Expanding my mobile banking & consulting business

Collins

Obuasi-kumasi, Ghana

61% repaid

Entrepreneur

Name

Collins

Member since

April 2014

On-time repayments

118 installments  •  72%

About Me

Cirlord Collins Ntoso a young graduate of the University of Ghana Legon, a 24 year entrepreneur who has the ambition of making something out of nothing. I come from Obuasi in the Ashanti region of Ghana being the first son of my parent’s believes in making a change by venturing into business. I studied business and administration and a bit of computer science. I actually went into many business in school before graduating.
In second year school I decided to sell recharge cards thus after I close from my lecture to my friends to sustain my living on campus gradually God being on my side I went to fabrics which selling of shoes and African made bags to my mates on campus and outside campus on my free days.
I won awards of being the entrepreneur of our time on campus due to my industriousness and high aiming to achieving greatness
Although it wasn’t easy I currently hold two mobile money shop at campus which really works as leading mobile banking according to my description where people send and redraw money.

My Business

Emelord Ventures is a registered Business Entity with the registration number BN588952014 our core purpose is to provide high standards of customer service,
Our services which include;
Merchandise: We contribute to the sale of products being it from the manufacturer to the retail consumer at the lowest price he or she can afford without and menace. We aim quality NOT quantity
Mobile Banking: we however work hand in hand with the available networks in Ghana to provide finances moderately to our cherished customers making sure it’s safe, fast and secured.
Event Organizing: we apply project management to the creation and development of large and small scale such as festivals, conferences ceremonies, formal parties, concerts and conventions to customers. We however undertake, planning, logistics and coordination and the technical aspects before launching an event.

Consultancy: we offer expert and professional advice to clients in all aspects. It includes planning, controlling, directing.

Loan Proposal

First of all am grateful for all zidisha has done for me and very much grateful. After school since I have ventured into business on campus and its environs. I have gotten another opportunity to open another Branch of my business on the same campus as well. I will use the money to buy Equipment and also improve my business as well.
Since it's a MOBILE MONEY office and its on campus it will help me to do more cash outs than cash in and it will raise more income too
Once again thanks to Zidisha

