro Baroni    Nov 10, 2015

    noted. Alessandro

    Log in to reply • Share
  • Zephania    Nov 3, 2015

    I kindly request you to allow me have reschedule my loan to a smaller amount as a way of getting the one month grace period to allow me use the loan fully,thank you very much.

    Log in to reply • Share
  • Zephania    Oct 1, 2015

    I kindly request you to allow me have reschedule my loan to a smaller amount as a way of getting the one month grace period to allow me use the loan fully,thank you very much.

    Osida

    Log in to reply • Share
  • andyfletcher    Sep 22, 2015

    Hello Zephania,
    Do you have any news of Jane Njoroge, a borrower you are mentoring? She has not made any repayments for some time.

    Log in to reply • Share
  • Alessandro Baroni    Sep 9, 2015

    I see things are moving. Hope you have a busy market. I see you work "close" to Nakuru lake, it is a great place. Keep well.

    Log in to reply • Share
  • Alessandro Baroni    Sep 4, 2015

    Ciao Zephania, all the best with your new project. Alessandro

    Log in to reply • Share
  • Zephania    Sep 4, 2015

    Thank you very much for supporting my loan,may God bless all!

    Log in to reply • Share
  • Zephania    Sep 3, 2015

    I am really impressed by my loan progress so far,i am happy to see you good lenders are giving me hope.Thanks to you all who have contributed for me this far.God bless!!

    Log in to reply • Share
  • Zephania    Sep 3, 2015

    I am really impressed by my loan progress so far,i am happy to see you good lenders are giving me hope.Thanks to you all who have contributed for me this far.God bless!!

    Log in to reply • Share
  • Zephania    Sep 3, 2015

    I am really impressed by my loan progress so far,i am happy to see you good lenders are giving me hope.Thanks to you all who have contributed for me this far.God bless!!

    Log in to reply • Share
  • Sigei    Sep 1, 2015

    ALL THE BEST IN YOUR PROPOSAL
    LENDERS, KINDLY CONSIDER MY PROPOSAL TOO BEFORE IT EXPIRES TOMMOROW.

    Log in to reply • Share
  • Magdaline    Aug 28, 2015

    Hallow good lenders.Serving my community is my passion,kindly visit my profile and help me to fund my project.thank you so so much
    Magdah

    Log in to reply • Share
  • Zephania    Aug 28, 2015

    I am really impressed by my loan progress so far,i am happy to see you good lenders are giving me hope.Thanks to you all who have contributed for me this far.God bless!!

    Log in to reply • Share


Loading...

Loading...

Loading...