Name
Janet
Member since
April 2015
On-time repayments
93 installments • 78%
My name is Janet Thoya. I am a third born in a family of eight . My childhood education was faced with a series of challenges ranging from social to economic challenges.
I lost my father when I was hardly ten years of age.
This became the root of my challenges in education and life in general. My elder sisters were forced to drop out of school to help my mum working for wages in order to provide for our basic needs.
Currently I live with my mum and my
little siblings. My elder sisters are married so my mum and I are the only hope for these kids.
Amid these challenges I learnt several skills including dress making, knitting and hair dressing. From the little we made in daily basis I managed to save a little so as to start my business. Finally I raised $25.00 and started my small business of sewing clothes.
One thing I like about our culture is that the people value and appreciate skills and talents.
I would like to raise my future children to be responsible persons in my society and in the world at large.
My hobby is singing and I was chosen as a youth choir leader in my local church. I also like interacting with nature especially the ocean. During my free time I go to the beach and enjoy the breeze.
My business is producing and selling clothing as well as repairing torn clothes in my village.
Clothes have a high demand as they are basic needs to human beings. More often I make school children uniform because they are on high demand.
On the other hand, those who cannot afford new clothes bring their old torn clothes for repair.
I chose this business because I found that I could start with small capital and it had a high demand among the local people.
Currently, the total cost is $50.00 and I make $3.00 a day.
I pay rent of $1.00 daily and walk home with $2.00.
I use $1.00 for food in the family daily and save $1.00 every day which I in turn use it to pay school fees for my little siblings. I hardly have enough to expand my business. Its my mother who help me marketing the products.
This loan is mainly to expand my business.
In order to expand this business I need to increase the rate of production.
Therefore I need to buy an electric sewing machine at $500
I also need to increase the stock of the clothe materials, $200.
I will also need to hire an assistant who will be using one of my sewing machines and I will be paying her as per the production she will be making each day.
Positive
5
Neutral
None
Negative
1
Project Type
Classic Loan
Disbursed amount
$737.00
Date disbursed
Apr 23, 2016
Repayment status
Late
Projected term
11 months
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Amount repaid
$32.28
Amount remaining
$741.56
Expected completion
Apr 2, 2017
Status
Repaying late
Installment amount
$742.57
Expected Payments | Actual Payments | ||
---|---|---|---|
May 1, 2016 | $1.01 | Apr 25, 2016 | $1.01 |
May 8, 2016 | $1.01 | Apr 30, 2016 | $1.01 |
May 15, 2016 | $1.01 | Apr 30, 2016 | $1.01 |
May 22, 2016 | $1.01 | Apr 30, 2016 | $1.01 |
May 29, 2016 | $1.01 | Apr 30, 2016 | $1.01 |
Jun 5, 2016 | $1.01 | Apr 30, 2016 | $1.01 |
Jun 12, 2016 | $1.01 | Jun 18, 2016 | $1.01 |
Jun 19, 2016 | $1.01 | Jun 18, 2016 | $1.01 |
Jun 26, 2016 | $1.01 | Jun 18, 2016 | $1.01 |
Jul 3, 2016 | $1.01 | Jun 18, 2016 | $1.01 |
Jul 10, 2016 | $1.01 | Jun 18, 2016 | $1.01 |
Jul 17, 2016 | $1.01 | Jun 18, 2016 | $1.01 |
Jul 24, 2016 | $1.01 | Jun 18, 2016 | $1.01 |
Jul 31, 2016 | $1.01 | Jun 18, 2016 | $1.01 |
Aug 7, 2016 | $1.01 | Jun 18, 2016 | $1.01 |
Aug 14, 2016 | $1.01 | Jun 18, 2016 | $1.01 |
Aug 21, 2016 | $1.01 | Jul 31, 2016 | $1.01 |
Aug 28, 2016 | $1.01 | Jul 31, 2016 | $1.01 |
Sep 4, 2016 | $1.01 | Jul 31, 2016 | $1.01 |
Sep 11, 2016 | $1.01 | Jul 31, 2016 | $1.01 |
Sep 18, 2016 | $1.01 | Jul 31, 2016 | $1.01 |
Sep 25, 2016 | $0.00 | ||
Oct 2, 2016 | $1.01 | Oct 2, 2016 | $1.01 |
Oct 9, 2016 | $1.01 | Oct 2, 2016 | $1.01 |
Oct 16, 2016 | $1.01 | Oct 2, 2016 | $1.01 |
Oct 23, 2016 | $1.01 | Oct 2, 2016 | $1.01 |
Oct 30, 2016 | $1.01 | Oct 2, 2016 | $1.01 |
Nov 6, 2016 | $1.01 | Oct 2, 2016 | $1.01 |
Nov 13, 2016 | $1.01 | Oct 2, 2016 | $1.01 |
Nov 20, 2016 | $1.01 | Jan 1, 2017 | $1.01 |
Nov 27, 2016 | $0.00 | ||
Dec 4, 2016 | $0.00 | ||
Dec 11, 2016 | $0.00 | ||
Dec 18, 2016 | $0.00 | ||
Dec 25, 2016 | $0.00 | ||
Jan 1, 2017 | $0.00 | ||
Jan 8, 2017 | $1.01 | Jan 29, 2017 | $1.01 |
Jan 15, 2017 | $0.00 | ||
Jan 22, 2017 | $0.00 | ||
Jan 29, 2017 | $0.00 | ||
Feb 5, 2017 | $0.00 | ||
Feb 12, 2017 | $0.00 | ||
Feb 19, 2017 | $0.00 | ||
Feb 26, 2017 | $1.01 | Mar 20, 2017 | $1.01 |
Mar 5, 2017 | $0.00 | ||
Mar 12, 2017 | $0.00 | ||
Mar 19, 2017 | $0.00 | ||
Mar 26, 2017 | $0.00 | ||
Apr 2, 2017 | $742.57 | Apr 22, 2017 | $1.01 |
Day Family Feb 23, 2019
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