Feedback

2

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,317.00

Date disbursed

Sep 15, 2017

Repayment status

Late

Projected term

9 months

Lenders

M

marycb

United States

N

nani

austin, United States

T

Tmann

Los Angeles, United States

J

Jason

New Jersey, United States

sworthington

San Francisco, United States

C

CThelper

Guilford, United States

investor

Candiac, Canada

Elinor

Maple Lake, MN, United States

M

MrMc2

Saugerties, United States

W

Witlof

Tsukuba, Japan

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

A

andyfletcher

I want my "My loans" page back, Qatar

O

Oliver

Geneva, Switzerland

DeanDropshot

Oslo, Norway

lorrymac

Killough, United Kingdom

I

ideerge

Mountain View, United States

ErikN

Stockholm, Sweden

Lawrence J

Winnipeg, Canada

T

Tec69200

Jacksonville, United States

Scott

Oregon, United States

F

FHult

Stockholm, Sweden

H

Hynek

Brussels, Belgium

R

rcmssr

Woodbury, United States

T

Tallago3

Munich, Germany

R

Roman

Barcelona, Spain

Pere

Barcelona, Spain

E

eldicri

Favaro Veneto, Italy

johnandmoliehi

Canton, New York, United States

T

ToddK

Indianapolis, IN, USA, United States

M

mogensh

København V, Denmark

Svenip

Vienna, Austria

R

ryano

New Westminster, Canada

J

JakeA

Wellington, New Zealand

C

cjmenchaca

Austin, United States

J

Jessica

Patagonia, Argentina

BJ

Brandon Joz

North Carolina, United States

H

hwwijono

Jakarta, Indonesia

R

rmacaw

Australia

J

JacobZ

Bend, United States

A

AlexCheng

Seattle, United States

TK

Tim Koppel

WOLLONGONG, Australia

D

Darish

Clarksville, United States

beverly

Vancouver, Canada

HE

help each other

Glasgow, United Kingdom

C

chrisherron

Chicago, United States

H

hanh352

Homosassa, United States

G

graememoss

Amsterdam, Netherlands

indeh

London, United Kingdom

M

mattandrike

Arlington, United States

J

JandC

Watsonville, United States

Z

Zippo

Berlin, Germany

D

Divergent

Bethesda, United States

Cloudways

Malta, Malta

P

penguin3694

Chicago, United States

B

Bernhard75

Vienna, Austria

A

Austrian

Graz, Austria

B

bugsheep

Houston, United States

Paul and Rachel

London, United Kingdom

pentatonicscale

Niiza-shi, Japan

K

KnutAnders

niedernhausen, Germany

Namaste250

Pittsford, United States

L

loistf

Madrid, Spain

G

Goodwill

Oakland, United States

S

Sergio

Boise, United States

ads68

Melbourne, Australia

R

Rking

Eugene, United States

S

Scodeb123

Huntsville, United States

Christopher

Copenhagen, Denmark

A

Aaron

Zurich, Switzerland

C

CheapThrills

Liminka, Finland

Andreas Kiss

Vienna, Austria, Austria

Y

Yevrahs

Dallas, Texas, United States

Ingela

Falun, Sweden

A

Andy

Berlin, United States

nakamura

United States

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

A

arwaandali

Ottawa, Canada

calvero

Bergen, Norway

N

nba1999

Beijing, China

J

JohnH

Livonia, Michigan, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

neocodesoftware

vancouver, Canada

indrayudha

Jakarta, Indonesia

A

alexvanandel

Haarlemmermeer, Netherlands

isabelv

Barcelona, Spain, Sweden

A

AndrewC

London, United Kingdom

G

gradient

KFAR SABA, Israel

I

idakaren

bonlez, Belgium

gseletko

South Perth, Australia

S

smetis

Kananaskis, Canada

FriendinOregon

Hillsboro, Oregon, United States

P

Pavane

Kungsbacka, Sweden

JOKer

Weisendorf, Germany

L

LenoMetus

Perth, Australia

JonB

London, United Kingdom

soniad

Dubai, United Arab Emirates

D

doublehelix

Philadelphia, United States

J

JulCam

Montreal, Canada

L

Lolababalola

Ames, United States

ibc123

Seattle, United States

C

cranejoad

cazenovia, United States

xtrahardware

Cazenovia, United States

B

BMcDermott

Washington, DC, United States

R

richdullaghan

Encinitas, United States

C

Clben7

Cincinnati, United States

Evan Lamos

Brussels, Belgium

mygueye

Montreal, Canada

R

RohitSingh

Montreal, Canada

D

dj9812

United States

L

liseman

United States

sderickson

Berkeley, CA, United States

M

martyb

United States

J

janakan

Hong Kong, Hong Kong

Z

zvrk2014

Brookline, MA, United States

E

EjLehar

Galesburg, United States

K

Kramer91

Kamerik, Netherlands

D

drorm

United States

P

Peaches

United States

C

chrishol

United States

D

DCLending

United States

O

osubucks45

United States

R

roozbeh

United States

Aaron85

Knoxville, United States

Jonas

Brussels, Belgium

R

RJonR

United States

L

lenders

United States

V

vkodai

United States

M

Mal57

Australia

G

gerard

Netherlands

E

Eleorest

United States

D

DandS

United States

lyalljellyman

Wellington, New Zealand

K

karthich

Austin, United States

M

merk85

United States

B

bugdaniel

Switzerland

bb4dogs

United States

L

Lallarahiq

United States

K

Kber9156

North Parramatta, Australia

larry

Sweden

A

ajayhk

San Jose, United States

smastermind

Jerusalem, Israel

J

jbhernan

United States

mepster

San Francisco, Ca, United States

R

RonEddy

United States

P

PeterDG

United Kingdom

TyWee

Manila, Philippines

D

dscottprod

United States

Vesa

Helsinki, Finland

V

vbud

United States

J

JonAlec

United States

D

Desteli

United States

Grant Xavier Storer

Seattle, Wa, United States

Loungin

United States

T

Tim47

United States

M

Medagan

San Franciso, United States

Bryan

Houston, United States

utdream

United States

Otto Barten

Amsterdam, Netherlands

S

satheajay

United States

B

Bennphoto

United Kingdom

G

Gfunkey

United States

M

maddierae93

United States

N

Nicolaas

Doha, Qatar

SV

sven vdk

Twickenham, United Kingdom

adrianz

United States

C

cactusgirl

London, United Kingdom

H

hayek

Stuttgart, Germany

M

Millie_and_Babs

United Kingdom

TheGoodData

London, United Kingdom

PolarBearCapital

United States

R

rokbe

Netherlands

N

nagoll

United States

S

Stormcrow

Johannesburg, United States

SuperMario28

Cudahy, United States

F

Foster

United Kingdom

T

Tony1

Australia

P

Pinkhobgoblin

United Kingdom

reluck

Marseille, France, France

Kyle Hoback

Omaha, United States

Voscke

Utrecht, Netherlands

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

JL

Joao Leal

United Kingdom

Martin Ward

Leicester, United Kingdom

PH

Phil H

United States

Haim Si

Mexico, Mexico

S

Sven

Netherlands

Matthias

Frankfurt Am Main, Germany

Helmut Bachmayr

Munich, Germany

P

PC

United States

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

Lauren

United Kingdom

Kriszti

Houston, TX, United States

AL

Amy Luo

United States

Bernd Knabe

Dortmund, Germany

Elias

Ulm, Germany

K

Kristen

United States

SMOICE

Berlin, Germany

Fabian Linzberger

Vienna, Austria

MW

Matt Willis

United States

W

Wade

United States

JD

Jo Dane

Melbourne, Australia

Elly

Woudrichem, United Kingdom

Jake Badger

Roskilde, Denmark

PC

Patrick Clavette

Hartford, Wisconsin, United States

Kristina Speed

Seattle, WA, United States

PR

peter reibold

United States

Lou Kaucic

Sanbornton, NH, United States

D

dabatate

Saarbrücken, Saarland, Germany

JM

John Myers

United States

Max Lettenberger

Madison, WI, United States

Kevin

San Francisco, United States

JD

Jeff DePree

United States

George

Corvallis, Oregon, United States

Marcus M

San Antonio, Texas, United States

ME

Manaal Eisa

Washington DC, United States

PT

Paul T

Amsterdam, Netherlands

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

Corina King

Calgary, Canada

Framework Eyewear

Utrecht, Netherlands

Chris OConnor

Atlanta, United States

Martin Nielsen

Aarhus, Denmark

M

Mart

United Kingdom

PG

Paul Graham

United States

L

Lauren

United States

G

Gianni

Venice, Italy

KM

Keir M

London, United Kingdom

N

Nick

Greater London, United Kingdom

RV

Rob Van Dam

United States

AH

ajay hampapur

United States

J

Jeff

United States

N

Nick

United States

E

eriklonnroth

United Kingdom

J

Jason

United States

Aran Dunlop

United States

jo

Los Angeles, United States

DL

Dan Lawrence

United States

Paul Smithson

Leeds, United Kingdom

Arnaud M

Sydney, Australia

AK

Achim Königs

Bonn, Germany

Eugen Stamm

Zurich, Switzerland

terveer

Netherlands

Shawn Stice

Kansas City Missouri Central Region USA, United States

Christopher Hey

Sudbury, Canada

Cliff

United States

NR

Nick Rioux

United States

R

Ryan

United States

S

Siadus

United States

GT

Geoff Tucker

United States

Thomas

Sweden, Sweden

Gabriel Fenili

Santo André, Brazil

Y

YTSJ

London, United Kingdom

MG

Michael Guthrie

United Kingdom

S

stevensau

United States

V

Vidar

Oslo, Norway

I

isaac

United Kingdom

DK

Danny Kelly

United States

P

patrick

United States

KK

karl kerksiek

United States

B

Boris

Bern, Switzerland

Carla

United States

feisty penguin

United States

MW

Mark Walmsley

Canberra, Australia

E Mac D

Luxembourg

W

Wim

Netherlands

SA

Steve A

Newbury, United Kingdom

J

Jo

United States

David

Mantua, Ohio Usa, United States

SS

Steve Smith

Winchester, Ma, United States

Angela Linwood

Minneapolis, Minnesota, United States

RB

Ruth Brown

United States

Jes-c

United States

Lily

Australia

Kevin

United States

B

Brett

Australia

J

JT

United States

RG

Ravi Gadad

United States

Bill Ballew

Kansas City, Missouri, United States

RC

Roy Chicky Arad

tel aviv, Israel, Israel

V

Vasil

Belarus

JA

Jan Andresen

Hamburg, Germany

Sinan Taifour

Munich, Germany, Germany

JA

Joe and Deb Rinella

Kansas City Metro, United States

G

Gary

United States

J

Jon

United States

RE

Richard Ellis

United Kingdom

L

Lucy

Australia

K

Katharina

Germany, Germany

LR

Laetitia Rocha

United Kingdom

Martin Kraus

Traiskirchen, Austria

Benjamin Kniaz

Boston, United States

MO

Mark Owens

United States

Humble Bundle Community

San Francisco, United States

chessplayer

Berlin, Germany

R

Robert

Chicago, United States

JS

Jason Strauss

United States

Cora and Andi

Frankfurt, Germany

VC

Victor Chong

United States

KS

Kapil Sawlani

United States

V

VJ

Canberra, Australia

RG

Ryan Gough

United States

BP

Bill Piper

United States

Christie Young

Boston, Ma, United States

E

Ejvin

United States

Dave Magnan

Québec, Canada

K

Kyle

Durban, United Kingdom

Mary Norton

Byron Bay, Australia

AD

Amy Dinh

United States

D

Dalton

San Francisco, United States

hervey liu

United States

Haroon S

United States

The X2AI Team

San Francisco, United States

GS

Gary Sinard

Franklin, TN, United States

Bob Romijn

Hilversum, Netherlands

ED

Eunan Doherty

donegal ireland, Ireland

Bo Rosén

Eslöv, Sweden

MH

Meika Harris

United States

MS

Merel S

Netherlands

CY

Conan Yang

United States

A

Andrew

United States

GC

Gabriel Collins

United Kingdom

Philipp Lehmann

Zurich, Switzerland

David Nash

Sydney, Australia, Australia

R

RMIM

United States

A

Aaron

United States

A

Anabell

Elizabeth, United States

Mike

Indianapolis, United States

Martha Fleury

Bethesda, MD, United States

WC

Walter Clarke

Phoenix, United States

L

Liam

New Zealand

Paul Buchheit

Mountain View, United States

E

Eric

Canada

AS

Andreas Schäfer

Basel, Switzerland

A

Adriaan

Netherlands

AH

Antioch House Church

Kansas City, Kansas, United States

Keith Chan

Toronto, Canada

A

Anonymous

United States

BS

Brooke Schreier Ganz

Mill Valley, California, United States

B

Bartl

United States

CN

Craig Newmark

United States

daniel

maryborough, Australia

AB

Ashira Blazer

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

ST

Sarah Turner

United States

MW

Matt Winkler

United States, Canada

SS

Sam Smith

United States

Darren Jeppson

Denver, Colorado, United States

LM

Lee Montecucco

Washington State, United States

Jeff Tyler

Poquoson, United States

AJ

AJay Jacobs

United States

JP

Junggiu Park

Seoul, Republic of Korea

AA

Andrew and Kim

Nashville, TN, United States

J

JB

Germany

MN

Mau NA

United Arab Emirates

Ask Collins a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Collins    Apr 5, 2018

    Business is slow

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  • Collins    Jan 11, 2018

    my business is currently moving on smoothly so i want to increase my repayments

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  • Collins    Dec 21, 2017

    Business is quite slow will increase repayment soon

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  • Collins    Sep 15, 2017

    My precious lenders an grateful have had access to the amount 5442ghs. I ill make sure invest to my business making sure i get enough cash for my mobile banking services
    More over will try my best to maintain regular payments as well
    Thanks and keep supporting my business EMELORD VENTURES

    Log in to reply • Share
  • Collins    Sep 11, 2017

    My precious lenders an grateful have had access to the amount 5728
    ghs. I will make sure i investin to my business making sure i get enough cash for my mobile banking services
    More over will try my best to maintain regular payments as well
    Thanks and keep supporting my business EMELORD VENTURES

    Log in to reply • Share
  • Collins    Sep 2, 2017

    Mere words can't explain the how zidisha has impacted my business am very grateful and I ask God to bless my lenders and open their Horizon.
    I have open a new branch on main campus and am grateful to TEAM ZIDISHA

    Log in to reply • Share
  • Collins    Jul 22, 2017

    my income is currently increasing so I have decided to increase my repayments

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  • Collins    Jun 14, 2017

    Hello Lender, I travelled a little so my repayments has quiet delayed will.do.my best and make all payments accordingly

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  • Collins    Apr 12, 2017

    due to my cash out being more than my cash in i get more commissions from the various networks i work with which is increasing my income i there apply if your will help me increase my installment to 400GHS instead

    Log in to reply • Share
  • Collins    Mar 31, 2017

    Thanks soo much my lenders.
    Promise to make my repayments in time accordingly

    Log in to reply • Share
  • Collins    Mar 30, 2017

    THANK YOU LENDERS, FOR ALL YOU KEEP DOING FOR ME I APPRECIATE AND I WANT TO SAY THANK YOU,
    GOD BLESS YOU AND KEEP TEAM ZIDISHA AMOUNG THE BEST.

    Log in to reply • Share
  • Collins    Jan 21, 2017

    due to my cash out being more than my cash in i get more commissions from the various networks i work with which is increasing my income i there apply if your will help me increase my installment to 400GHS instead of 305gh

    Log in to reply • Share
  • Collins    Jan 17, 2017

    My precious lenders an grateful have had access to the amount . I ill make sure invest to my business
    More over will try my best to maintain regular payments as well
    Thanks and keep supporting my businesses

    Log in to reply • Share
  • Collins    Dec 31, 2016

    I want to use this platform to congratulate my lenders for all they have done and all they have been doing for me. I appreciate and will always beloyal to team zidisha

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  • Collins    Dec 23, 2016

    thank you my dear lenders

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  • Collins    Nov 2, 2016

    due to my cash out being more than my cash in i get more commissions from the various networks i work with which is increasing my income i there apply if your will help me increase my installment to 300GHS instead of 240gh

    Log in to reply • Share
  • Collins    Oct 13, 2016

    My precious lenders an grateful have had access to the amount 3124ghs. I ill make sure invest to my business making sure i get enough cash for my mobile banking services
    More over will try my best to maintain regular payments as well
    Thanks and keep supporting my business EMELORD VENTURES

    Log in to reply • Share
  • Collins    Oct 10, 2016

    I WILL LIKE TO APPRECIATE MY LENDERS FOR FUNDING ME TO HELP ACHIEVE MY LONG TERM AIM, TO TEAMZIDISHA I SAY A BIG THANK YOU FOR SUCH A PLATFORM TO HELP WE UPCOMING ENTERPRENUERS TO ACHIEVE OUR AMBITION IN LIFE.
    I WILL USE THE MONEY TO ENHANCE MY BUSINESS

    Log in to reply • Share
  • Collins    Jul 28, 2016

    My precious lenders an grateful have had acces to the amount 1,924GHS . I will make sure invest to my business making sure i get enough cash for my mobile banking services
    More over will try my best to maintain regular payments as well
    Thanks and keep supporting my business EMELORD VENTURES

    Log in to reply • Share
  • Collins    Jul 27, 2016

    I THANK GOD AND APPRECIATE MY LENDERS EFFORTS TOWARDS THE SUCCESS OF MY BUSINESS, I WILL USE THE MONEY TO MAKE TRANSACTIONS VIA MOBILE BANKING TO BE ABLE TO MEET MY CUSTOMERS NEEDS AND ALSO BENEFIT MY SOCIETY AS A WHOLE, THIS AMOUNT GIVEN WILL HELP WIN MY CUSTOMERS RELIABILITY AND TRUST TO ALWAYS TRANSACT WITH ME.
    WILL ALSO DO MY BEST TO MAINTAIN 100% REPAYMENT

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